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Anybody have an X plan code?

Old 11-14-2020, 08:56 AM
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Default Anybody have an X plan code?

Does anyone here have an x plan code?

A friend told me I should try and find someone that has an x plan code in order to buy a 2020 f150.

Is this a true thing or internet lore?

Not familiar with program, but am going to buy something today.

Does anyone know of this code?

Thanks, Chris
Old 11-14-2020, 09:05 AM
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I've been retired for a few years, but we had one at work. It's a set price, pretty much. I believe it's mostly a cooperate thing for their employees and I was always told that you could get a better price dealing yourself.
Old 11-14-2020, 10:42 AM
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I just ordered a 2021 F350, your mileage may vary with the F150. I started negotiations with the Costco price with a few dealers, and went from there. The Costco dealer was welded to that price, they would not budge. After talking to a couple more, one beat it by a good margin, most beat it by at least some. I ended up at 10% off MSRP, which I feel is a fair deal considering how few Super Dutys are in stock, and how quickly they sell. Even if you can throw a Costco price out it should save you a good chunk off MSRP without much effort.
Old 11-14-2020, 01:21 PM
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Mc405. Generate a pin...you may have to pay $25 to join mustang club of America
Old 11-14-2020, 01:32 PM
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X-plan is basically invoice pricing with a limit on doc fees, if you’re in a high doc fee area, it might save you a couple bucks. Most dealers will order an ordinary truck at invoice or less.
Old 11-14-2020, 01:46 PM
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X Plan pricing is average at best. A Plan is employee price, and by contract a dealer cannot sell a vehicle to someone below A plan pricing (but I think they could match it if they really wanted).

If you want to negotiate on a Ford product, go to a dealer, find the truck you want, tell them you have a relative who works for Ford and you want the A Plan price. They should give it to you with no hassle. You won't get the A Plan price of course, and you won't be able to negotiate the dealer down to that price, but it gives you a reference of what the theoretical lowest price is. Depending on the dealer, vehicles, etc., you might be able to get the truck for a few thousand over A Plan price.
Old 11-14-2020, 02:02 PM
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Originally Posted by dev View Post
X Plan pricing is average at best. A Plan is employee price, and by contract a dealer cannot sell a vehicle to someone below A plan pricing (but I think they could match it if they really wanted).

If you want to negotiate on a Ford product, go to a dealer, find the truck you want, tell them you have a relative who works for Ford and you want the A Plan price. They should give it to you with no hassle. You won't get the A Plan price of course, and you won't be able to negotiate the dealer down to that price, but it gives you a reference of what the theoretical lowest price is. Depending on the dealer, vehicles, etc., you might be able to get the truck for a few thousand over A Plan price.
A-plan is a set price for eligible employees and family, it cannot be negotiated, both the dealer and customer risk losing plan privileges. Obviously the trade in amount is negotiable! A-plan pays the dealer 6 or 6 1/2% commission, I don’t remember the exact number. A-plan is invoice less holdback, which is now 2% vs 3% in 2019.
Old 11-14-2020, 02:15 PM
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Join the mustang club of America and you can get your own code.
Old 11-15-2020, 04:16 PM
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On an F-150 the dealer should welcome a retail sale at x plan as it's not THAT much of a discount and only a little bit of negotiation can beat or match it. It is an effortless way to get a decent price so it's not a bad way to go if you just don't want the hassle of the back and forth.
Old 11-15-2020, 04:31 PM
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Xplan is $500 over invoice with no dealer fees. I’d sell you one for that all day long and you don’t even need a PIN number.
Aplan is current Ford employee price.
Zplan is same as Aplan but for retirees.
Dplan what I get is dealer employee price.
A/Z plan are the best and lowest. If you shop around you may find a dealer who’s willing to sell it to you that low. But the thing is that the plan pricing commission back to dealer allows them to do it that low and without the fees. Without a real A/Z plan PIN number a dealer will not get that commission back and will be hard pressed to also waive their fees on top of that.
This is all not mentioning the shortage on vehicles right now. We are not sitting heavy on inventory.
Old 11-15-2020, 04:45 PM
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Originally Posted by 7.62Kolectr View Post
Xplan is $500 over invoice with no dealer fees. I’d sell you one for that all day long and you don’t even need a PIN number.
Uh, no.

X-Plan = Dealer Invoice - (0.4% * Dealer Invoice) + Administration Fee

Admin fee is $275.

So it varies based on invoice. Also, Doc fee is capped at $100.

Do you work at a Ford dealer?
Old 11-15-2020, 05:03 PM
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Alright, thanks for all the explanations guys. Bud mentioned it because I was anxious about having to impulse buy a truck at the present time.

My lady's truck had the tranny implode Friday aftrenoon. I went and towed it home and then set to work looking on the internet for a truck. She won't drive my diesels so I needed to buy a truck yesterday on Saturday. I figured I was going to get raped having to just buy something yesterday.

Well, well, well. It was actually my lucly day. I found the perfect 2020 F150 with 3.5 eco, 10 speed, tow package, fx4, group302A, short bed, 4x4, etc.

Just what my lady wanted. To a "T". How can I be this lucky? The truck was 200 miles south. Had just been delivered to the lot. 18 miles.

I called them immediately and told them I was coming the next day for that truck and don't sell it till I got there to get it.

Internet price was listed at 46, 865. Got there and sticker says 55,900. Sat down with money dude and he gave me 4,000 more off from Ford.
Then he said yesterday was the start of Ford's Black Friday sales event so he gave me another 500 off and then because I emailed them off the internet I was given another 150 off.

So I got it for 46, 865 - 4000 - 500 - 150 = 42, 215

They added fees of 692 for reg and license, 30 for electronic transfer charge CVR, 85 for documents?, and a final 3740 for sales tax.

Final price everything, everything price was $46, 762. I thought that was really fair, so I said how about we just call it 46, 750? Guy said your asking for 12 dollars? Seriously? Its a deal.

Couldn't be happier. Think I got a super fair deal on a really nicely equipped truck. I haven't drove it, but my lady is super happy with her new Ford.

Old 11-15-2020, 05:06 PM
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Originally Posted by mac7769 View Post
Uh, no.

X-Plan = Dealer Invoice - (0.4% * Dealer Invoice) + Administration Fee

Admin fee is $275.

So it varies based on invoice. Also, Doc fee is capped at $100.

Do you work at a Ford dealer?

yes I do. Have done so for over 24yrs.
and NO Xplan is not .4% lower than invoice price.
It IS on average around $500 over.



Old 11-15-2020, 05:07 PM
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Here's a pic.


Old 11-15-2020, 05:11 PM
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Originally Posted by bayrunner16 View Post
Alright, thanks for all the explanations guys. Bud mentioned it because I was anxious about having to impulse buy a truck at the present time.

My lady's truck had the tranny implode Friday aftrenoon. I went and towed it home and then set to work looking on the internet for a truck. She won't drive my diesels so I needed to buy a truck yesterday on Saturday. I figured I was going to get raped having to just buy something yesterday.

Well, well, well. It was actually my lucly day. I found the perfect 2020 F150 with 3.5 eco, 10 speed, tow package, fx4, group302A, short bed, 4x4, etc.

Just what my lady wanted. To a "T". How can I be this lucky? The truck was 200 miles south. Had just been delivered to the lot. 18 miles.

I called them immediately and told them I was coming the next day for that truck and don't sell it till I got there to get it.

Internet price was listed at 46, 865. Got there and sticker says 55,900. Sat down with money dude and he gave me 4,000 more off from Ford.
Then he said yesterday was the start of Ford's Black Friday sales event so he gave me another 500 off and then because I emailed them off the internet I was given another 150 off.

So I got it for 46, 865 - 4000 - 500 - 150 = 42, 215

They added fees of 692 for reg and license, 30 for electronic transfer charge CVR, 85 for documents?, and a final 3740 for sales tax.

Final price everything, everything price was $46, 762. I thought that was really fair, so I said how about we just call it 46, 750? Guy said your asking for 12 dollars? Seriously? Its a deal.

Couldn't be happier. Think I got a super fair deal on a really nicely equipped truck. I haven't drove it, but my lady is super happy with her new Ford.

You did very well. Enjoy it
Old 11-15-2020, 05:25 PM
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Originally Posted by 7.62Kolectr View Post
yes I do. Have done so for over 24yrs.
and NO Xplan is not .4% lower than invoice price.
It IS on average around $500 over.


What I quoted was direct from Ford. Glad you are not a dealer in my area.
Old 11-15-2020, 05:38 PM
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I worked for Ford for 24 years, and used to manage the department that administered the payoffs of vehicles--sales incentives and low APR programs.

The X Plan is commonly known as the Family and Friends program. You've got to get someone within the company to contact Ford and get a PIN #, etc. It's not for the man off the street. They didn't have this program when I worked there (left in 1994.)

The A Plan is basically where the dealer is selling the vehicle at invoice cost minus the dealer holdback that's basically 2%of the MSRP. The factory pays the dealer 6% for handling the deal. There have been some changes throughout the years that I'm not aware of the details--to do with Doc Fees. But that's basically how it's handled.

The X Plan is good, however it's not as good as the Plan A.

The automotive world is deadly competitive, and don't think that the dealers in any given big city retail market get along. They often are willing to cut their normal profits in order to get a sale away from an arch nemesis. And there's always a dealer around that runs a low cost/budget operation where he can sell vehicles for less than his competition. I prefer to stay away from all the big chain dealerships who push their employees to meet lofty sales and profit objectives and that throw ridiculous Documentary Fees of $700-800. I know some dealers that charge no Doc Fees. And I prefer to deal with dealerships that are home owned and operated.

I bought a 2020 F150 SuperCrew 2.7 fully loaded 6 months ago with a $3000 coupon sales incentive received in the mail. It took the dealer 30 minutes to figure out how much to charge because they had so many discounts and PIN #'s. I took Ford Credit's $2000 financing discount--and paid them off 2 months later. Total cost-- $31,000. The 2.7 engine is truly incredible in acceleration-- Zero to 60 mph in 6 seconds and 14.0 second quarter mile. Best highway mileage 25.5 @ 55 mph.
Old 11-15-2020, 07:41 PM
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Originally Posted by mac7769 View Post
What I quoted was direct from Ford. Glad you are not a dealer in my area.
That is a pic of an actual Ford invoice that was on my desk at the time I posted it. I don’t care what you were ‘quoted direct from Ford’. An actual pic of a real invoice is worth more than anything somebody told you. Xplan is not and never has been lower than invoice price.
Geesh some people wouldn’t believe it if you told them the sky was blue..

The op already made his deal anyway. So enjoy what somebody told you and I’ll continue to deal with what’s actually printed on real invoices.
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Old 11-16-2020, 05:56 AM
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Originally Posted by 7.62Kolectr View Post
That is a pic of an actual Ford invoice that was on my desk at the time I posted it. I don’t care what you were ‘quoted direct from Ford’. An actual pic of a real invoice is worth more than anything somebody told you. Xplan is not and never has been lower than invoice price.
Geesh some people wouldn’t believe it if you told them the sky was blue..

The op already made his deal anyway. So enjoy what somebody told you and I’ll continue to deal with what’s actually printed on real invoices.
Please show me where I said X-Plan was lower than invoice. I'll make it easy for you, you can't.

The formula was quoted direct off the Ford Partner X-Plan website.
Old 11-17-2020, 05:55 PM
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Originally Posted by N747JB View Post
X-plan is basically invoice pricing with a limit on doc fees, if you’re in a high doc fee area, it might save you a couple bucks. Most dealers will order an ordinary truck at invoice or less.
they can't charge you doc fee's with an x plan. I use one all the time my father in law is a retired Ford employee.

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