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Old 12-01-2012, 07:36 PM   #1
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Join Date: Nov 2012
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Default Ski safe boat insurance

To all when considering boat insurance. I was very well educated this week on insurance being this was the first year of owning a big boat.And suffered a loss of hurricane sandy. There so many great policies out there but be aware of ski safe and it's three times the deductible for a named wind storm... Also a (machinery limit) which is pretty much everything... Also the depreciation of all of it.... please ask questions when getting a policy.... I realize it is my fault but as a new boater wow what a lesson by a cut rate insurance.. On top of that a very unprofessional uncaring adjuster who made me feel like my boat was worthless and wanted to fight me on everything no mattter what.... BEWARE
mofishin is offline  
Old 02-05-2013, 11:09 AM   #2
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Location: Moriches, NY
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Same here. You get what you pay for. Ski safe is a cut rate, semi professional company, Had them last year, they hung me out to dry after Sandy with a provision I missed on my paperwork that had a windstormn deductible of $17,500.....Painful lesson.

Go look into BoatUS, A+++
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Old 02-05-2013, 11:32 AM   #3
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Location: Seattle, WA
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Sorry to hear that you had a negative experience with vessel insurance. Too often, companies sell the lowest premium possible without really knowing:
  • what they are offering
  • what the client's needs are
  • how the policy offered really covers (or does not cover) the client

There is so much more to a policy than the pricing. Take a moment and read this- I wrote this as an easy way to understand vessel insurance.!!!)
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Old 03-24-2013, 07:10 PM   #4
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I have Ski-Safe and was very satisfied with the handling of my claim. I have a Named 1500.00 windstorm deductible with Sandy and felt that was fair. Sent pictures of damage to adjuster with repair estimates, received check in 4 weeks. Great service and just received renewal for policy with NO increase !! A+ with me.
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