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Forum: Dockside Chat
04-02-2020, 02:04 PM
Replies: 11,815
Views: 3,844,087
Posted By Sprockets

Good for you! I'm coming up on 2 years with...

Good for you! I'm coming up on 2 years with mine. Only see each other 2-3 nights a week which works out great. My daughter gets along with her and I get along with her kids too. Keeping it...
Forum: Dockside Chat
04-01-2020, 09:44 AM
Replies: 122
Views: 7,194
Posted By Sprockets

correct

correct
Forum: Dockside Chat
04-01-2020, 09:16 AM
Replies: 4
Views: 336
Posted By Sprockets

Chain mail or not, it's an issue. My...

Chain mail or not, it's an issue.

My parents, 89 & 85 live in an assisted living facility. My sister and I can not visit them. Mom has Dementia. She was unresponsive last Wednesday morning...
04-01-2020, 06:20 AM
Replies: 151
Views: 9,306
Posted By Sprockets

I'm curious as to what the actual itinerary was? ...

I'm curious as to what the actual itinerary was? Did it include a stop in the US?

We should allow the ship to dock. Provision should be made to remove the deceased from the ship. Providing...
Forum: Dockside Chat
04-01-2020, 05:01 AM
Replies: 122
Views: 7,194
Posted By Sprockets

Financial Advisor. Stressful time. Working from...

Financial Advisor. Stressful time. Working from home, but not nearly as productive as going to my office. About 15% decline in revenue.

GF has worked from home over 9 years. She usually...
Forum: Dockside Chat
03-31-2020, 09:36 AM
Replies: 20
Views: 986
Posted By Sprockets

I haven't seen anything specific to taking early...

I haven't seen anything specific to taking early distributions over life expectancy under 72t, but it says any RMDs for 2020. It does mention first distributions for 2019 that were deferred to 2020.
Forum: Dockside Chat
03-31-2020, 04:33 AM
Replies: 20
Views: 986
Posted By Sprockets

That is correct.

That is correct.
Forum: Dockside Chat
03-30-2020, 12:42 PM
Replies: 20
Views: 986
Posted By Sprockets

I have a client with a large IRA and he turned...

I have a client with a large IRA and he turned 70.5 last year. We were just about to push out his 2019 distribution (due by 4/1). He can actually skip 2019 and 2020. Big tax savings!
Forum: Dockside Chat
03-30-2020, 12:31 PM
Replies: 20
Views: 986
Posted By Sprockets

2020 Required Minimum Distributions

Have you guys seen the IRA provisions in the stimulus bill?

Anyone with an RMD for 2020 does not have to take it. This includes inherited IRA's as well as any first RMD that is for 2019. This...
Forum: Dockside Chat
03-30-2020, 08:50 AM
Replies: 105
Views: 9,785
Posted By Sprockets

That's horrible Lance. So sorry you had to...

That's horrible Lance. So sorry you had to witness that. Unfortunately, I've been there, done that.
Forum: Dockside Chat
03-30-2020, 08:49 AM
Replies: 56
Views: 3,202
Posted By Sprockets

My daughter is a Sonographer and told me the...

My daughter is a Sonographer and told me the same. She works 2 jobs, one at a hospital and one at a women's imaging center. The imaging center has had a huge drop, even though it is mostly breast...
Forum: Dockside Chat
03-29-2020, 04:48 AM
Replies: 34
Views: 1,446
Posted By Sprockets

Danny - bumping this because I'm interested as...

Danny - bumping this because I'm interested as well. I can dig up my paperwork to see exactly how it was handled.
Forum: Dockside Chat
03-27-2020, 09:31 AM
Replies: 9
Views: 264
Posted By Sprockets

TD Ameritrade is a low cost provider. ...

TD Ameritrade is a low cost provider. Transferring your IRA there is your easiest move. They will have a huge number of funds and ETF's available with no transaction fees. Just and FYI, they are...
Forum: Dockside Chat
03-27-2020, 07:21 AM
Replies: 34
Views: 1,446
Posted By Sprockets

It was simple. I did it last fall when rates...

It was simple. I did it last fall when rates dipped. As I recall, it was a one page request, and all I needed to send was proof that I was still employed. I'm sure they obtained my credit score...
Forum: Dockside Chat
03-26-2020, 10:37 AM
Replies: 34
Views: 1,446
Posted By Sprockets

Keep us posted. I spoke to a very busy realtor...

Keep us posted. I spoke to a very busy realtor friend yesterday, and she told me some lenders are pulling back until the virus situation stabilizes. Another friend has his house under contract, and...
Forum: Dockside Chat
03-25-2020, 07:28 PM
Replies: 34
Views: 1,446
Posted By Sprockets

My lender was Trustco Bank. You need to ask as...

My lender was Trustco Bank. You need to ask as they don't market it. They do it so they don't lose the loan if you refinance somewhere else.
Forum: Dockside Chat
03-25-2020, 06:35 PM
Replies: 34
Views: 1,446
Posted By Sprockets

See if your lender will do a modification instead...

See if your lender will do a modification instead of refinancing. I went from 4.25 to 3.5 and they charged $1,500. It was an 8 month payback. Much cheaper and easier than a refi.
Forum: Dockside Chat
03-25-2020, 08:46 AM
Replies: 28
Views: 1,092
Posted By Sprockets

What pricing are you seeing per square? Have...

What pricing are you seeing per square? Have prices come down due to the virus?
Forum: Dockside Chat
03-25-2020, 05:12 AM
Replies: 20
Views: 429
Posted By Sprockets

Good work! My daughter works in a hospital in...

Good work! My daughter works in a hospital in South Florida and they really need PPE. As of a couple of days ago they did have one verified Covid 19 case,. I'm sure it's more now. They are calm,...
Forum: Dockside Chat
03-25-2020, 05:06 AM
Replies: 92
Views: 6,247
Posted By Sprockets

I took my GF and her kids out on the boat...

I took my GF and her kids out on the boat Saturday. Launched at Ed Stone Park west of Deland, FL. It's a large ramp and it was absolutely packed. Had to make my own parking spot. Ran up to Silver...
Forum: Dockside Chat
03-25-2020, 04:58 AM
Replies: 28
Views: 1,989
Posted By Sprockets

My girlfriend has used Publix delivery several...

My girlfriend has used Publix delivery several times. It's a huge time saver for her too.

Stay healthy and get the new boat ready!
Forum: Dockside Chat
03-24-2020, 07:37 AM
Replies: 7,856
Views: 481,901
Posted By Sprockets

I'm not an active trader, but my "hunch" is that...

I'm not an active trader, but my "hunch" is that the markets will run up through the end of the month. Too many managers want to prop up the numbers for quarter-end. Be careful on the short side.
Forum: Dockside Chat
03-24-2020, 06:35 AM
Replies: 6
Views: 270
Posted By Sprockets

I feel your pain. My daughter is a Sonographer...

I feel your pain. My daughter is a Sonographer in SE Florida. They are seriously lacking in PPE. It really boggles the mind.
03-23-2020, 07:24 PM
Replies: 53
Views: 4,587
Posted By Sprockets

The Works contains acid, not bleach.

The Works contains acid, not bleach.
03-23-2020, 07:02 PM
Replies: 53
Views: 4,587
Posted By Sprockets

Have you tried The Works toilet cleaner? I've...

Have you tried The Works toilet cleaner? I've had very good luck with it and it's super cheap.
Showing results 1 to 25 of 500
 


 
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