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Question for THT members 60 or over

Old 11-23-2018, 04:08 AM
  #81  
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1. Keep trying to get a job with CSX.
Man, if I had it to do all over again I would have kept trying.
2. Put 10% in a 401k or ROTH IRA from the start early in life before you start accumulating bills.
AND put HALF of every raise for the rest of your career in it.
3. Go to HVAC school and work toward having your own business in HVAC. You see how the HVAC guy has everyone by the balls everytime people call them to fix something?
3. NEVER EVER live your life depending on overtime. Work as little overtime as possible.
4.Don't concern yourself about being as successful as I have been son. I promise i won't think nothing less of you if you don't have as big of a house and as expensive a car and toys as I.
have.
5. Make sure you ALWAYS have a 4x4 truck and go in half with me on a new bigger boat in a few years so we can go further offshore fishing together.
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Old 11-23-2018, 04:56 AM
  #82  
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1. Enjoy life, you only have one.
2. Save something from every check for you retirement.
3. Ex-wives are veryyyyyyyy expensive.

no regrets!
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Old 11-23-2018, 10:49 AM
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Originally Posted by tprice View Post




BINGO, Son is 31 and works UPS. Got him set up putting 10% in his 401K and told him ONE DAY when I am LONG GONE you will THANK ME . Son in Law is UPS also and 24. Got him doing same thing and told him same thing .

Never seen anyone have TOO much for retirement
Really s/b 15-20% We banked my wife's entire check for 20+ years. Time matters.
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Old 11-23-2018, 07:43 PM
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Don't work so hard.
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Old 11-24-2018, 04:04 AM
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Hard work is never easy
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Old 11-24-2018, 04:15 AM
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Originally Posted by DavenFla View Post
Hard work is never easy
Unless you love what you do.
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Old 11-24-2018, 04:31 AM
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Originally Posted by horsepen40 View Post
Save as much as you possibly can for your retirement! While at 30 it may seem such a long way off, once you’re there, there ain’t no chance foe a do-over!
Max out all savings options. It's tough at first, but you will get used to it. When you're 30, it's easy to think that you've always got tomorrow to start.

Originally Posted by FishnDive View Post
How tall were you when you graduated high school, what did you weigh, how tall are you today, what do you weigh. Watch your weight, it can cause lots of health problems as you get older
Absolutely!! It's easy when you're 30 to believe you're invincible, bullet proof. Having a critical care nurse for a wife, she sees the effects of obesity ALL THE TIME!!


Originally Posted by SeaNile Boater View Post
Protect your hearing.
My dad's hobby was wood working. I could not get him to wear hearing protection and when he passed away, he was basically deaf.
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Old 11-24-2018, 05:48 AM
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Most of these older guys are stuck on money. It's similar to having a smart phone .... and that's all you look at. With that said... no one wants to be poor.

Put your future monetary retirement savings on cruise control, look out the window and enjoy the view. It's the journey... because there are many destinations along the way.
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Old 11-24-2018, 07:21 AM
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The same advice my 102 year old grandmother gave me when I was 30. " Son don't drank and smoke yourself to death like your Uncle Fred did". (Uncle Fred only lived to be 84, was her oldest son)

Last edited by Alligator4014; 11-24-2018 at 07:27 AM.
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Old 11-24-2018, 08:49 AM
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Some have mentioned the MOST important thing most of us did not understand. And that's the weight.... it silently creeps up like you would never believe and absolutely IS the cause of many, many if not most aging issues. I was always in great shape for the most part but did just as most others and let the pounds come on slowly but surely. Nearly 2 years ago at the age of 58 I finally woke up, looked around and couldn't believe what had happened. I was experiencing many of the normal aging aches, pains, etc that we're all accustomed to hearing about. I lost over 50 lbs and started "really" working out and now feel as good or better than I did at 30.

I guess time will tell if I got back on track in time but I do wish I had understood just how many issues could be avoided by not letting the weight gain happen in the first place. I thought the aging issues most face were just a normal part of life; turns out many don't have to be.
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Old 11-24-2018, 11:55 AM
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Get him a book for Christmas, “How to Win Freinds and Influence People” by Dale Carnegie written about 1936.
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Old 11-24-2018, 04:26 PM
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Originally Posted by Gullpt View Post
Get him a book for Christmas, “How to Win Freinds and Influence People” by Dale Carnegie written about 1936.
Great book! I have read it a number of times.
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Old 11-24-2018, 04:34 PM
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More valuable advise in it than 1000 pages of this thread
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Old 11-24-2018, 06:41 PM
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I would give the same advice I got around 30 "Pay yourself first".
Take some of that money you made and stuff it away in some kind of investment before you even think about spending it and keep borrowing to an absolute minimum with the goal of no debt.. By 45 I was debt free and I owned two properties. I had money stuffed away. When I was 49, the opportunity to retire came up and I could afford to take it. 23 years later. I am still a pretty happy guy.
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Old 11-24-2018, 08:41 PM
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I'm 70.

Save for your retirement if you want to live beyond 65. Otherwise, spend it all.

Choose a spouse that really wants you, not necessarily the one that you really want. It makes a big difference in your happiness.
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Old 11-25-2018, 02:17 AM
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Get lessons from the best golf pro you can find.

If you are drinking basically every day, get help immediately.

Think LONG and HARD before having children.

If it is not your business, it is not your business.
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Old 11-25-2018, 03:04 AM
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Don't make fun of old people.
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Old 11-25-2018, 04:07 AM
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Originally Posted by GaryDoug View Post
I'm 70.

Save for your retirement if you want to live beyond 65. Otherwise, spend it all.

Choose a spouse that really wants you, not necessarily the one that you really want. It makes a big difference in your happiness.
Lots of good advice offered already and I can't really add anything other than to reiterate how important your spouse is in your life.
Make sure that you both have the same goals and make sure that you don't sacrifice yours for hers.
Life can really take some hard turns that you didn't expect or plan for.
I was divorced after 30 years of marriage. It should have happened 20 years ago.
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Old 11-25-2018, 08:06 AM
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Originally Posted by Hatem View Post
Don't screw with old people.
fify
Very wise advise, them old people may just whip your ass or put a round through you.
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Old 11-25-2018, 08:37 AM
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Old age is not for sissies !
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