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F-250 versus Repo Truck. Just to funny.

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F-250 versus Repo Truck. Just to funny.

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Old 09-14-2018, 12:32 PM
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Default F-250 versus Repo Truck. Just to funny.

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Old 09-14-2018, 03:01 PM
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Don't pay for your stuff and then act like a child and ruin it when the person who "owns" it comes to get it... Crazy situation.
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Old 09-14-2018, 03:09 PM
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Don't know where this took place but round here the Repo Man would have shot his ass.
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Old 09-14-2018, 03:15 PM
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Originally Posted by BlueRudy View Post
Don't know where this took place but round here the Repo Man would have shot his ass.
Dade County...

Probably repo'ing a stolen truck anyways!!!


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Old 09-14-2018, 03:18 PM
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Originally Posted by jtburf View Post
Dade County...
Then he is lucky his ass didnt get shot
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Old 09-14-2018, 03:26 PM
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We had a tenant once who was having repo problems. We were contacted by the bank and they asked to come onto the parking lot (private) to hook up her vehicle. She knew they were looking for her and had taken to sleeping in her car.

One day she woke up while her car was being winched onto a flatbed tow truck. The tow driver didn't know she was inside. She started it up and managed to drive off the flatbed, over the lawn, killing a whole row of hibiscus and off she went. She didn't get far as the tranny was fucked from the jump.

Needless to say it wasn't long before she had neither a car nor an apartment to live in.
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Old 09-14-2018, 03:32 PM
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Shocking. Miami.
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Old 09-14-2018, 03:37 PM
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That F250 lost the battle......he can keep it now...... the bank won't want it all F'ed up like that. Real Dick move!
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Old 09-14-2018, 03:53 PM
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Saw a neighbor getting his car repo’d once...or they were trying to repo it. Neighbor had the car backed into his driveway with another car in front of it. Repo man drove up onto the lawn to hook up to the car and pull it out from behind the car that was blocking it and backed over a flower bed in the process. They hooked up the car and the neighbor jumped into the car and the repo man couldn’t move his car with someone in it. Repo man decided to play the waiting game and wait for the man to exit his car. Much to the repo mans surprise, the neighbor called the cops, they showed up and the repo man decided to play tough guy and got mouthy with the cops. Don’t know the final outcome, but under the threat of arrest the repo man eventually dropped the car and accepted a summons to appear in court for the destruction of private property among a few other charges.

From what little I know about repo laws, it seems they can’t just take a car from anywhere, there are certain rules they must abide by and one of those rules is that they can’t trespass or open a locked garage to retrieve the vehicle from inside it. Don’t know how the law deals with backing into someone’s driveway to repo a car. I would think in Florida that a repo man would have to be very careful when it came to guns. Come onto private property with a gun and I’m guessing you may get shot when the home owner claims he felt threatened and evoked either the Stand your Ground Law or Castle Doctrine. Don’t know the specifics, but I do remember a jet ski thief getting shot outside a home, but on private property a few years ago and there were no charges against the owner.
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Old 09-14-2018, 03:54 PM
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Built a few of those tow trucks. He needed to retract the lift arm and might have had a better chance to win the tug of war.
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Old 09-14-2018, 04:08 PM
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Florida is suppose to be a no contest state.
That company is the biggest repo co around .
I was making keys for the banks in there lots.
They pick up over 200 cars a week in Miami .
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Old 09-14-2018, 04:38 PM
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What do you mean “no contest state”? Does that mean if someone contest/confronts the repo man, the repo man is supposed to walk away? Or does that mean that once the repo man has the paperwork, the owner can’t contest/confront them and if they do and the repo man calls the police, the police tell the owner that their property is being repo’d and there is nothing they can do but contact the bank and try to pay the debt plus repo fees to retrieve their property?
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Old 09-14-2018, 05:20 PM
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Originally Posted by Diverboy View Post
but I do remember a jet ski thief getting shot outside a home, but on private property a few years ago and there were no charges against the owner.
Any update on how that jet ski thief is doing health wise?
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Old 09-14-2018, 05:24 PM
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Originally Posted by Diverboy View Post
Saw a neighbor getting his car repoíd once...or they were trying to repo it. Neighbor had the car backed into his driveway with another car in front of it. Repo man drove up onto the lawn to hook up to the car and pull it out from behind the car that was blocking it and backed over a flower bed in the process. They hooked up the car and the neighbor jumped into the car and the repo man couldnít move his car with someone in it. Repo man decided to play the waiting game and wait for the man to exit his car. Much to the repo mans surprise, the neighbor called the cops, they showed up and the repo man decided to play tough guy and got mouthy with the cops. Donít know the final outcome, but under the threat of arrest the repo man eventually dropped the car and accepted a summons to appear in court for the destruction of private property among a few other charges.

From what little I know about repo laws, it seems they canít just take a car from anywhere, there are certain rules they must abide by and one of those rules is that they canít trespass or open a locked garage to retrieve the vehicle from inside it. Donít know how the law deals with backing into someoneís driveway to repo a car. I would think in Florida that a repo man would have to be very careful when it came to guns. Come onto private property with a gun and Iím guessing you may get shot when the home owner claims he felt threatened and evoked either the Stand your Ground Law or Castle Doctrine. Donít know the specifics, but I do remember a jet ski thief getting shot outside a home, but on private property a few years ago and there were no charges against the owner.
1. a repo is not "theft" so the comment about the jet ski (an incident that was thoroughly discussed on here) does not apply

2. it varies by state of course, but in pretty much every state it is not legal to cut a lock on a gate or jimmy a lock on a garage

in MOST states it is legal to open an unlocked gate or to enter and repo from a garage that is already open and accessible.....in many states it is also legal to stick a fiber camera under a garage door that is shut to see if the vehicle is in the garage as well even if it is locked

3. in some states it is legal to move a car that is not up for repo if it is blocking a car that is up for repo, but you will be liable for damages if you cause damages

4. in some states you can probably do what some might consider "damage" and be legal and that would include driving across a lawn or into a back yard (again provided you did not cut a lock ect), but if you are running over flower beds, sprinkler heads, small trees or bushes ect you will be liable for that damage......if you are dragging a car because you cannot get to the proper side to lift the drive tires and you leave skid marks you will most likely not be liable in most states for the marks or for flat "spot tires" (not really an issue unless you drag for a mile or something stupid)

5. the way it works in most places is if you get the car off the property before the cops show up them the repo driver is NOT committing a breach of peace and the police CANNOT make them drop the car.......this would generally be limited to a single family residence or perhaps a duplex it is not going to apply generally to an apartment complex

so in the case you discussed IF the repo driver had NOT damaged the flower bed and if they had hooked the car and drug it through the lawn with minimum damage and they had gotten it into the street or if they had hooked and moved the blocking car and then hooked the car to be repoed and gotten it into the street before the cops showed up then the police would NOT have the legal authority to make the driver drop the car and leave it

BUT in the case you discussed the driver DID damage to a flower bed AND the vehicle was still on the property when the cops showed up thus that driver was causing a breach of peace and the cops CAN tell him to drop the car and leave.....the damage to the flower bed being the MAIN issue I am sure because often times even if there is no damage like that and the driver has not gotten the car off the property the cops will tell the "owner" (the one being repoed) that they probably should give up the car because they are going to be charged for the failed repo, they are going to be forced to pay the note IN FULL to get the car back (vs being able to pay what is currently owed plus a repo fee and or possible evne have the reop fee tacked on to the end of the note) and the repo driver will make sure to get them somewhere out in public when it is EXTREMELY inconvenient for them to have their car taken and generally that will convince a reasonable person to give up the car

along with that the cops will explain that the repo company will get a writ of replevin if they need to and then the Sheriff will come with the repo man and they WILL cut locks, enter locked buildings, threaten jail and do anything and everything needed to get the property and of course that MASSIVE cost will be tacked on to what is due to get the car back

6. in a number of places if the "neighbor" (or anyone else) was not on the note for the car and they were interfering with the repo they would be arrested even if the car was still on the owners property and that would be almost certain if the person on the car note was not there at the time.....there COULD be some ambiguity if the person not on the note was in fact the owner of the property, but again the cops will most likely tell them they can ask the repo driver to get off their property, but they are making things much worse for the car "owner"

so a next door neighbor coming over (off of his own property and on to property he does not own or control) when the vehicle "owner' is not home and interfering is probably going to be in more trouble in most states even if the driver has not gotten the vehicle off of the property yet because that neighbor is not a party to anything going on and it is not his business

7. in some places it is in fact legal to move the vehicle a short distance with someone in it.....IE drag it off the driveway and into the street and then when the cops show up because it is off the property and on public property that person sitting in the car is the one creating the breach of peace and thus the one subject to arrest no matter if they are the 'owner" or not

8. now in some states (Louisiana for one) repos are a lot different than most places and generally require law enforcement involvement and sometimes court involvement....in other places you are required to notify law enforcement before you attempt one and sometimes the cops will be there with you from the start....in other places you have several hours to let the cops know you have repoed a car and generally a driver will not call the cops until after to make sure the cops do not come in the middle of them trying to drag it off the property and thus stop the repo driver from a breach of peace.....because in almost all places the cops have to actually WITNESS a breach of peace they cannot hear stories about what happened before the car was drug into the street......this of course not including locked gates or locked garages or irresponsible/unreasonable damage to property...in some places though tire tracks in the lawn, a broken sprinkler head ect with the vehicle off the property would result in the cops telling the owner to "take it to court"......many times there will be arbitration clauses and hold harmless clauses for repossessions in the finance contract and thus taking it to court would result in no judgement unless the damage was clearly unreasonable or the repo company did not make an effort to fix it like replacing the sprinkler head or the broke fence board ect

9. pretty much everywhere the harder you make it the more likely you are to lose your ride for good and or pay a shit tonne of money to get your ride back because of your stupidity.....you will be billed for all failed repos where contact was made, you will of course be billed for court cost if that is required, you will pay ALL late fees, ALL storage fees, ALL fees to come get personal property, fees to have keys made if you do not give up the keys and many times the loan will be called in full

10. in cases like in the video they will absolutely still get that truck even with the damages and that "owner" will be paying A LOT to fix that tow truck (or their insurance will and it is most likely insured since it is financed unless the repo was because they were not keeping it insured) and when that truck is sold for well under the amount due the "owner" will be heading to court to have wages garnished and assets seized...and more than likely even if they want to get the truck back unless they can pay it in full they will have a hard time getting it back after no insurance company will carry them for any reasonable amount and thus they will not be getting the truck back until they show proof of insurance (that they are not going to get from anyone)
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Old 09-14-2018, 05:40 PM
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I can't believe I read the whole thing
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Old 09-14-2018, 05:45 PM
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I'm all for Repo Man getting his car. People who don't pay their bills suck.....

I am NOT in favor a Repo Man opening a gate or garage door, unlocked or not. And I'd be pretty unhappy if one stuck a camera under my garage door to see whats inside.

Don't mess with a mans home if he aint harming others and if he's too stupid to meet his obligations, he'll be easy to catch away from the house..... Not to start some schit but David Koresh jogged almost every morning, why go to his house to arrest him?
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Old 09-14-2018, 06:47 PM
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Would love to here this in English...
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Old 09-14-2018, 08:11 PM
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Originally Posted by BillTex View Post
Would love to here this in English...
This is a funny statement.
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Old 09-14-2018, 09:17 PM
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Originally Posted by ndb8fxe View Post
This is a funny statement.
I herd that
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Old 09-15-2018, 04:42 AM
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Great write up. Also read the whole thing. I believe people need to pay for what they bought. Vote for the repo man.
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