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Exotic car Insurance, options? NSX

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Exotic car Insurance, options? NSX

Old 01-06-2017, 08:37 AM
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Default Exotic car Insurance, options? NSX

Our company owner is taking delivery of a pricey car next week. (NSX) Need to get it covered. Our corp auto Insurance carrier probably doesn't want it.

Already got a quote from Haggerty for $$$$.

Will be a very limited use vehicle, sunny day, only on church to Sunday by a older man with a good driving record.

Any suggestions for carrier and guesses on annual premiums in VA?
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Old 01-06-2017, 08:47 AM
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Old 01-06-2017, 08:48 AM
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Funny, I wouldn't have assumed the NSX counts as exotic. It is probably on the verge based on price/performance, but I would try pricing out with normal carriers first.
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Old 01-06-2017, 08:53 AM
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a pricey exotic car and you're worried about the cost of insurance?

seriously?
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Old 01-06-2017, 09:15 AM
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Originally Posted by Sin Bin fishing RI View Post
a pricey exotic car and you're worried about the cost of insurance?

seriously?

All the time! I'm an agent in NJ, and I can't tell you how many times I get someone that buys a brand new car, then questions why their premium went up.

Multiple times I have had clients pay cash for $80,000+ vehicles, then question the premium on the car, including one guy that totaled his $140,000 Porsche, and went out and bought another (Cash!), even before getting the insurance check.
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Old 01-06-2017, 09:27 AM
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I think he said that the company writing the other vehicles doesn't want it and he is asking about other markets.
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Old 01-06-2017, 09:30 AM
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Rich folks don't get (and stay) rich by pissing away money. Why would you assume someone who can pay cash for a really nice car would not be worried about the premiums on the insurance?
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Old 01-06-2017, 09:31 AM
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Originally Posted by Flot View Post
Funny, I wouldn't have assumed the NSX counts as exotic. It is probably on the verge based on price/performance, but I would try pricing out with normal carriers first.
Knew I'd get this.

Not what I'd buy either in the price range, but it's as pricey optioned out as a Ferrari/Lambo/Porsche/etc. A really expensive Honda.

Yeah, I'm worried about the premium. That's what I get paid for. Didn't say the buyer was. Maybe I should just tell the carrier to charge whatever they want?

Thanks for the Grundy suggestion. Hadn't heard of them. I drive a Ram 1500.
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Old 01-06-2017, 09:34 AM
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Originally Posted by GWcpa View Post
Our company owner is taking delivery of a pricey car next week. (NSX) Need to get it covered. Our corp auto Insurance carrier probably doesn't want it.

Already got a quote from Haggerty for $$$$.

Will be a very limited use vehicle, sunny day, only on church to Sunday by a older man with a good driving record.

Any suggestions for carrier and guesses on annual premiums in VA?
What kind of rate did he get through Haggerty? Is he registering the car in the corp name?
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Old 01-06-2017, 09:36 AM
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Originally Posted by Flot View Post
Funny, I wouldn't have assumed the NSX counts as exotic. It is probably on the verge based on price/performance, but I would try pricing out with normal carriers first.
$150k, over 500hp and nearly 200mph top speed. I think it would classify
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Old 01-06-2017, 09:38 AM
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Originally Posted by fishingfun View Post
What kind of rate did he get through Haggerty? Is he registering the car in the corp name?
$7K, yes.
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Old 01-06-2017, 09:41 AM
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Originally Posted by WaterEnjoyer View Post
$150k, over 500hp and nearly 200mph top speed. I think it would classify
I didn't mean it as a ding on the NSX, I almost bought one once upon a time. Just that when you can go out and buy a 707 hp dodge or a 2.5 second 0-60 electric car, the NSX doesn't seem so exotic to me anymore. Granted I live in South Florida where I could back out of my driveway and cause a $200k accident. (and I live in the hood)

By comparison at Christmas I saw a Lamborghini Aventador in one of the local malls. $425k if I remember correctly. Still only as fast as a Tesla SUV.
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Old 01-06-2017, 09:43 AM
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Originally Posted by WaterEnjoyer View Post
$150k, over 500hp and nearly 200mph top speed. I think it would classify
Believe it or not don't think you can get a base for that $$.

It's not a car for a guy that wants a Hellcat either. Owner has a few first gen NSX and a Zr1. Doesn't like the vette.
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Old 01-06-2017, 09:44 AM
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Assuming it will be a limited use car (less than 1k, 3k or 5k/yr in miles, always garaged, has another primary car less than 5 years old), try American Modern - www.amig.com.
As for those asking what an exotic is - it is any limited use vehicle that seats two or less passengers (even new Corvettes and Vipers can be insured this way).
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Old 01-06-2017, 09:46 AM
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Originally Posted by Flot View Post
I didn't mean it as a ding on the NSX, I almost bought one once upon a time. Just that when you can go out and buy a 707 hp dodge or a 2.5 second 0-60 electric car, the NSX doesn't seem so exotic to me anymore. Granted I live in South Florida where I could back out of my driveway and cause a $200k accident. (and I live in the hood)

By comparison at Christmas I saw a Lamborghini Aventador in one of the local malls. $425k if I remember correctly. Still only as fast as a Tesla SUV.
Good point.



Originally Posted by GWcpa View Post
Believe it or not don't think you can get a base for that $$.

It's not a car for a guy that wants a Hellcat either. Owner has a few first gen NSX and a Zr1. Doesn't like the vette.
What does the typical nsx go for?
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Old 01-06-2017, 09:50 AM
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Originally Posted by WaterEnjoyer View Post
Good point.





What does the typical nsx go for?
MSRP: From $156,000
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Old 01-06-2017, 09:51 AM
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176-225 on Ebay now.

http://www.ebay.com/sch/NSX/5337/i.h...p2045573.m1684

I don't get it, but not my money.
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Old 01-06-2017, 09:57 AM
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Originally Posted by GWcpa View Post
$7K, yes.
I think I will cross that one of my imaginary list


http://www.insure.com/car-insurance/...es-by-car.html
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Old 01-06-2017, 10:03 AM
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Don't know about VA or recently, but Chubb used to have a great program for High End/Exotic in FL
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Old 01-06-2017, 10:30 AM
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Build - Acura NSX 2017 | Acura.com
https://nsx.acura.com/build

The curve red in color is $700.00 extra
Red pearl. $6000.00
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