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Auto Insurance Question

Old 12-01-2016, 09:59 AM
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KJS
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I have had progressive through AAA for many years. During my divorce process my head wasn't working properly and I got into 3 accidents - totaled 2 cars. My middle son just turned 16 and I got him a car and put him on my policy. Rate went from 260/month to 700. Then a couple weeks later I get a notice that they will not renew my policy in January. Soooo.......does anyone know if there are any auto insurance companies that are better than others at taking bad people such as myself? Any recommendations?
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Old 12-01-2016, 10:31 AM
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$700 per month??

I think I'd pay for a lot of Uber for that, get a beater with liability only and tough it out for a year or two. 8400 per year in insurance will buy a couple cars.

Have a friend that went through a couple of totals plus claims with himself and teen son, had to get high risk pool insurance.

Any way your son can go on his mother's policy and you pay her? (But guess you'd have to put the car in her name, nevermind.)
I have a similar situation now with son/daughter and cars/ex wife.
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Old 12-01-2016, 10:37 AM
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Not sure where you are but we use National General (the old GMAC) and Progressive for situations like yours.
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Old 12-01-2016, 05:39 PM
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Thanks guys. I will try out National General. GWcpa, communication with the X is non existent. Can't reason with crazy. Although I could get child support from her to pay the difference but don't want to put the kids through the legal stuff.
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Old 12-01-2016, 07:35 PM
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Look at excluding him from your policy specifically and see if that makes a difference. Then get him his own on his car, owned in his name and liability only if the car value (lack of) supports it.
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Old 12-01-2016, 08:25 PM
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Originally Posted by crazybeard View Post
Look at excluding him from your policy specifically and see if that makes a difference. Then get him his own on his car, owned in his name and liability only if the car value (lack of) supports it.
Kids only 16 so doubt he can be sole on title.
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Old 12-02-2016, 05:33 AM
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Originally Posted by Kenner 23 View Post
Kids only 16 so doubt he can be sole on title.
Emancipate him. Just kidding. I didn't consider that part. But you can still exclude coverage and get a separate one for just his vehicle.
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