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Boat Insurance

Old 03-28-2006, 09:38 PM
  #1  
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Default Boat Insurance

Well, been putting it off for too long, need to replace my current State Farm policy with a true marine insurance policy. What do you all recomend. Looking for something with a million in liability, agreed value coverage (around 15k), and all the basic marine necessities.
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Old 03-28-2006, 10:50 PM
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Default Re: Boat Insurance

Trey, I had mark find me insurance and now I have great coverage at a good rate go here.................

MarkGonnelli@quotemyboat.com

wk. 866-224-5153
fax 302-475-7165

Lester
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Old 03-29-2006, 06:40 AM
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Bear in mind that if you have a liability rider on your home owners insurance that it does extend to the boat, so you may already have a million in liability...... Bear that in mind when shopping..... BTW, I have Boat US, Bailey Boat is 450 and Little Boat is 190, both on agreed value........................ rots of ruck..........
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Old 03-29-2006, 07:29 AM
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Default Re: Boat Insurance

As far as liability goes, my house is owned by my folks, my boat by me, so I would think that would make the 2 independent of each other. I mainly just need good coverage, without a lot of frills.
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Old 03-29-2006, 07:49 AM
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Call Strickland....they have a link on CF.com. Good people, and they'll take care of you.
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Old 03-29-2006, 05:45 PM
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Default Re: Boat Insurance

It may be differnt in South Carolina, in Florida State Farm was the best deal running for me they had the liability coverage I wanted and agreed value, and were cheaper than anybody else by about $400.00, they also offered Bahamas coverage at no extra cost, I have not had to use the boat coverage for any claims yet, but on my homeowners policy there was no hassle after the 2004 hurricanes with a roof claim, after the adjuster was out I had my check in a couple of weeks, talk to your agent and tell them what you need and for coverage, I have shopped them a few times in the last few years and I can't do any better for the money, and I like the service I get from them.
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Old 03-29-2006, 08:22 PM
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Default Re: Boat Insurance

Wolakrab - 3/29/2006 7:49 AM

Call Strickland....they have a link on CF.com. Good people, and they'll take care of you.
I have heard a lot of good things about Strickland
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Old 03-29-2006, 10:24 PM
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verojeff - 3/29/2006 4:45 PM

It may be differnt in South Carolina, in Florida State Farm was the best deal running for me they had the liability coverage I wanted and agreed value, and were cheaper than anybody else by about $400.00, they also offered Bahamas coverage at no extra cost, I have not had to use the boat coverage for any claims yet, but on my homeowners policy there was no hassle after the 2004 hurricanes with a roof claim, after the adjuster was out I had my check in a couple of weeks, talk to your agent and tell them what you need and for coverage, I have shopped them a few times in the last few years and I can't do any better for the money, and I like the service I get from them.
the problem with state farm is that they leave you dead in the water on several marine specific details, such as salvage, environmental cleanup (in the case you were to loose a ton of gas or oil), ect. The actual coverage on the boat, and the liability isn't bad, it's the stuff beyond that which leaves me with an uneasy feeling.
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Old 03-30-2006, 06:49 AM
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Default Re: Boat Insurance

One thing you also must consider is how far a homeowners policy will cover you offshore. I have my boat listed on my HO with Farm Bureau and I am limited to no more than 50 miles offshore which is not a problem with me and my boat but could be for someone that travels offshore a lot
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Old 03-30-2006, 07:04 AM
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Default RE: Boat Insurance

I would second Strickland.....I would also give Allstate a call and get a quote from them. I am paying around $500 on an agreed upon value of $70k. I had our $2m umbrella coverage extended to cover the boat for $30.
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Old 04-05-2006, 12:02 PM
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Default Re: Boat Insurance

Just got done talking to Joyce Miles with Strickland Marine Insurance in Charleston, got a great quote on very complete, agreed value coverage. The people at Strickland were very prompt, and professional. I would highly recomend them to anyone in the need for marine insurance. They can be contacted at (800) 446-1862.
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