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Canal Front Home < $150k Virginia Beach to Port Aransas?

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Canal Front Home < $150k Virginia Beach to Port Aransas?

Old 10-13-2016, 05:04 AM
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Default Canal Front Home < $150k Virginia Beach to Port Aransas?

Looking at moving back to the US sometime mid next year and looking for advice on places to live. Lived in San Francisco previously and spent a lot of time in San Diego, Los Angeles, Seattle, Chicago, Boston and New York and donít want to move back to Cali or a big city.

Looking for a coastal town somewhere between Virginia Beach and Port Aransas that fits the following criteria;

1. Real estate much be cheap. i.e. able to buy a 3/2/2 canal front home with boat dockage for < $200k or even better would be < $150k.

2. Must have access to blue water fishing for tuna, mahi and wahoo.

3. Must be suitable for working in the IT industry.

4. Preferably in a lower crime rate area, although I will be exercising my second amendment right when back Stateside.

5. I like the idea of Texas, but have spent time in the Houston, Clear Lake, Seabrook area and it gets damn hot and humid, but that is not a huge concern. Just a consideration.

6. Wifeís family was all from the South so like the idea of being down on the Gulf Coast someplace, but am toying wiht the idea of somewhere in the Seattle area, but donít think real estate and cost of living will be in our favour.

7. A couple of places I have considered are, Virginia Beach, Islamorada, Tampa, Pensacola, Galveston and Port Aransas.

8. Donít have school aged kids so school systems are not a concern.

Looking for suggestions on places that fit my criteria so I can do more research.
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Old 10-13-2016, 05:09 AM
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NO way in hell your getting waterfront in VB for $150k! You better be in the $600k + range and thats for an older house. You "might" get lakefront/pond off Rosemont in the hood for $260k. The house down the street from me was like $590k on Rudee inlet and owner wanted to sell "as is" and needed whole new central heat and air.
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Old 10-13-2016, 05:14 AM
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Are you open to condo's? If so.....if you can come up with another $100k I can tell you where to look. Comes with a boat slip too. Its on Rudee inlet.
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Old 10-13-2016, 05:18 AM
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Originally Posted by ShaftINIT View Post
Are you open to condo's? If so.....if you can come up with another $100k I can tell you where to look. Comes with a boat slip too. Its on Rudee inlet.
details?
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Old 10-13-2016, 05:19 AM
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I go to the Texas coast a few times and year and fish. I live in DFW. It's great for fishing... that's about it. Usually go to Quintana or Sargent. Head out to the rigs and I think you can catch pretty much all kinds of fish. I surf fish.

You aren't going to the get the pretty beaches and pretty blue water like you might be used to.

I love living in Texas and it's not expensive to live here. I'm from Houston, but don't know much about the job market there. I have a feeling you wouldn't have a problem finding IT work.

You find a house on a canal in Texas for 200K. Like I said... not the prettiest area at all.

One thing we do like is the ability to drive on the beach here.. You can drive for miles and miles and miles...
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Old 10-13-2016, 05:23 AM
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Originally Posted by stuL View Post
details?
This is about the cheapest you'll get for the 250k range for what he's asking for in vb. But I see your in VB so you prob already know this and the market around here. Also.....not ALL units come with a slip, so make sure to ask when inquiring. But if you watch these apartments, they do come open for sale with a slip at times.

http://www.zillow.com/homes/for_sale...14_rect/17_zm/
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Old 10-13-2016, 05:23 AM
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Port Charlotte,Fl
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Old 10-13-2016, 05:25 AM
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agreed you can't get on the water in va beach for anything near that price. You might find something in the 400k range but its gonna need a lot of work and money put into it. good luck.
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Old 10-13-2016, 05:30 AM
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Guys don't get hung up on Virginia Beach....that is just my most northern point on the east cost I won't go past. I am looking anywhere from there right around to Port Aransas.
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Old 10-13-2016, 05:34 AM
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Originally Posted by rat_catcher View Post
Guys don't get hung up on Virginia Beach....that is just my most northern point on the east cost I won't go past. I am looking anywhere from there right around to Port Aransas.
Just giving you some insight on the area. The wife's in Real Estate so just giving you the heads up. I'll be watching this thread tho because I'm jealous if you can get deep water access anywhere in the US where you can park a big boat for $150k. Hell... I might move there myself
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Old 10-13-2016, 05:36 AM
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Originally Posted by ShaftINIT View Post
Just giving you some insight on the area. The wife's in Real Estate so just giving you the heads up. I'll be watching this thread tho because I'm jealous if you can get deep water access anywhere in the US where you can park a big boat for $150k. Hell... I might move there myself
Cool...and appreciate the feedback.
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Old 10-13-2016, 06:41 AM
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If you and your wife can work from home, you can probably find something like this in rural NC/SC/GA....however you will be in the middle of nowhere.
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Old 10-13-2016, 06:46 AM
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Originally Posted by superfishal View Post
Port Charlotte,Fl
Ditto. Charlotte County has what you are looking for. Also check Pine Island in Lee County. Still some bargains close to that range.
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Old 10-13-2016, 07:02 AM
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You can find what your looking for in Texas, pricing might be tight.

Just an FYI
http://www.zillow.com/homes/for_sale...9_rect/12_zm/?

Keep in mind wind storm insurance in TX has gotten crazy pricing wise and so has flood insurance along the coast.

I.E. Galveston island area. based on 350K home value and 193K in contents with 1% deductible

Wind storm = $2712.00
Homeowners = $863.00
Flood = $5915.00

Those are yearly averages based in the Galveston market...


John
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Old 10-13-2016, 07:17 AM
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Originally Posted by jtburf View Post
You can find what your looking for in Texas, pricing might be tight.

Just an FYI
http://www.zillow.com/homes/for_sale...9_rect/12_zm/?

Keep in mind wind storm insurance in TX has gotten crazy pricing wise and so has flood insurance along the coast.

I.E. Galveston island area. based on 350K home value and 193K in contents with 1% deductible

Wind storm = $2712.00
Homeowners = $863.00
Flood = $5915.00

Those are yearly averages based in the Galveston market...


John
Actually flood insurance is not priced based on how close you are to any body of water. Its based off the elevation of the land and building and if the building is built with proper flood vents.
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Old 10-13-2016, 07:33 AM
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Originally Posted by nicecast View Post
Ditto. Charlotte County has what you are looking for. Also check Pine Island in Lee County. Still some bargains close to that range.
X2... agree with canals in the Charlotte Harbor area.

It will be difficult to meet ALL of your criteria to include blue water & low price. This area should come close if you are willing to make a long run to "blue" water or perhaps be satisfied to include some other species (i.e. tarpon).
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Old 10-13-2016, 07:35 AM
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Originally Posted by jtburf View Post

Keep in mind wind storm insurance in TX has gotten crazy pricing wise and so has flood insurance along the coast.

I.E. Galveston island area. based on 350K home value and 193K in contents with 1% deductible

Wind storm = $2712.00
Homeowners = $863.00
Flood = $5915.00

Those are yearly averages based in the Galveston market...

John
He makes a great point about the "Cost of Carry" on waterfront property, you may be able to get a place in that range but the Insurance's will kill you and with Matthew the cost of flood in any low area is going to shoot up.

You may want to consider a house that is part of a boating community, you can live about 1/4 - 3/4 of a mile from the water in the community and the house could come with a dock. It's not as nice as being on the water but much more affordable.

I'd love to live on the water when I retire but I don't want that much of an asset or expense tied up in my residence.
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Old 10-13-2016, 07:37 AM
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Originally Posted by fishingfun View Post
Actually flood insurance is not priced based on how close you are to any body of water. Its based off the elevation of the land and building and if the building is built with proper flood vents.
True and not true.

Case in Point.
Wife and I are relocating to the coast, the homes we like are on grade, sitting behind a 21ft levy with active flood gates that control the water level. The levy is the barrier between the homes and Galveston bay. Flood Ins is 500.00 yearly.

Tiki Island which sits on the same body of water homes are on stilts with no levy, all new construction is 18ft, flood ins is 5900.00 yearly plus.

We currently reside 90 miles inland off the coast. we are at 118ft to 122ft above sea level, 2 major floods this spring, flood insurance has already increased to 800.00 from 500.00 a year ago.

All flooding was due to creek overflows...and we did not flood.

John

John
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Old 10-13-2016, 08:18 AM
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Originally Posted by ShaftINIT View Post
Just giving you some insight on the area. The wife's in Real Estate so just giving you the heads up. I'll be watching this thread tho because I'm jealous if you can get deep water access anywhere in the US where you can park a big boat for $150k. Hell... I might move there myself
X2
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Old 10-13-2016, 08:36 AM
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Carrabelle Fl,You can get 1 acre deep water next to my lot for $100k and build a small nice stilt house for $175k.Catch redfish and trout off the dock,offshore fishing is good but far runs.Killer beachs,Dont tell anyone.
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