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How is a persons identity stolen?

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How is a persons identity stolen?

Old 06-20-2015, 05:38 AM
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Default How is a persons identity stolen?

what are the usual ways?
credit card statement?
soc sec number from a doctors office files?
server at a restaurant?
mail theft out of your mail box, or is it hacking of a data file?

whats the average risk area to a person, either renter or home owner?
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Old 06-20-2015, 06:04 AM
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Cybersecurity, or lack thereof, is a major one. My mother travels internationally a lot and her's seems to be frequently stolen when she does. My guess is the amount of info you need to book a hotel internationally in some countries.
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Old 06-20-2015, 06:11 AM
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My son's AMEX has been cloned several times. He travels a lot and restaurant skimming seems to be the common denominator.
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Old 06-20-2015, 06:17 AM
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There are many ways to steal personal identity information.

Stolen by hackers who get into government computers or businesses' credit card records. Happens all the time. Ask any Federal employee or retiree- they just got mega-hacked. . Also, scam phone calls, scam emails, etc.
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Old 06-20-2015, 06:27 AM
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I bought a guitar @ Sam ash and got taken. It was a nightmare fixing all the problems. I can still remember the face of the clerk that took my CC. I could have rung his neck for it. But he did teach me to be more careful and never let my card out of my sight. At a restaurant I always pay cash for that very reason.

And to the OP, you don't have to give your SS# to anyone but the government, not the MD, boat sales person or any other one that asks for it. They will fuss a little but let them fuss, it's your business only and insurance companies give you a group member # so you don't have to use your SS#.
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Old 06-20-2015, 06:44 AM
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Originally Posted by YFMF View Post
I bought a guitar @ Sam ash and got taken. It was a nightmare fixing all the problems. I can still remember the face of the clerk that took my CC. I could have rung his neck for it. But he did teach me to be more careful and never let my card out of my sight. At a restaurant I always pay cash for that very reason.

And to the OP, you don't have to give your SS# to anyone but the government, not the MD, boat sales person or any other one that asks for it. They will fuss a little but let them fuss, it's your business only and insurance companies give you a group member # so you don't have to use your SS#.
Still required my New Jersey DMV for vehicle registration. And Medicare will FINALLY be removing it from your medicare card.
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Old 06-20-2015, 06:56 AM
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Originally Posted by t3rockhall View Post
Still required my New Jersey DMV for vehicle registration. And Medicare will FINALLY be removing it from your medicare card.
Please explain about the Medicare card; my SS number is THE account number. Is everyone getting a new number?
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Old 06-20-2015, 07:04 AM
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Originally Posted by t3rockhall View Post
Still required my New Jersey DMV for vehicle registration. And Medicare will FINALLY be removing it from your medicare card.
DMV gets sent to me via US mail, I leave the sot for my SS# blank and I never have a problem with it. Maybe you should try it. Good to hear about medicare.
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Old 06-20-2015, 07:36 AM
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Originally Posted by Jimm View Post
Please explain about the Medicare card; my SS number is THE account number. Is everyone getting a new number?
Yes, finally. http://oig.ssa.gov/newsroom/blog/apr...icare-card-SSN
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Old 06-20-2015, 04:32 PM
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My parents lost theirs (false tax return filed under their SSNs)...most likely through personal info stolen from their doctors office admin staff.

All I've had was credit card numbers swiped...I assume by restaurant wait staff.

Dad also lost a credit card number to a gas station attendant who was making everyone come in to "swipe".
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Old 06-20-2015, 05:11 PM
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Originally Posted by t3rockhall View Post
Still required my New Jersey DMV for vehicle registration. And Medicare will FINALLY be removing it from your medicare card.
At last! Too late to help me and the wife, as our old Medicare # is plastered across the records of every health care provider we've used, But, at least the gov't will finally stop exposing new Medicare insurees to this needless risk.
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Old 06-20-2015, 05:46 PM
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Originally Posted by t3rockhall View Post
My son's AMEX has been cloned several times. He travels a lot and restaurant skimming seems to be the common denominator.
That's why I use cash, especially in restaurants where they take your card into the "back room".
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Old 06-20-2015, 05:46 PM
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Hacking and using a CC is not identify theft.

You're totally protected on fake CC transactions. Not giving you care to a waiter is stupid. Your card number is stored by every merchant where thing used it.
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Old 06-20-2015, 06:06 PM
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Originally Posted by edwardh1 View Post
what are the usual ways?
credit card statement?
soc sec number from a doctors office files?
server at a restaurant?
mail theft out of your mail box, or is it hacking of a data file?

whats the average risk area to a person, either renter or home owner?
Easiest ways are:
1) Clicking on a link in an email
2) Having your info stolen during a breach
3) Using the same password for more than one web site
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Old 06-21-2015, 04:19 AM
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Originally Posted by Danny33486 View Post
Not giving you care to a waiter is stupid.
Letting your card get out of your sight is stupid.


http://money.usnews.com/money/blogs/...it-card-number
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Old 06-21-2015, 04:37 AM
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Originally Posted by Shag View Post

Letting your card get out of your sight is stupid.

http://money.usnews.com/money/blogs/...it-card-number
You're CC is everywhere. I've had may card hacked probably 15 times. Minor inconvenience. I think 1 of those times was a clerk at my old Marina that had it in file. Every other time it's a hack.

It's just reality you can be extra cautious but it won't stop anything.
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Old 06-21-2015, 04:43 AM
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It is stolen as soon as you are born. Ask those that are in charge of your birth cert and ss#. Use DUCKDUCKGO.com and search 'killing my strawman'.
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Old 06-21-2015, 04:57 AM
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Originally Posted by Danny33486 View Post
You're CC is everywhere. .
Mine isn't "everywhere". I pay cash for everything I can. If I do use a CC I sure as hell don't let it get out of sight.
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Old 06-21-2015, 05:00 AM
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It's already been stolen. The information on everyone is out there, it is just a question of if they want to use it or not.

About two years ago I got a call from my financial guy asking if it was really me who had sent and email and left a message asking to sell everything. I was shocked. Obviously not. He told me someone had access to my account numbers, balances, etc. I was able to freeze access to the accounts immediately. And nothing ended up happening. About two days later a small bank I do business with called double checking the request to borrow against and apartment building I owned at the time. Again, thankfully the lender knew me well enough that it did not sound right.
Never really figured what was up, other then the most obvious was someone got into my gmail account and read all my emails. This had statements, contacts, etc.

I ended up changing everything. Also would highly suggest if you use gmail, use their double authentication. This essentially means that you need to register each device you use by not only putting in a password, but they then text you a code to put in. I have twice now received random texts with this code, without requesting them. I am assuming that means someone tried to gain access again. There is also a security report you can look at that tells you the location and device that tried to gain access.
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Old 06-21-2015, 05:09 AM
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Originally Posted by Shag View Post

Mine isn't "everywhere". I pay cash for everything I can. If I do use a CC I sure as hell don't let it get out of sight.
Then it's everywhere you've used it. So yes in relative terms it us everywhere just like mine is everywhere Ive used it. It's much more efficient to hack 10,000 numbers from a store than to find a bunch of waiters.

Anyways you're not liable for charges....so for me its no cash and free flights.
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