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paypal scam? what are protections

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paypal scam? what are protections

Old 06-10-2015, 12:39 PM
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So if one was to use paypal to buy something, and has paypal tied to a credit card, and the sale turns out to be a fake - who loses?


Looking at a boat, if I win the bid is money held until I pick up or does seller get right away then I have to argue later?
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Old 06-10-2015, 12:43 PM
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Depends- If its verified by a bank then it goes straight into your account no "on hold" or anything. If its a credit card it in your account but on "hold" Problem with paypal now a days is anyone can dispute anything- just takes longer. I liked paypal because if I knew I was right, I would always get my money.
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Old 06-10-2015, 12:45 PM
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i would be the buyer not the seller, so would they get my money quick and could I dispute if needed.
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Old 06-10-2015, 12:54 PM
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Oh. Not familiar with that, I was talking about the scams when people ask if you take paypal on big purchases. Big red flag and no no for me. But I use paypal all the time for my side consulting occupation, goes without a hitch.
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Old 06-10-2015, 01:02 PM
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looking around the paypal website seem all the info is about if I was selling, not buying.
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Old 06-10-2015, 01:10 PM
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I bought an item on paypal using my credit card ($38). The seller said the goods would be shipped after about 2 weeks. After 2.5 weeks I contacted him by email no response. This went on for about 2 more weeks (all told 5 weeks in after I sent payment). He would not answer, emails, phone calls, So I disputed the charge with paypal. That took about 10 days. He did not respond to them. Paypal case was settled in my favor and I got my money back. SO after about 60 days, paypal gave me a credit. I took the credit and bought some other crap, buy you could just cash it out. Hope that helps.
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Old 06-10-2015, 01:59 PM
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Several years ago I sold $5k worth of electronics to a gentleman on EBay.
These electronics were brand new in the box and had never been installed, the only thing I did was open up the boxes upon purchase to verify everything was included and to take pictures of these items to place ads for sale.
The buyer paid me through paypal within 24hrs of purchase which I already had boxed up ready to ship.
I went to my local shipping store and sent them on their way.
I gave purchaser tracking info and for 2-3 days followed their progress until it verified they were delivered.
Approx 2 days later I had a negative $4,300 balance in my paypal account and noticed that the purchaser filed a claim against me saying the boxes were empty.
I spent hours trying to contact the purchaser, paypal and EBay.
eBay said that I had to go through paypal and the purchaser was the biggest sarcastic smartass one could be. He kept saying "yea man, the boxes were all empty" and would start chuckling.
PayPal told me if I wanted to dispute this claim then I would have to provide proof but would not tell me what would be accepted as proof. The only thing I could think of is to get the weights of items per manufacturing specs vs the weights of the boxes I sent every time they crossed a scale with shipping company.
I remember this taking an exorbitant amount of time and no one was interested in helping which quite frankly I don't blame them, my request was a pain in the ass.
After it was over said and done I proved without a reasonable doubt my items weighed the exact amount as manufacturing specs for 2 days across every scale they crossed until the moment they were out of delivery. I also showed where the purchaser acknowledged that the boxes were unaltered and he had to open them upon receiving.
Paypals decision.....
Split the amount between us.
I was out $2,000 and he got $5k worth of electronics for $2,100.
I will never use Pay Pal again and share this story with anyone that will listen.
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Old 06-10-2015, 02:39 PM
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that sucks, but again I am the buyer so I guess I could screw someone if I wanted.
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Old 06-10-2015, 03:07 PM
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I sold a prop to a duchebag in Germany, I had proof it was delivered but he filed a claim and said he didn't get it. I lost, be careful.
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Old 06-10-2015, 04:04 PM
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ok again a seller getting screwed, buyer not.


The person I've talked to was told by her coworkers to take off CL and put on ebay. I've offered to meet with cash.
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Old 06-10-2015, 04:08 PM
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Originally Posted by INCORRIGIBLE View Post
Several years ago I sold $5k worth of electronics to a gentleman on EBay.
These electronics were brand new in the box and had never been installed, the only thing I did was open up the boxes upon purchase to verify everything was included and to take pictures of these items to place ads for sale.
The buyer paid me through paypal within 24hrs of purchase which I already had boxed up ready to ship.
I went to my local shipping store and sent them on their way.
I gave purchaser tracking info and for 2-3 days followed their progress until it verified they were delivered.
Approx 2 days later I had a negative $4,300 balance in my paypal account and noticed that the purchaser filed a claim against me saying the boxes were empty.
I spent hours trying to contact the purchaser, paypal and EBay.
eBay said that I had to go through paypal and the purchaser was the biggest sarcastic smartass one could be. He kept saying "yea man, the boxes were all empty" and would start chuckling.
PayPal told me if I wanted to dispute this claim then I would have to provide proof but would not tell me what would be accepted as proof. The only thing I could think of is to get the weights of items per manufacturing specs vs the weights of the boxes I sent every time they crossed a scale with shipping company.
I remember this taking an exorbitant amount of time and no one was interested in helping which quite frankly I don't blame them, my request was a pain in the ass.
After it was over said and done I proved without a reasonable doubt my items weighed the exact amount as manufacturing specs for 2 days across every scale they crossed until the moment they were out of delivery. I also showed where the purchaser acknowledged that the boxes were unaltered and he had to open them upon receiving.
Paypals decision.....
Split the amount between us.
I was out $2,000 and he got $5k worth of electronics for $2,100.
I will never use Pay Pal again and share this story with anyone that will listen.
Common scam and most people I know that are resellers of goods never sell high dollar items on EBay for this exact reason.
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Old 06-10-2015, 04:38 PM
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Originally Posted by redneck joe View Post
ok again a seller getting screwed, buyer not.


The person I've talked to was told by her coworkers to take off CL and put on ebay. I've offered to meet with cash.
I'm sure it could go both ways, anyway cash would be the way to go. Good luck
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Old 06-10-2015, 05:23 PM
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paypal is a scam
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Old 06-10-2015, 05:58 PM
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Paypal for deposit only. Cash in hand for payment.
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Old 06-10-2015, 06:08 PM
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Over the years PayPal has become more secure. They have many safety features in place. If you properly transfer the money to the seller then you will have protection. To do this he has to send you an invoice and then you send in the money. Make sure when you sent in the money though you don't transfer The money as a friend or family transfer. He will lose a small percentage of the sale do to seller fees. If you show up and there is no boat or something then you should be protected. If I was you i would only pay a deposit and pay the rest upon pick up of boat.
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Old 06-10-2015, 09:30 PM
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Buyer has all the rights in paypal, a seller will get screwed 100x before a buyer.
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Old 06-11-2015, 08:17 AM
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Originally Posted by redneck joe View Post
ok again a seller getting screwed, buyer not.
Paypal definitely favors the buyer. As long as you don't send the money using the "gift" option, you should be fine.
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Old 06-11-2015, 08:53 AM
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wasn't there a story on here from another user, sold his boat for $5k ish. Met the buyer, everything went well, signed the title and what not, made copies. Buyer got home filed a dispute saying he never got the boat, seller was out the boat and the $5k
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Old 06-11-2015, 12:42 PM
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There's a scam going on right now involving Paypal but it's not Paypal's fault. A friend at work advertised his $14k BMW for sale. Got an email from a guy saying he was in the military and out of the country but wanted to buy the car and pay for it using Paypal. Wanted my buddy to pay up front for the vehicle to be shipped to Chicago ($1400) and said he would add that to the Paypal payment. Long story short, these guys send you a fake email that looks just like the one from Paypal saying that a deposit has been made into your Paypal account. They are actually after the $1400, not the car.
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Old 06-11-2015, 08:04 PM
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well, my deal did turn out to be a scam not sure what the angle but the listing got flagged on no more emails form seller even though I gave them my personal email.

on the first post even used a name and a general yet fairly descriptive account of why they were not local for a few days so I checked name and came very close to the description. They even (twice) told me they would deal face to face. One of the best scams I have seen.

I actually responded to the ad because I thought it was a scam so I could screw with them for a bit (fun when I'm sitting in hotel rooms) but came back pretty good. No huge flags so like I said pretty good scam. Maybe they were going to get me to 'deposit' some $. I did tell them in my last email I have friends in town that can come look/pay for me.

Oh well, back to my search.
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