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When did you (or are you planning to) retire?

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When did you (or are you planning to) retire?

Old 02-08-2015, 03:27 PM
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Default When did you (or are you planning to) retire?

Have lived in New England my whole life and starting to think about retiring to Southwest Florida. Just curious when you retired (or plan to retire) - especially those in colder climates. Did you enter a second career (or job) to keep busy or earn gas money for the boat.

I turn 56 next month and think about it every day. Know that I want to do by 60 and sooner if possible.

I could be very happily retired tomorrow if the opportunity presents itself.

Thoughts?
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Old 02-08-2015, 03:51 PM
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I personally don't think retirement is an age thing, it is a mental thing, you need to be ready to retire, lots say how good it would be, and in a way, it will be, but just sit back and think for a bit just what it would be like, work has all sorts of interaction and mental stimulation to keep your mind working. I guess in a way, I have seen a couple of funny cases, my brother retired early, (54) has plenty of money, owns his house and things like that, he is now close to 70, and is bored to death, he is sick of going on holidays, doesn't look forward to playing any sport he used to play, because he can any time he likes, he is still fit, healthy and active, but he is bored, he needs a job to keep his mind fit healthy and active. Then on the other side, my brother in law retired at 65, also fit and reasonably healthy, but he retired, and got out of bed, sat on the lounge all day watching TV, went to bed and repeat the next day, he died 3 years later, why?? don't really know, the actual cause was heart attack, but if he kept active, and maybe some kind of work, would he have still been here today??? I reckon so.
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Old 02-08-2015, 04:08 PM
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I retired at 54 but just two weeks shy of turning 55. I'm now 58 heading into 59.... One of the primary motivations was to keep my Grandson when he's out of school and even before he was in school. I work an on demand self employed consulting job perhaps about 10 weeks out of a year to make my "mad money". I farm, Garden, Hunt, Fish tinker.... never seem to ever be caught up. Don't know how I ever had the time to work! You don't really ever retire from life. You just get in a position to tell someone to go F themselves and do something else if you want. Freedom. Not Rich... but free...

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Old 02-08-2015, 04:31 PM
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I'm trying to retire @ 62, I am 55 so I keep thinking I have 7 years to go. It will be a financial decision in my case as I also think about retirement every day.
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Old 02-08-2015, 04:36 PM
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Check me if I'm wrong but wouldn't I have to get a job first to be able to retire
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Old 02-08-2015, 04:38 PM
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Been taking " mini retirements" since I was 30. 53 now and thinking this might be the last one- I might not go back to work this time. Have been debt free since 28 and have taken mini's up to 4 years in length before buying/starting another business and going back to work. The money is there and I currently have no desire to get after it in a new start up, so this might be it. None of my mini's have led to any boredom, or jaded attitude, I just always ended up wanting to go back to work building something but not this time. Money wasn't running out of my ears back when I did the first couple of them but I just adjusted my standard of living down to match what there was and life was grand. Here's the way I look at it ( and advise you to do as well), When you are laying on your deathbed are you going to regret not working another 10 years?
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Old 02-08-2015, 04:44 PM
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im 60 and just getting started!
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Old 02-08-2015, 04:47 PM
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I think I'll always keep busy doing something, even if just part time. It gives me a reason to get out of bed in the morning. If the boss gives me grief I'll find another job (way of passing time).

Take off when I want and as long as I want, work when I'm finding myself bored.
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Old 02-08-2015, 04:48 PM
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I never want to retire ever !!I have seen to many of my friends that had retired and were dead in 5 years or less ! boredom is one of the worst killers ! Once you stop using your brain the body shuts down and doesn't want to function any more !
Me at 71 took a Chinese lady that's nearly 30 years younger and I feel like 45 again , we walk we talk we do all the things I did at 45 ! 71 is just s figure and the old saying of you look as young as you feel is true !! With a glint in your eye and tilt in you kilt the lady smile every time I get on the buses here in China !mostly in the 40 to 50 age group and unlike european women that are XXXLL and ugly as sin all way over size !!, there's some really stunningly nice looking Chinese's women around ,slim trim and bodies of 25 year olds ! after just a short ride I have limped of the bus stiff legged a few times !!
Stopping work is the cause of a high percentage of oldies dying as well .having all the money in the world shouldn't stop you getting out of bed each morning and going to work . something small and very significant I found a short time back was taking VITAMIN D3 has made a huge difference ! my memory as sharper than its been in ages I wake up each morning refreshed and ready to go !! the side effect is it makes you feel young and horny and !! having a younger wife helps in that department regularly !!! A friend used to take VIAGRA and I got him to try Vitamin D3 also ,a month later he sent me an email ! he's just like me !!, He's doesn't need Viagra any more and his much younger lady friend is having trouble keeping up with him as well !his memory also is sharper and he remembers things he did as a kid ,he's a little younger than me buy just 3 years !! AND is still working and that's really important !you get from life what you put in ! so find a younger lady and a large bottle of Vitamin D3 and live like there is no tomorrow !!sack the old lady and get one or two half her age !! I have another friend that still works and has 3 lady callers all of them married ! and every time there's a knock on his door he runs thinking its one or of there husbands !

I sent all my 6 grown up kids a email a while back and told them there wont ever be any inheritance so don't even bother thinking about it or looking for it later !! One daughter inlaw has never spoken to me since ! buts shes a money grabber any way !
Plus im going to really piss everyone off and live to be over 100 !

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Old 02-08-2015, 04:48 PM
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I will retire in 9 months, still 49. I will be working probably a few more years as a LEO but I have almost had my belly full of the public and the job after 27 years. I WONT be working past 55 but the additional work time will help me be closer to where I want to be financially.....
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Old 02-08-2015, 04:50 PM
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Well if you are thinking about SW Fl and you need an income you had better bring it with you because you will find that jobs down here are slim pickins except for minimam wage. Unless you have a specific skill then you can find something if you are willing to change your mind set to accept 1/2 wages for what you are used to.
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Old 02-08-2015, 04:58 PM
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retired at 53 and never thought about going back to work even though I have been asked to on projects back in the plant.
Helped my parents go through some broken hips and took care of them and their house etc.
Helping people and church/ preschool maintenance & upgrades keeps me busy most of the time.
Find the time to fish when the bays are not full of people is great
working on cleaning up the old farm Mom inherited here lately too.
Was never into traveling all over the country just to look around at pretty scenery.
Did that early in life as much as I wanted to and did not find any where I would rather live then the Texas coast. To each their own.
Will try to travel to fish all over once Mom goes probably.
A good friend moved to Panama and wants me to go down to visit and fish that part of the world
But I cannot find the time to get bored right now.
Just started getting SS checks and not hurting for money, if things get out of hand too bad I do keep my Master Electrician license up to date, but do not think that will happen
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Old 02-08-2015, 05:03 PM
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My retirement involves a box and some nails.
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Old 02-08-2015, 05:23 PM
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Retired at 52. After 26 years, told the boss, "Take this job and shove it.". Started my own business which I put on hold after six months to teach adult education. After a year, I was drafted by the school to teach 3rd year high school computer repair. I relocated in '03 to Va. and fished for a year and a half. Had a Commanding Officer of a small boat training center ask If I would like to work in a marina on base. Been here ten years. I'm always threatening to retire but then something draws me back in. Who knows now when it will happen. Love the job and working with the military community. 68 ain't so old.
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Old 02-08-2015, 05:26 PM
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I wish I could she took 50% of my retirement during the splitup. It sucks being a California cop!!!!! Oh did I say she's a lawyer who makes a lot more then me.
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Old 02-08-2015, 05:27 PM
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Could have retired 10 years ago, I'm 55, but enjoy what I do and I am good at it, oil and gas. I think when I finally realized I had made it there was just such an attitude change that it all became very fun for me. Hard to explain.....headed to Costa Rica to fish an look at spending 6 or so months of the year down there vs here. I'll never leave "here" for good but want to be where I can fish and there is no fricking wet and cold winters!!!!
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Old 02-08-2015, 05:29 PM
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Retired in 2006 at 42......I did 20 years and 10 Days.......I consider myself semi retired.....I like to keep busy!
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Old 02-08-2015, 05:38 PM
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We suggest you read this book. We retired at 57 and 59 after moving from a cooler area to location not unlike Fl. Never enough time in the day as there is always a lot to do and people to do it with. Then again when you detect illness like prostate cancer you will have time to deal with it, etc

How to Retire Happy, Wild, and Free:
Retirement Wisdom That You Won't Get from Your Financial Advisor

by
Ernie J. Zelinski

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Old 02-08-2015, 05:49 PM
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Originally Posted by Hagar TH View Post
Well if you are thinking about SW Fl and you need an income you had better bring it with you because you will find that jobs down here are slim pickins except for minimam wage. Unless you have a specific skill then you can find something if you are willing to change your mind set to accept 1/2 wages for what you are used to.
Agreed! Unless you have a trade, don't expect any high paying jobs in a retirement community. I've tried to open several businesses in an area like that and it is hard to get there first.

I moved out of CT/RI in 2000 at age 46. Still have a franchise in CT that works well as an absentee owner, but may want to get out of that soon. (hard to give up that income)

Many boat owners on this site probably don't earn less than $100k/yr. How else can you afford one and a house/cars etc. as well? Anyhow, my goal was to be semi-retired at that income level and I have been lucky to maintain it. Good luck!!
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Old 02-08-2015, 05:49 PM
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Retirement is highly over rated IMHO, first time at 42, lasted less then a year, then again at 49 this lasted a few years. Back in the industry I've been in over 30+ years and having a blast. Will turn 55 this May and have no ideas of retirement any time soon.
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