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Smart Way to purchase Smart Phone?

Old 01-10-2015, 03:57 PM
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Default Smart Way to purchase Smart Phone?

Hello,

I am shopping for new cell phones for me and my wife. Is there a savvy way to do this?

My default plan is to go to the B&M store of my carrier, pay zero down and have 24 payments added to my monthly statements. Is there a smarter way to do this? Buy somewhere else, unlocked, then go to carrier, etc?

Thanks!
Old 01-10-2015, 04:03 PM
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Their installment plans are interest free. Free money.

The only better option is finding the phone at a lower price and paying cash for it. If the phone is a newer model, you'll probably pay full retail buying it from the carrier. You might find it cheaper elsewhere.
Old 01-10-2015, 04:21 PM
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I bought mine from a 3rd party for about half the price. Who wants to pay for a phone for 2 years?
Old 01-10-2015, 05:30 PM
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Used off Ebay. Lots of folks that gotta have the best and newest turn their phones over quick, plus many on there now after Christmas and the Iphone6 coming out.

I just bought 2 mint condition used Samsung Galaxy S4s for under $200 each.

We're contract (and installment pmt) free and staying that way. Not getting caught in that trap again.

Now going to sell our two Motorola Atrix for +$80 (which I also bought used).
Old 01-10-2015, 06:06 PM
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Thanks for the comments! If I purchase a device from a third party, how can I be certain that it will work on my carrier's network? Thanks!
Old 01-10-2015, 07:27 PM
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Default Used Cell phones and other electronics

Try this site, Glyde ,
Pick your carrier and then double check with your carrier to be sure that they will allow you to add a used phone.
I use a company called TING, that uses Sprint towers and have bought 5 used phones in the past year. I have not paid over $135 for a phone. I drop them and even with an Otter box they eventually get broken. 1-2 years old and sold by a people that needs the latest/greatest phone. Scottish heritage/frugal.;?
http://glyde.com/buy?via=glydecast
Old 01-10-2015, 07:41 PM
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February issue of CR covers how to buy a new phone. They recommend the installment plan over the 2 year contract.
^^^^^Ting is the BEST carrier according to CR.
Old 01-10-2015, 10:07 PM
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Be careful about buying used iPhones. A guy at work quit and his company issued iPhone 5s is locked to his Apple id. Without his Apple password there is no way to update anything.

I'm sure sites like the one posted above are fine. I wouldn't buy one off of eBay though.
Old 01-11-2015, 06:30 AM
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I just went through this. I did not want to buy a subsidized phone since at the end of two years, the phone would cost me a lot more vs buying it outright. In my case, I bought an iPhone 6 and I paid full price from Verizon. The Verizon version of the iPhone 6 is unlocked for ANY GSM carrier and can also be used on their CDMA network. I've tried all of them from Sprint (HORRIBLE) to TMobile (poor service in our rural area) to Verizon etc. Bottom line, I ended up on Straight Talk which uses AT&T towers and the coverage is tremendous. I have been on ST for years with 3 phones and it just WORKS.

Back to your question. Be VERY careful buying a used iPhone as noted especially since it may be locked with cloud storage. One great site is: swappa.com - I would pretty much avoid eBay but that's just me.

Here's a great article on why it is better to buy an iPhone outright vs a subsidized phone. The same would apply to pretty much any phone.

http://www.dailyfinance.com/2014/09/...!slide=2896539
Old 01-11-2015, 06:38 AM
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I love the i phone��
Old 01-11-2015, 06:41 AM
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Originally Posted by twollman View Post

I'm sure sites like the one posted above are fine. I wouldn't buy one off of eBay though.
I've bought probably a dozen used phones off ebay (my daughter cracks her screens more than she goes to the dentist) and have never had an issue. I always look for:
- "mint" or "excellent" condition phones.
- from private sellers (not resellers) with top feedback ratings.
- with good pics I can scrutinize closely.
- for my carrier (ATT).
- that have proof the imei # is unlocked or provide imei #.

anyway sorry to derail and back to the thread...
Old 01-11-2015, 09:51 AM
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Originally Posted by Badbagger View Post
I just went through this. I did not want to buy a subsidized phone since at the end of two years, the phone would cost me a lot more vs buying it outright.
Carriers are moving away from the subsized phone routine and offering more flexibility.

AT&T Next for example, is just a 0% installment plan. So when the phone is paid off, the plan drops down to the base rate. You can choose to pay the phone up front or over time.

Example: iphone 6, 16gb, is $649 up front, or $21.67 * 30 months, or $27.09 * 24 months, or $32.50 * 20 mo. All the same thing.

Of course paying up front gives more flexibility for selling and moving on to the next big thing, or changing networks.
Old 01-11-2015, 09:55 AM
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Originally Posted by kone View Post
I've bought probably a dozen used phones off ebay (my daughter cracks her screens more than she goes to the dentist) and have never had an issue. I always look for:
- "mint" or "excellent" condition phones.
- from private sellers (not resellers) with top feedback ratings.
- with good pics I can scrutinize closely.
- for my carrier (ATT).
- that have proof the imei # is unlocked or provide imei #.

anyway sorry to derail and back to the thread...
iPhones?

I would buy an android or windows phone off eBay. As far as I know, they can't be permanently locked by the user like the iPhone can.
Old 01-11-2015, 10:50 AM
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Originally Posted by twollman View Post
iPhones?
I don't see where the op said anything about wanting an Iphone specifically.
Old 01-11-2015, 12:05 PM
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Originally Posted by kone View Post
I don't see where the op said anything about wanting an Iphone specifically.
He didn't. He also didn't say he wasn't looking for an iPhone.

I was simply making him aware of the risks of buying a used iphone from a questionable source like eBay.
Old 01-11-2015, 09:45 PM
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Thanks for all the advice. I learned something. I will reply with the results. Tight lines...
Old 01-12-2015, 02:04 AM
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Buy a refurbished phone and save money. But look into the specifics of the warranty because they often have a shorter warranty period but can be had for significant savings. Most manufacturers and carriers sell refurbs. They are usually new phones that were retuned and by law can't be sold as new. I buy refurbed stuff when available and have never been let down.

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