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Why I have life insurance

Old 04-11-2012, 09:28 AM
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Default Why I have life insurance

About 20' behind me a 50 ton box column was getting turned over when I heard a boom.
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Old 04-11-2012, 10:18 AM
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I had the same thing happen to me a while back while I was a heavy equipment mechanic. I was wrapping a track on a D8(bulldozer) and you hook a chain to the track and wrap it with the blade of the machine. Anyway.... I put to much force on the chain and it broke and went THROUGH the back side of the shop. It missed my head by a foot at best. Crazy stuff....
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Old 04-11-2012, 10:23 AM
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The hook was thrown 35' and got caught up in the crane control wires. A piece of chain is still missing normally you can tell where it went via the hole in the wall, the hook going awol is a rarity. When these pieces fall only the ground will stop them. They'll eat a 18 wheeler in a blink.

I'm a religious man that has enough life insurance what about do you?
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Old 04-11-2012, 10:46 AM
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Your lucky day, amigo. Reminds me of the time, cruising at 70 down the freeway on my motorcycle, and the POS Mex-mobile in front of me dropped a muffler. You know how they say time seems to stand still when death is imminent? What was 5 seconds seemed like an hour. I can still clearly see that muffler turning end-for-end and bouncing straight at my head. Missed by no more than an inch. Guess it just wasn't my time.

YES... you better believe I have life insurance!
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Old 04-11-2012, 10:55 AM
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When I was growing up a farmer down the road had a chain break and hit him in the chest. Killed him.

Glad your okay.
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Old 04-11-2012, 11:08 AM
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bought a lottery ticket yet?...wow...
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Old 04-11-2012, 02:20 PM
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I'm at a loss for words except: HOLY CRAP ! ! ! !
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Old 04-11-2012, 02:36 PM
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Glad you dodged that bullet.

Dont sweat the wife and kids if you bite the big one. There is always Jody in the wings waiting to spend that new check. Its a cruel truth. Hottie two doors down replaced one a year after the gathering. The new guy is nicer than the old neighbor. Another fella I worked with married one that had the cash from a suit with the rail road. Talk about a nice house they bought after the wedding. wow
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Old 04-11-2012, 02:58 PM
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Originally Posted by alligatorgar View Post
Dont sweat the wife and kids if you bite the big one.
Yanno, this is Dockside. Try not to be the douchebag little punk you are in the Bilge up here. K? Thx, bye!
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Old 04-11-2012, 03:31 PM
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Glad you are safe!!!

It's true too, a friend married a 9-11 widow, ca-ching! He's having a great time spending that money.
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Old 04-11-2012, 04:06 PM
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A couple of you guys got me thinking. What's to stop my Wife from spending the life insurance money on herself, and not making sure the the kids were taken care of? I guess nothing. I have a 13 and 16 yr old.
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Old 04-11-2012, 04:12 PM
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Originally Posted by Brad1 View Post
A couple of you guys got me thinking. What's to stop my Wife from spending the life insurance money on herself, and not making sure the the kids were taken care of? I guess nothing. I have a 13 and 16 yr old.
A Will
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Old 04-11-2012, 04:19 PM
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Originally Posted by Brad1 View Post
A couple of you guys got me thinking. What's to stop my Wife from spending the life insurance money on herself, and not making sure the the kids were taken care of? I guess nothing. I have a 13 and 16 yr old.
A simple legal document called a will? That, and/or trust funds. Personally, I always joked about wife #1 and the insurance salesman driving to my funeral in her brand new silver Mercedes. Never been a concern with wife #2.

My opinion, but the key to the whole thing is to make sure they are taken care of, not necessarily setup with beluga caviar and champagne for the rest of their lives. Important stuff, like being able to pay off the house so they have a place to live, that most bills get paid off so they aren't saddled with a lot of debt -- those are the reasons to have life insurance. Not to set up the next schmuck that comes along and impresses her with his horizontal mambo.

However, the bottom line is still the same no matter what - you're dead and gone. Is it really gonna matter to you then? Life insurance is only peace of mind while you're alive.
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Old 04-11-2012, 06:15 PM
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That chain looks pretty worn.....it has seen many lifts....wierd how it failed in 2 links, the one in your hand and the one on the ground...tells me something was binding...that's a pretty hefty chain to get broken up like that....lotta forces going on to throw that hook up into the festoon of the crane.....seems like luck beat skill in this round.....glad your okay....buy a lottery ticket.....you never know!!!
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Old 04-11-2012, 06:23 PM
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I've got enough insurance now to pay off the house and finish paying for my wife's schooling plus living expenses.

The link that looks like its missing about an inch was. It was found inside someone's locker, these are 1/8" steel lockers it popped through in the opposite direction of me.
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Old 04-11-2012, 06:50 PM
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Originally Posted by FlyingCircus View Post
That chain looks pretty worn.....it has seen many lifts....wierd how it failed in 2 links, the one in your hand and the one on the ground...tells me something was binding...that's a pretty hefty chain to get broken up like that....lotta forces going on to throw that hook up into the festoon of the crane.....seems like luck beat skill in this round.....glad your okay....buy a lottery ticket.....you never know!!!
I wasn't in charge of the lift. They were turning a 50 ton dog leg double choked and on the other end another crane both hoists cradled. If one chain on a double choke goes the 2nd chain will go too only louder bc the tension doubles while bouncing on one chain. Those chains go through hell on a daily basis. Me and my buddy would have had both ends cradled using 4 hoists no sliding on the chains nice and easy. I've never popped a chain bc I do it right. On paper they were 'ok'. Those are our regular chains for every day use I'll show you the manmakers tomorrow some guys can't get the hook past their waists.
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Old 04-11-2012, 07:01 PM
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Originally Posted by Dulcecita Lures View Post
A simple legal document called a will? That, and/or trust funds. Personally, I always joked about wife #1 and the insurance salesman driving to my funeral in her brand new silver Mercedes. Never been a concern with wife #2.

My opinion, but the key to the whole thing is to make sure they are taken care of, not necessarily setup with beluga caviar and champagne for the rest of their lives. Important stuff, like being able to pay off the house so they have a place to live, that most bills get paid off so they aren't saddled with a lot of debt -- those are the reasons to have life insurance. Not to set up the next schmuck that comes along and impresses her with his horizontal mambo.

However, the bottom line is still the same no matter what - you're dead and gone. Is it really gonna matter to you then? Life insurance is only peace of mind while you're alive.
....................................... I was/am well aware that this is not the bilge.
Couldnt help yourself? Had to take that shot.
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Old 04-11-2012, 07:13 PM
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Originally Posted by notgottaboatyet View Post
I wasn't in charge of the lift. They were turning a 50 ton dog leg double choked and on the other end another crane both hoists cradled. If one chain on a double choke goes the 2nd chain will go too only louder bc the tension doubles while bouncing on one chain. Those chains go through hell on a daily basis. Me and my buddy would have had both ends cradled using 4 hoists no sliding on the chains nice and easy. I've never popped a chain bc I do it right. On paper they were 'ok'. Those are our regular chains for every day use I'll show you the manmakers tomorrow some guys can't get the hook past their waists.
Man makers.....lol I know what you mean...we on occasion use 4 inch shackles here...more like man breakers...550 pounds of bail...150 pound pin and 40 pound nut...and load testing those things is a pain in the ass.....think lots of armour plates....never used chain on the job to rig with but i notice the contractors use it alot....I like a wire rope pendant...but that's what I'm use to...as I said before glad your okay and stay safe out there....
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Old 04-11-2012, 07:23 PM
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Originally Posted by alligatorgar View Post
....................................... I was/am well aware that this is not the bilge.
Then act like it. Appreciate the fact the guy (or others he works with) could of lost his life in a nanosecond instead of making rude comments about his wife getting set up after his demise. I stand by my original comment -- douche.

Not a shot, just call 'em like I see 'em. When you grow the hell up, you might appreciate what I'm saying here. Life is pretty damned fleeting. Appreciate it. You wanna argue with me about it, see you downstairs. That's not what this thread is about.
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Old 04-11-2012, 07:41 PM
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Originally Posted by FlyingCircus View Post
Man makers.....lol I know what you mean...we on occasion use 4 inch shackles here...more like man breakers...550 pounds of bail...150 pound pin and 40 pound nut...and load testing those things is a pain in the ass.....think lots of armour plates....never used chain on the job to rig with but i notice the contractors use it alot....I like a wire rope pendant...but that's what I'm use to...as I said before glad your okay and stay safe out there....
I work with some heavy stuff but Wtf you need a 40lb nut for is beyond me, ha. Sounds like you need to stay safe as well FC.
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