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I'm Really Pissed Off - Credit Card Stolen ... Again

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I'm Really Pissed Off - Credit Card Stolen ... Again

Old 04-10-2012, 02:17 PM
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Default I'm Really Pissed Off - Credit Card Stolen ... Again

I get a call from the bank, fraud alert. Yup,unauthorized purchases on my credit card. That isn't what has me so pissed off ... the fuggers made three purchases online at an Apple store ... for Apple products!!!

Bank is emailing an affidavit so the charges will go away. New card is being sent overnight mail. Last year my credit card was replaced 3 times for unauthorized purchases. I believe this time it was probably part of those millions of cc data that was recently stolen from the charge clearinghouse.
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Old 04-10-2012, 02:32 PM
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If they are smart enough to steal your card info, they are smart enough to buy Apple products.

We had a CC stolen recently. The numbnuts tried to buy over $500 of stuff from a CVS in Kansas. It didn't take much for the banks security system to catch that aberration. They declined the purchase and contacted us immediately.
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Old 04-10-2012, 02:39 PM
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The 3 charges at the Apple store were approved, and 1 charge for $6.xx at a motel was declined.
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Old 04-10-2012, 02:39 PM
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Happened to me last week. Some scumbag in a TX Walmart tried to charge $250. They actually had a cloned card according to bank. They also had video of the guy.

Turns out a guy at my local post office was stealing cards/scanning cards and selling the info.
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Old 04-10-2012, 02:42 PM
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Had my AmEx and Mastercard numbers lifted recently.
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Old 04-10-2012, 02:54 PM
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they hit my amex last year. took out 5k in euros cash from a bank in france- got away with it - then hit it for 25k a few days later.
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Old 04-10-2012, 02:54 PM
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Count me among the same. Have no idea how they got the numbers; it's not a card I even use a lot, had been shelved for over a year. Fraud division ("George" from somewhere in India) called me at home for two purchases over $500 each at shoedazzle.com and one for over $600 at walmart.com. Nope, not me. They removed the charges, sent new card with new # immediately.

Of course, when the shoes arrived (all stiletto f-me pumps), I immediately took them to the local strip club and had one helluva a good evening!!!

On the serious side, it is becoming epidemic. Hackers managing to get 1000's of #s at a time. And with being able to clone cards and such, it's become way too easy for the bad guys. I have noticed lately whenever I use a credit card for purchases (other than restaurants), the clerk always asks for a picture ID. I'm fine with that; hey look, it's really me!
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Old 04-10-2012, 02:56 PM
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Originally Posted by Jughed View Post
then hit it for 25k a few days later.
Wow! Say... mind loaning me your Amex so I can buy... uh... a bottle of vodka? Yeah, that's the ticket! 50k later... <snicker>
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Old 04-10-2012, 03:00 PM
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Number one place for lifting credit card info.... restaurants. Make sure your get "your" card back. That was the scam, keep your good card and give you back a replica. Keep in mind however... Some financial institutions will not forgive fraudulent purchases on debit cards.
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Old 04-10-2012, 03:13 PM
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AMEX will let you place an email alert for charges over whatever you specify. The notification is instantaneous. Just call them and set it up.
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Old 04-10-2012, 03:16 PM
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Yeah, someone got my info, everything and I was lucky they didn't get anything. Someone tried to siphon $6,000 out of one my bank accounts, but since I have been with the same bank since paper route days the vice president (who was a teller during my paper route years) of the bank recognized something wasn't right and called me. It is a a very venerable feeling, knowing how easily someone could really mess up your life.
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Old 04-10-2012, 03:17 PM
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Originally Posted by DavenFla View Post
Number one place for lifting credit card info.... restaurants. Make sure your get "your" card back. That was the scam, keep your good card and give you back a replica. Keep in mind however... Some financial institutions will not forgive fraudulent purchases on debit cards.

If your debit card is a fake MasterCard or Visa you should be ok. Both of those caved to pressure from consumer groups and voluntarily agreed to protect consumers fro fraudulent card use the same as with regular MC and Visa. Supposedly, such protection is in the contract with the issuing financial institutions.

Clark Howard recommends not using a fake Visa or MC, instead insist your bank issue a debit card without the MC or Visa logo.
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Old 04-10-2012, 03:27 PM
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Couple of years ago I got a phone call from the wife at an odd time of the day. She ask me if I bought a $400 bottle of wine in London? Seeing how I was in Oklahoma.... well you can figure out the rest.
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Old 04-10-2012, 03:46 PM
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Happened to me last week, $1200.00 at a Winn-Dixie in Fl. Called C/S, new card in mail and charges removed.
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Old 04-10-2012, 03:56 PM
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Originally Posted by Eyeball View Post
I get a call from the bank, fraud alert. Yup,unauthorized purchases on my credit card. That isn't what has me so pissed off ... the fuggers made three purchases online at an Apple store ... for Apple products!!!

Bank is emailing an affidavit so the charges will go away. New card is being sent overnight mail. Last year my credit card was replaced 3 times for unauthorized purchases. I believe this time it was probably part of those millions of cc data that was recently stolen from the charge clearinghouse.
What is wrong with Apple products?


































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Old 04-10-2012, 03:58 PM
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Gotta give Discover props here. They do one helluva job protecting from this.NEVER had a problem in 25 years. My wife recently ordered a new MacBook online and when Discover rec'd a charge for $1500, they placed a hold on processing, sent me text alert to my cell, both my wife and I an e-mail, froze my card. I called the fraud number they gave (a human answered IMMEDIATELY, zero hassle pressing button), answered a few security questions specific to me and card,went over recent charges re-activated, apologized for the inconvenience and off I went. The entire process to about 3 minutes. Awesome! Oh yeah, I never carry a balance and usually acrue $1500-$2000 annually in cashback bonus. Yes, I use the hell out of it.
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Old 04-10-2012, 04:48 PM
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Well I feel left out I don't have a credit card
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Old 04-10-2012, 04:58 PM
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Same thing happened to me last Friday with my Amex card; 10 purchases totaling almost $2800, including something in the Phillipines! Replacement card came yesterday. Sleazeballs really have a racket using stolen cards. Oh, and no, my card itself was not stolen. But the card info was used to make those puchases, mostly on Amazon.
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Old 04-10-2012, 05:07 PM
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Happens to the best of us. While I was in Iraq I had my mom keeping an eye on my bills.

About half way through my tour I noticed things got a little weird... long story short when I got home she asked me if I had a "problem" with p0rn. Uh, no.

Apparently someone had my info and was spending several thousand dollars on some (very funky) porn sites. Guess she was too embarrassed to call me out on the phone but needless to say she was VERY relieved to find that it wasn't me with the problem.
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Old 04-10-2012, 05:13 PM
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Originally Posted by CaptWill View Post
Same thing happened to me last Friday with my Amex card; 10 purchases totaling almost $2800, including something in the Phillipines! Replacement card came yesterday. Sleazeballs really have a racket using stolen cards. Oh, and no, my card itself was not stolen. But the card info was used to make those puchases, mostly on Amazon.

Same for me, had my card with me at the time. I am guessing this is what happened with my card:


'Massive' credit card data breach involves all major brands



NEW YORK -- A data breach at a payments processing firm has potentially compromised credit and debit card information from all of the major card brands.


Global Payments, a company that processes card transactions, confirmed late Friday that "card data may have been accessed." It says it discovered the intrusion in early March and "promptly" notified others in the industry....


Global Payments did not say which card companies were affected, but
Visa released a statement saying that it was all of the big players. ...

http://money.cnn.com/2012/03/30/tech...d-data-breach/
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