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Might as well ask......

Old 06-10-2011, 02:08 AM
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Default Might as well ask......

Well, first off im a new member here and from missouri. I have enjoyed the site and have already learned alot. However I am looking to relocating within the next year and during the course of a long discussion with the fiance Florida popped up. We are getting pretty serious about moving and Florida wont leave our minds. So what now?? I have searched for homes and pretty well know my own state but when it comes to Florida....outside of a few vacation trips I dont know where to even look. We are a young couple and she enjoys going out and taking my credit card with her.....which is fine.....as long as it lets me fish. Any ideas about where to look for a home on the gulf side?? Keep in mind I will have to quit my job and try to find work in the new area. Did I mention the closer to the water we are the better


And yes....Im prepared for all types of responses
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Old 06-10-2011, 02:26 AM
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What type of work will you (and her?) be seeking?

23 years ago, when we just had our children, we were very close to moving from MD to Naples. The deciding factor to stay here was that we wanted our kids to grow up near family.
Now that they are getting out of college, we discussed moving again.
This thread will be interesting.


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Old 06-10-2011, 02:31 AM
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She is a paralegal. I am in law enforcement so there are going to be some hurdles to overcome there but Im game for it. Nice thing is we dont have kids to worry about!
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Old 06-10-2011, 02:54 AM
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I would think the first thing is employment then see if you like the area.


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Old 06-10-2011, 03:18 AM
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Welcome to the Forum and good luck with your new venture - all I can say is whatever your life plans are DO IT NOW - life is short and usually by the time you realize it your options are limited.
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Old 06-10-2011, 05:03 AM
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How much do you like lots of Traffic? The farther south you go, the more traffic you'll find. As you go up into the panhandle, it mellows out a lot. Housing prices follow traffic flow. Panhandle towns are places like Panama City Beach, Destin, Fort Walton and Pensacola.

Alabama towns are Orange Beach and Gulf Shores.
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Old 06-10-2011, 05:06 AM
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i re-located from baltmore to Clearwater(near tampa) and absolutely love it. Boating and fishing year round. you have a bay to fish in and if that gets boring you go out into the gulf. win win if you ask me. Lots of party places on the water too (you beeing a young couple) if your into that sort of thing. The only place i would move to from here is the keys.
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Old 06-10-2011, 05:11 AM
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Go for the Tampa area. A million things to do on the water. Plenty of night life. Probably good place to find a law enforcement job due to size of departments in the area. Look at some homes in Apollo Beach. Not sure your price range, however there are quite a few water front foreclosures and short sales there.
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Old 06-10-2011, 05:19 AM
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If you want to live, don't go to the Miami area!

Find a job first unless you have a bunch of money in the bank. My nephew is a LEO and he went to a website that could do a nationwide search.

Like others said, I'd look from Destin to Tampa.
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Old 06-10-2011, 05:23 AM
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I've been all over, and I can't find any city that's nicer than Naples, FL.

and, it's affordable again.

Come down to Naples & take a look, you will love it!
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Old 06-10-2011, 05:30 AM
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There are enough of us Floridians on here that you will hear mostly "do it" type answers. I would start looking now for work and let that be part of the guiding factor. Florida isn't exactly booming. But real estate is great for buyers.

I would second the Tampa area, specifically St. Pete for a place to live with a canal in the backyard at a reasonable price. Tampa is a big city but you can escape that by living down on the water. And I will say that you almost have to live on the water because you will want to be out on it as much as possible. You can spend the entire weekend on your boat around there without ever using your car. From going to other folks houses to going out to eat or going to the beach, the boat is how you will want to travel.

I was born in Clearwater and lived in Largo as a kid, it is a fun place to grow up if you do have kids someday. Since then I have lived all over, NC, NJ, NY, TX and will never live further north than where I am today, Fort Myers. I prefer it down here because we are a good bit closer to the Keys but work down here might be tough to come by.
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Old 06-10-2011, 05:34 AM
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I currently have a house for sale in Tampa..will PM you!
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Old 06-10-2011, 06:23 AM
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Thank you all for the recomendations and tips, Triumph pm recieved gonna talk more with the fiance first but will keep in mind, I am currently checking in opportunities for work to see whats available in the above listed areas, as an LEO when you start hoping state lines it can get tricky if you want to avoid another 17wk academy (not that I would mind).
Now for another question, as far as most homeowners insurance go what do you guys do about flood insurance?? How does that system work? At what point (or distance from water) does it no longer become practical?? Or is it just water damage from the flood of tears every time you write the check??
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Old 06-10-2011, 07:01 AM
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Well if you like insurance, you're in luck.

You get to have three policies, home owners, wind and flood.

There are maps that will show you what the flood zone (rating) for a particular area is. You may not need it if you are not on the H2O.

Good luck!

I'm north of Tampa/St. Pete/Clearwater. A little less crowded, we love it.
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Old 06-10-2011, 07:56 AM
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Someone I worked with sold his house for big bucks here in So Cal and moved his family to Ohio where his wife got an offer on a really good job (he retired early). A couple of years later, he wanted to move back. Not bashing Ohio, I guess it just wasn't So Cal.

Good luck.
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Old 06-10-2011, 12:45 PM
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Somewhere in the Bay area is what I'd recommend.
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Old 06-10-2011, 01:53 PM
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Make sure you check out the insurance rates, property taxes and homeowner fees (if applicable). If you are near the water these monthly costs can be more than the mortgage payment. The farther south you go the hotter and more humid it gets. I'm near Tampa and would recommend somewhere near the panhandle, you get more seasonal weather and don't have to run so far offshore to get in deep water.
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Old 06-10-2011, 05:38 PM
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[quote=Marlin009;3810777]Well if you like insurance, you're in luck.

You get to have three policies, home owners, wind and flood.


You forgot #4. Sinkhole coverage ! And not to poop on your parade, but Good Luck finding any company to write you a new policy here in Florida. Unless you pay cash for your new home, the way it looks now is that you will have to purchase your homeowners ins thru Citizens. And they can charge whatever they want! And they will. Trust me on this. I just finished doing all the research with my son, who is close to buying his own first home.
But hey, all that crap besides, welcome to Florida if this is where you choose to live. I'm a Florida native and I love it here. There is so much to do here. Just find a nice upscale quiet place to plant your roots and you will love it . Check out the west suburbs of Tampa, like the Westchase area. My brother lives there. I drove the entire Tampa Bay area when I had thoughts of re-locating near him, and that was by far the nicest area. good luck!
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Old 06-10-2011, 05:57 PM
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Moved to Tennessee 7 years ago. Would I move back to Southern California.....HeII No.

Frankly I’m retired, and if I lost my mind and wanted to return to So. Cal. No way could I afford to live there.....That and a million other reasons.

Florida has always fascinated me, but too old (78) to start moving about.

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Old 06-10-2011, 07:24 PM
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I'd also recommend Tampa if you're set on the Gulf coast. I live in Sarasota, and it seems like from here southward there's a lot of retirees and the median age is much older. Nothing wrong with it, but as a 21 year old I can say that I'd rather be in a bigger city like Tampa/St.Pete/Clearwater with more to do and more people from my generation or over on the East Coast.
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