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Old 11-06-2009, 02:46 PM
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I am very pleased to let you know that eligibility for membership is now open to anyone who has ever served honorably in the U.S. Armed Forces.

Our mission states "USAA seeks to be the provider of choice for the military community." Not just the officer community. Not just military retirees. Not just those who served after 1995. We are carefully and responsibly managing USAA's growth, and have taken incremental steps in expanding membership eligibility to bring us to this point. We wanted to be very sure that USAA has the capital, the operational capacity and the capability to precisely underwrite and price for risk at the individual level.
All those requirements are firmly in place. USAA is now the only property and casualty insurer to hold the highest ratings for financial strength from Moody's, Standard & Poor's and A.M. Best. Member satisfaction remains consistently high and is currently at 93%, through your choice of telephone, online or mobile — anywhere in the world. And our products and services continue to be competitively priced based on the individual risk.
If you know veterans who served honorably but haven't become USAA members, please share this news with them so that they may know the value of USAA and, by joining, their spouses and children can enjoy the benefits of membership as well.

Sincerely,

Josue (Joe) Robles Jr.
Maj. General, USA (Ret.)
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Old 11-06-2009, 02:51 PM
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thats great news...
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Old 11-06-2009, 03:59 PM
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Thanks for posting, kingaire. That is good news. I was turned down by them not 3 months ago, when I was shopping for some insurance.
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Old 11-06-2009, 05:21 PM
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I've had USAA for about 25 years now. Never a problem; they're always on MY side. ( and their rates are soooo much lower!)
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Old 11-06-2009, 06:44 PM
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I have had USAA since 1993. They are great. Refunds of premiums in good (profitable) years.

The rates are great for our cars (cheap), fair to high $ for our homeowners and too high $ for our boat (we use Progressive for the boat). They never question a claim and are super in service!
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Old 11-06-2009, 06:50 PM
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I have had em for 25 years. They are great until you have a problem (accident). they suck
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Old 11-06-2009, 06:57 PM
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Thanks again Steve, I will definetly pass this news onto my father.
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Old 11-06-2009, 07:04 PM
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Originally Posted by Reel Boobs View Post
I have had USAA since 1993. They are great. Refunds of premiums in good (profitable) years.

The rates are great for our cars (cheap), fair to high $ for our homeowners and too high $ for our boat (we use Progressive for the boat). They never question a claim and are super in service!
They never question a claim? Oh really. My daugter was found at fault by USAA for turning right on GREEN when another driver turning left from the opposinng direction impacted her on the driver side. Turns out she was also as USAA member. So there is no recorse, THEY decide, even tho the police report shows differet. Acoording to them 'its for reference'.

Why? cuz my daughter is 20 and the rates can skyrocket and the older driver not as much. Its a corrupt company.

Can you imagine being at fault for an accident when you have a green and turning right?
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Old 11-06-2009, 07:37 PM
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been with them since 1977. great company.
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Old 11-06-2009, 07:46 PM
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Originally Posted by Reel Boobs View Post
I have had USAA since 1993. They are great. Refunds of premiums in good (profitable) years.

The rates are great for our cars (cheap), fair to high $ for our homeowners and too high $ for our boat (we use Progressive for the boat). They never question a claim and are super in service!
All new boat policies with USAA are underwritten by progressive.
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Old 11-06-2009, 08:09 PM
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Been with them since the early '90's and no problems, even started banking with them recently.

Originally Posted by kingair View Post
All new boat policies with USAA are underwritten by progressive.
One issue I did have was trying to get motorcycle insurance when I sold my truck. I was told their policy only included motorcycles as a benefit to members who had car insurance with them and they would not insure my bike if I no longer had a car.
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Old 11-07-2009, 02:59 AM
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Screw them and their failed elitist business model. For years they wouldn’t do business with me because I was enlisted. Now between military downsizing and the current economy they find themselves needing my business. They can keep on needing.
Nationwide has been very good to me and there is no reason to change.
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Old 11-07-2009, 04:02 AM
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I have mixed feelings about adding any enlisted as eligible; when USAA initially rolled out this plan several years ago, only senior enlisted personnel were eligible, since for the most part, they were career, and their driving habits, lifestyles, etc were more in line with folks who had a lot to lose, therefore their behaviors and lifestyles on and off duty were more responsible.

Now we add any enlisted, and while someone in his 40's and above who has led a responsible lifestyle with a good driving record, and who once served as an enlisted years ago, would be considered a low risk, in the case of a newly minted Seaman just out of A school, still in his teens, with a couple of years driving experience, is now afforded the opportunity to join USAA, with rates that appear to be less then with other insurers, but in reality, they are placed in an assigned risk pool, and the rates they would typically pay, or the difference, is subsidized by the membership.

Those who can't get cycle insurance if they don't have a auto policy are not veterans or active duty members; they are typically dependents of an eligible member, who while eligible for some USAA products, many other offerings or benefits are not extended to them.

USAA does not insure boats any longer. Progressive does not underwrite a policy for USAA. If you call Progressive directly, you will get a policy. If you call USAA first, they will steer you to Progressive, who will write you a policy and pay USAA a commission for the referral.
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Old 11-07-2009, 06:34 AM
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When did they not allow enlisted? I've been with them since I joined in 1997.

I'm also a very happy customer except that the dropped boat coverage.
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Old 11-07-2009, 11:53 AM
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Originally Posted by 23Dorado View Post
When did they not allow enlisted? I've been with them since I joined in 1997.

I'm also a very happy customer except that the dropped boat coverage.

Key Dates:
1922: USAA is established in San Antonio to provide auto insurance for Army officers.
1941: Membership in the association exceeds 22,000.
1948: A New York office is opened.
1956: A new headquarters is completed in San Antonio.
1973: Membership opens to National Guard and Reserves.
1983: USAA Federal Savings Bank and USAA Brokerage Services are established.
1997: Membership extended to enlisted personnel.
1999: A Web site is launched.
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Old 11-07-2009, 12:34 PM
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member since 1976

good people !!
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