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collection agency or SC court?

Old 07-11-2007, 07:39 PM
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Default collection agency or SC court?

Deadbeat A-hole owes me an honest 600 clams. No dispute, no semantics or rhetoric. He owes the $. I have a signed contract and have fulfilled my end 110% ahead of schedule. Should I do the small claims hassle or eat the % and sell the debt?

Your thoughts please.

BTW: palming his head into the wall, as appealing as it may sound is not a viable option unfortunately.
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Old 07-11-2007, 07:48 PM
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Default RE: collection agency or SC court?

small claims.he he owes it he should pay it.i hate deadbeats.





and if that dont work find out where he lives.i know people
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Old 07-11-2007, 09:28 PM
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Default RE: collection agency or SC court?

Small claims court if he is easily collectable. Here (alabama) I have a desk full of judgements with no money. Small claims court cost money - collection agency works off percentage.

Easily collectable means....stable job, owns a home, roots planted deep, etc.
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Old 07-11-2007, 09:34 PM
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I have a solution if you have the means, he'll get the idea













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Old 07-12-2007, 08:16 AM
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Default Re: collection agency or SC court?

I had a guy owe me $800 one time and wouldn't pay up. 10 to 20 calls a day to him and every one of his businesses for two weeks did the trick. Or a call to threaten legal action may work.

Good luck. Nothing pisses me off more than a deadbeat who doesn't pay whats owed.
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Old 07-12-2007, 08:26 AM
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Default Re: collection agency or SC court?

Not to derail but what do those collection agencies charge?
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Old 07-12-2007, 08:54 AM
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Default Re: collection agency or SC court?

Small Claims cost $$$ and even if all goes your way, you probably won't get paid......

If you sell the debt, the collection agency will eventually screw up his credit and at least there's some satisfaction in that.
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Old 07-12-2007, 12:03 PM
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Default Re: collection agency or SC court?

abeal2 - 7/12/2007 8:26 AM

Not to derail but what do those collection agencies charge?
It depends on the dollar amount owed. I just received about $ 17,700.00 from a total debt of $ 22,000.00. The attorneys were able to include the cost of court and collection fees and actually collected more than the a-hole owed my business.
F!@#$^g scumbag, he just didn't want to pay for the product.

BTW, if you go this route, go right to a law firm specializing in debt collection, NOT a "collection agency". Big difference in how aggresive they are.
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Old 07-12-2007, 01:33 PM
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We pay collection agencies 1/3 of what they collect. No out of pocket expenses to us. Most are very aggressive.
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Old 07-12-2007, 01:42 PM
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Default Re: collection agency or SC court?

Where's Judge Judy work out of? Get her to tear the slimbag an new a$$hole!
I know up here the looser pays your small claims court fees.
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Old 07-12-2007, 02:55 PM
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triguy7 - 7/12/2007 1:33 PM

We pay collection agencies 1/3 of what they collect. No out of pocket expenses to us. Most are very aggressive.
Ditto - that's what the one I use charge. Worth it though - they make the scumbags life miserable

Or Guido....
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Old 07-12-2007, 03:28 PM
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Was it construction related where you could use a mechanic's lien?
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Old 07-12-2007, 04:03 PM
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Shag - 7/12/2007 3:28 PM

Was it construction related where you could use a mechanic's lien?
I could go that route but it was for a survey on a 50' house boat. What good is lean on a POS with no local market? He figures that since his insurance eventually didn't need it then he shouldn't pay for it. He ordered it, arranged all times and locations and the haul. The report was delivered in UNDER 24 hours! Now he figure if he ignores me long enough Ill go away. If I do claims court Ill triple the loss to pay for the time and aggravation. I might sell the debt just to get something for my efforts and insure the cork sucker pays up.
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Old 07-12-2007, 04:16 PM
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baitkiller - 7/12/2007 4:03 PM

I could go that route but it was for a survey on a 50' house boat.
Just got SCUBA certified. What size wrench is needed for the plug?
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Old 07-12-2007, 04:26 PM
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Default Re: collection agency or SC court?

That reminds me... I need my car painted....

Congrats on passing the swim lesson. Keys is awful nice aint they?

As far as the wrench is concerned that would be doing the putz a favor.
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Old 07-12-2007, 05:31 PM
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baitkiller - 7/12/2007 4:26 PM

That reminds me... I need my car painted....
Yes you do:



You ready $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ?


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Old 07-12-2007, 06:20 PM
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Default Re: collection agency or SC court?

Small claims,,,then put a lien on his house. May never collect but he can't sell untl you're paid. Probably screws up his credit also. Generally, Small Claims won't add on aggrevation, lost time, etc... He probably won't show up anyhow so you win.
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Old 07-12-2007, 06:43 PM
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I'm in SC and file for bench warrants for deadbeats who keep rental equipment longer than the can pay for fairly often, even without a job lien it is a pretty easy process when there is the correct paper trail and a physical asset involved. No real legal fees either. For me it does two things, first and foremost I get back my stuff. Then, even when that happens, the warrant doesn't go away just because they turn it in, they still have to go through the whole court BS and it aggravates the crap out of them, and I really like that because I can't stand a scumbag. Usually you will get a call on the phone from one of their relatives saying that they have been locked up and it is your fault, and the want you to call the judge and tell him to let them out, but you don't have to do a thing there, just answer any questions that the law enforcement folks ask, and ignore the debtor unless they are trying to give you money or your stuff.

Labor is very similar from my understanding, but the process is a bit harder, especially from out of state.
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Old 07-12-2007, 07:07 PM
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I'll never understand scumbags like this. Probably because Im the type who will go to my grave not oweing a penny. Im a small business owner. I had a customer bounce a check for fifty something dollars and refused to make good on it. I put a lot of time into it, in reality lost money, but I pursued it and they were forced to pay, plus a fine and court costs. The satisfaction was well worth my time.
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Old 07-12-2007, 07:18 PM
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Default Re: collection agency or SC court?

Libra - 7/12/2007 6:20 PM

Small claims,,,then put a lien on his house. May never collect but he can't sell untl you're paid. Probably screws up his credit also. Generally, Small Claims won't add on aggrevation, lost time, etc... He probably won't show up anyhow so you win.
Can not do that unless it is for something on his home such as HO dues, taxes, etc.

I would think small claims court would be your best bet but if I read correctly you are only looking for $600, I know that is not pocket change but you will have a ton of time involved. Make sure you have EVERYTHING documented for small claims court.

It really pisses me off when someone tries to get over on you and most figure you will not go the small claims route due to the aggrevation
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