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How's everyone's 401K doing so far this year?

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How's everyone's 401K doing so far this year?

Old 06-01-2007, 09:17 PM
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Default How's everyone's 401K doing so far this year?

I am up 8.5% through May. My portfolio is split over the following:

Diversified Equity Fund - up 9%
International Equity - up 12.6%
U.S. Small Cap - up 10.4%
Russell 3000 Index - up 9.7%
Company Stock - down 4%

I'm not blowing the covers off but am pretty happy considering I am in a conservative position due to being 6 years away from the earliest retirement.
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Old 06-01-2007, 10:23 PM
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Default Re: How's everyone's 401K doing so far this year?

The past 12 months have brought me a 18.86% gain. I have a good 25 years left so it is an aggressive avenue I am in.
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Old 06-01-2007, 10:30 PM
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Default Re: How's everyone's 401K doing so far this year?

How are you doing in 2007?
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Old 06-01-2007, 10:49 PM
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Default Re: How's everyone's 401K doing so far this year?

11.49% through 6/1. 100% invested in one global equity fund that is 70% US & 30% Overseas.
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Old 06-01-2007, 11:21 PM
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Default Re: How's everyone's 401K doing so far this year?

Aren't you at all concerned about the fact that you are not diversified?

Especially since you may be reliant on one fund manager?
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Old 06-01-2007, 11:48 PM
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Default Re: How's everyone's 401K doing so far this year?

Mine's kickin' some butt. Emerging markets have been velly velly good to me.
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Old 06-02-2007, 01:33 AM
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Default RE: How's everyone's 401K doing so far this year?

I am up about 12.5% this year and my wifes portfolio is up about 11%.
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Old 06-02-2007, 03:45 AM
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Default Re: How's everyone's 401K doing so far this year?

up 10.7%
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Old 06-02-2007, 05:37 AM
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Default Re: How's everyone's 401K doing so far this year?

Doing well.

But don't forget, what goes up, must come down.
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Old 06-02-2007, 08:52 AM
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Default Re: How's everyone's 401K doing so far this year?

12.63% for 2007 for 401k...haven't check the IRAs lately.
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Old 06-02-2007, 09:06 AM
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Default RE: How's everyone's 401K doing so far this year?

The fund I use has roughly 14,000 securities. I look at it as a proxy for the world's economy. It is passively managed so it somewhat resemble an index fund although it is not.
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Old 06-02-2007, 09:08 PM
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Default Re: How's everyone's 401K doing so far this year?

Wife's up 9% YTD, up 15.9% for 12 months.

I'm up 9.6% YTD, 15% for 12 months.
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Old 06-03-2007, 05:40 AM
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Default Re: How's everyone's 401K doing so far this year?

up nearly 19 percent over the past 12 months.........
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Old 06-05-2007, 02:34 PM
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Default Re: How's everyone's 401K doing so far this year?

19.04 over 12 months

9.79 in 2007
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Old 06-05-2007, 08:55 PM
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Default Re: How's everyone's 401K doing so far this year?

401k? What is the max you folks can put in one of those things?
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Old 06-05-2007, 09:38 PM
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Default Re: How's everyone's 401K doing so far this year?

$15,500 is the max before tax. If you are over 50 or are becoming 50 this year you can an extra $5000 catch-up. So that's 20,500 in savings before tax, the growth of which is also tax deferred. Plus a lot of companies match to a certain level.
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Old 06-06-2007, 10:06 AM
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Not bad. I own a business so I've always done a SEP where the max for 06 was $44,000. Guess it's the govt's way of dangling a carrot in front of us to make us report all of our income.
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Old 06-06-2007, 10:42 AM
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Default Re: How's everyone's 401K doing so far this year?

Menzies - 6/5/2007 8:38 PMPlus a lot of companies match to a certain level.
If you work for a company that does that, you certainly want to contribute at least to that level. That's free money.

Also, if your max'd out on your 401k contributions, Roth IRAs provide an additional means for putting away a little more for retirement. A little added flexibility too. If you need money for your children's college, you can withdraw your Roth IRA contributions (but not earnings) penalty free. But I think once you exceed a certain income level, you can no longer contribute to Roth IRAs.
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