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need advice on wrecked boat

Old 05-09-2007, 10:17 AM
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Default need advice on wrecked boat

I had an accident on the interstate w/ my boat........long story short.......it got thrown from the trailer and messed up pretty bad.......I'm just looking for some advice, suggestions or ideas about what to do........the boat was insured and the insurance company notified.....someone is coming and checking it out to see what can be done......I just don't want to leave any stone unturned and figured you guys/gals would have some advice on this......any experiences anyone else has had dealing with insurance co. and their boats would be greatly appreciated..........thanks.......jason
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Old 05-09-2007, 10:23 AM
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Default RE: need advice on wrecked boat

I'd try my best to sell it to the insurance company unless they are unrealistic in their offer. I would make the insurance company take the boat to the manufacturer to check it out and/or repair it.
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Old 05-09-2007, 01:04 PM
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Default Re: need advice on wrecked boat

'Bird - are you looking to buy another boat cheap from boatsalvage.com?
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Actually - I agree. If there is structural damage, your better off taking the ins money. Probably not what you wanted to hear.
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Old 05-09-2007, 01:46 PM
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Default Re: need advice on wrecked boat

jkp1 - 5/9/2007 1:04 PM

'Bird - are you looking to buy another boat cheap from boatsalvage.com?
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Actually - I agree. If there is structural damage, your better off taking the ins money. Probably not what you wanted to hear.
Huh?

I never bought a bought from boatsalvage.com and frankly never saw the website. If there is structural damage, I would insist on the manufacturer of the boat doing the repairs or at a minimum having a representative of that company oversee the repair by a local yard.

This of course assumes the manufacturer is still around. If not, make dang sure you get a reputable repair shop to do the work and get plenty of references from them beforehand.
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Old 05-09-2007, 02:30 PM
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Default RE: need advice on wrecked boat


whsyrdddy - 5/8/2007 10:17 PM

....it got thrown from the trailer and messed up pretty bad.....
Ja you wouldn't happen to have any pics would you? It would be of great help.

Without the pics I can only assume pretty bad is pretty bad......do you figure it's a right-off?
Is there any visual cracks in the hull? What type of hull construction is the boat, is it foam core?
What power does the boat have, Outboard(s), I/O(s), Inboard(s), what condition are they in?

The first thing I'd do is call my marina and ask them what they would suggest (but these guys are my friends and I totally trust them!). I also know of several excellent repair facilities that I could call on. Maybe a surveyor is in order?

Footnote: If you had your electronics on board and even though they do not appear to be damaged I would want the claim to include them to be sent into the manufacturer to be looked at.
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Old 05-09-2007, 02:44 PM
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Default Re: need advice on wrecked boat

Did you have any straps holding the boat onto the trailer?

A friend of mine watched a sailboat fall off a trailer on an interstate in FL. While going at least 60 mph. I do not think that sailboat ever floated again.
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Old 05-09-2007, 08:50 PM
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Default Re: need advice on wrecked boat

Ths Ins. co. will probably want to total it if it is very bad. It is much easier for them. You may be able to buy it back cheap. Not suggesting it, just a possibility.
If they want to fix it,REGARDLESS OF WHO FIXES IT, hire a surveyor who represents you and have him survey the work as it progresses. You may need this for future insurance purposes if not peace of mind.
I oversaw the repair of a 48' Offshore Sedan for a client and that is how we were able to get it insured after buying it from the ins. co.
(Bought it got $90,001, spent $300,000 fixing it and it sold for $515,000)
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Old 05-10-2007, 04:03 PM
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The insurance company has looked at the boat and said it is not a complete loss......seems the integrity of the hull is ok.......dont know about the engine or its internal parts until they run it.....the boat is a 2005 220 CC Sea Pro w/ a 225hp evinrude on it.....havent even had it 3yrs yet...the boat did break free from all its straps and went flying, but landed in the grass and not the interstate.......she rolled over one complete time......i think a marine surveyor is in order......would insurance pay for that or would i need too?......as far as pics go, some of my buddies took some right after the accident, but i havent recieved them yet.
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Old 05-10-2007, 04:30 PM
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Default Re: need advice on wrecked boat

Insurance will need a survey to determine the extent of damage, and yes, they will pay for that. Of course their idea of a survey may be nothing more than an estimate from the yard who will do the repair work. Don't buy off on that.
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Old 05-10-2007, 04:32 PM
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Just thought of something. With the boat being that new, is there a dealer in your area for that brand of boat? If not, call the manufacturer and tell them what's going on and see what they say.
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Old 05-10-2007, 10:59 PM
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Default Re: need advice on wrecked boat

just having been through a couple sea pro's as far as rigging go, I would push for a new boat.................sea pros aren't bad boats, but they definitely aren't up to what yours went through. If you have a T-Top, the amount of stress that occurred at the time that it rolled had to be very extreme, I can't imagine that the liner would ever be worth a d@mn again. Even if you have to pull various equipment off your current boat to re-rig a new one, that would be better than a questionable hull.
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Old 05-11-2007, 11:15 AM
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Yeah.......I had a surveyor look at it today and he said that the integrity of the hull is fine......they still have to get it into a shop, so there could be other things wrong with it........that sucker took a pounding........i lost some gear as well, but thats covered by insurance too..........yeah I'm a little hesitant too Autobaun, but we're still in the early stages, so I'm kinda playing it by ear.
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Old 05-11-2007, 11:16 AM
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Default Re: need advice on wrecked boat

Did you pick the surveyor or did your insurance company?
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Old 05-11-2007, 11:32 AM
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Default Re: need advice on wrecked boat

Ask the sureyor if he has any kids....if so, ask him if he loves them....if he does, ask him if he without hesitation, would put them on this boat 50 miles from shore. If so, make sure you have his name in the event something goes sideways at some point.
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Old 05-11-2007, 01:49 PM
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TN FREEBIRD - 5/11/2007 12:16 PM

Did you pick the surveyor or did your insurance company?

No i didnt, but did ask around and he has a good reputation.
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Old 05-14-2007, 11:05 AM
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Default Re: need advice on wrecked boat

I got pics of the accident, but I can't post them......if anyone is willing to post for me, I'll email them to you.
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Old 05-14-2007, 11:16 AM
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Default Re: need advice on wrecked boat

whsyrdddy - 5/11/2007 1:49 PM

TN FREEBIRD - 5/11/2007 12:16 PM

Did you pick the surveyor or did your insurance company?

No i didnt, but did ask around and he has a good reputation.
Hey man, not trying to beat you up but you may want to get a second opinion. It couldn't hurt, but if you're happy I'm happy for you!

Nobody on here is going to be able to give you any advice based on pictures you may post. I'd still check with the manufacturer for their perspective.
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Old 05-14-2007, 11:37 AM
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whsyrdddy - 5/13/2007 11:05 PM

I got pics of the accident, but I can't post them......if anyone is willing to post for me, I'll email them to you.
Ja you can forward them to me no problem. gdol1969@rogers.com
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Old 05-14-2007, 01:31 PM
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Garett - 5/14/2007 12:37 PM

whsyrdddy - 5/13/2007 11:05 PM

I got pics of the accident, but I can't post them......if anyone is willing to post for me, I'll email them to you.
Ja you can forward them to me no problem. gdol1969@rogers.com
Thanks.......Garett.......sent them to ya
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Old 05-14-2007, 02:55 PM
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Default Re: need advice on wrecked boat

These are whsyrdddy's pictures:









There just isn't something right about looking at a boat on the side of the highway.
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