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Car Accident Question

Old 02-24-2021, 01:02 PM
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Default Car Accident Question

Editing talking to a pi tomorrow just incase. Will decide what to do after the ortho appointment next week.

Last edited by rifisher88; 02-24-2021 at 05:14 PM.
Old 02-24-2021, 01:08 PM
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I once saw this DR get hit by a car in a cross walk. When I asked him if he was ok, he said, "How should I know, Im a Dr not a lawyer.' Present actual bills to their insurance co. If they balk, then its time to get a lawyer and hope you come out ahead after he takes his 30% cut.
Old 02-24-2021, 01:08 PM
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I'm guessing your state has PIP coverage? If So what's you limit?
Old 02-24-2021, 01:09 PM
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https://www.roblevine.com/
Old 02-24-2021, 01:10 PM
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Just call #LAW, that's all! Seriously, though, get a PI attorney involved now and let them deal with the insurance companies. It's not that you'll have to sue but the attorney will make sure you don't do things that compromise your position if it turns out to be a more serious injury.
Old 02-24-2021, 01:11 PM
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Originally Posted by fishingfun View Post
I'm guessing your state has PIP coverage? If So what's you limit?
Im in RI, my medical payments are 10k, highest thats offered.
Old 02-24-2021, 01:16 PM
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Originally Posted by rifisher88 View Post
Im in RI, my medical payments are 10k, highest thats offered.
So that you med pay coverage. The other insurance company should pay the bills and your med pay should pay up that limit even though the other company picks up the tab. That's how it works in Va .
Old 02-24-2021, 01:34 PM
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You should also be compensated (legitimately) for your injury. And I'm not talking making stuff up or lying about your pain, but legitimately for your pain, injury and any potential future issues. This is very hard without an attorney.

I will say this, pick your own docs if you get an attorney. Do not trust your health to your attorney's doc who only sees cases referred to him by attorneys to run up legal bills and make the attorney more money. Pick your own doc, no matter what your attorney recommends.
Old 02-24-2021, 01:38 PM
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Originally Posted by captainbaker View Post
I once saw this DR get hit by a car in a cross walk. When I asked him if he was ok, he said, "How should I know, Im a Dr not a lawyer.' Present actual bills to their insurance co. If they balk, then its time to get a lawyer and hope you come out ahead after he takes his 30% cut.
In other words, go ahead and hire a lawyer.
Old 02-24-2021, 01:50 PM
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Does YOUR insurance company know you were in a "Not At Fault" accident? If not, they should-be, TODAY.
Old 02-24-2021, 02:02 PM
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8 years ago while on. Bvi charter my wife banged her head on a hatch. Moorings was quick to have her sign a waiver saying she declined medical care in the bviís. We go home, and wife continues to have crippling back and neck pain.

I told her to rub some dirt on it and get on down the road.... 8 years later and 20k plus in medical procedures, I wish I did it differently.

document and lawyer up... not because itís the ghetto lottery, but because you could be in for lasting pain.
Old 02-24-2021, 02:10 PM
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Originally Posted by The Peddler View Post
Does YOUR insurance company know you were in a "Not At Fault" accident? If not, they should-be, TODAY.
yes they now, I called them the moment the accident happened once the police left. I only went through the responsible party insurance on the car repair to avoid subrogation. The medical stuff so far has gone through my insurance company, now that i have a specialist appointment on monday for the shoulder, trying to figure out how to proceed with a lawyer or not.
Old 02-24-2021, 02:12 PM
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We got rear ended in GA in 2017. Wife had her second surgery on her shoulder last week. We had 10k in pip. That was gone long ago we have been using our health ins. We are many thousands out of pocket in almost 4 years. We will be lucky to get our out of pocket covered if this thing ever settles. I’m sure the damn attorney will do a whole lot better than my wife does on this.
we live in Fl accident happened in GA rental car that hit us registered In SC and idiot driver lives in AL. Yes he was texting and hit us at 50 mph.
To say Iam not impressed with the largest law firm in America is an understatement. The system is screwed up and needs to be fixed.
Old 02-24-2021, 02:50 PM
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Originally Posted by captainbaker View Post
I once saw this DR get hit by a car in a cross walk. When I asked him if he was ok, he said, "How should I know, Im a Dr not a lawyer.' Present actual bills to their insurance co. If they balk, then its time to get a lawyer and hope you come out ahead after he takes his 30% cut.
Any fees paid to the lawyer should come from the other insurance company.

Play nice until it's time to not play nice. Your type of injuries are most often related to insurance scams so they will be on the lookout for that. Above all DO NOT SIGN ANYTHING...
Old 02-24-2021, 03:54 PM
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Do it now if you're going to do it . A friend is a PI Attorney here in CT , he always says don't wait .
Old 02-24-2021, 04:10 PM
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Originally Posted by bone-a-fide View Post
You should also be compensated (legitimately) for your injury. And I'm not talking making stuff up or lying about your pain, but legitimately for your pain, injury and any potential future issues. This is very hard without an attorney.

I will say this, pick your own docs if you get an attorney. Do not trust your health to your attorney's doc who only sees cases referred to him by attorneys to run up legal bills and make the attorney more money. Pick your own doc, no matter what your attorney recommends.
I imagine you are first in line to complain about the high cost of insurance.
Old 02-24-2021, 04:24 PM
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I am an attorney and handle PI.

First thing: please donít post facts about your case on the net. Nothing good comes of that. As for making a personal injury claim, or not, that is a very personal choice.

My 3 options I give clients:
1) if youíre not injured, donít bother. Making up an injury may make you a little money but it wonít be worth the pain in the butt you will go through or the permanent mark on your history.
2) if youíre legitimately injured then yes, you owe it to yourself or your family to go forward with a claim - again, after you decide if you want to go down that road.
3) if youíre not sure youíre injured or injured permanently, then go treat, start the process, you can always decide to drop it later.

be careful of law firms that advertise huge settlements with people in the ads smiling as if nothing happened to them. Insurance companies donít give money away. If they got those results itís usually because something bad happened to them.

Also be careful of which attorney or doctors you pick. Many will steer you to opt for surgery rather than conservative treatment. That said, sometimes surgery really is the best option. Still, Iíd rather go to a legit doctor than a whore who Will try to make me a bigger case via the scalpel.

now, I suggest you delete your post and call a trusted attorney in your jurisdiction.

feel better.
Old 02-24-2021, 04:27 PM
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Your med insurance covers you. Then they may go after the other ins company. If you have pain and suffering then I think you need legal counsel to seek compensation.

I have a sponsee who represented an insurance company in thousands of these cases. He's often called upon by friends who've been in accidents. He'd say 'That's worth xxxx like 10K' or whatever the injury dictates. Concussions are the big one. Normally its much less than people hoped for.
Old 02-24-2021, 04:30 PM
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Get a lawyer, they will take the case pro bono. Injuries like this last a lifetime and compromise your quality of life.

if you now need surgery, you are looking at a settlement of $50K or so if that matters. It was not your fault. But you will live with the side affects forever. Put that money away and invest it for retirement, resist the urge to spend it quickly.
Old 02-24-2021, 04:49 PM
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Going through this now. Elected not to involve an attorney... yet. Nothing against it but just donít see myself as that kind of person. Just want to be made whole, nothing more nothing less.

i May regret this decision, but I figured it would be easier to hire an attorney later than start a big mess if it wasnít needed.

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