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Retirement spots...I know...dead horse and all.

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Retirement spots...I know...dead horse and all.

Old 01-04-2021, 01:33 PM
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Default Retirement spots...I know...dead horse and all.

Selling our house this spring, will be renting for a year maybe longer in an area we like. Want to find a nice place with all the attributes listed below. There listed in order of importance. Any help greatly appreciated.

1. Community located directly on the coast, Big Bend area of FL. Then on east coast from Ormond beach FL to Delaware.
2. Prefer Community on the intercoastal, or canals leading to Gulf / ocean. OR within 5 miles away with boat storage nearby.
3. SMALL houses......1000 sq/ft range OR ability to build a small house.
4. Not a huge community.....Not a "Dell Webb" type place.
5. Minimal community fee's. Not into old folks games, bocce, pickleball, shuffle board, that type of crap. Don't need clubhouse.
6. Budget.......$150,000 - $200,000


I'm almost 100% positive I'm currently looking at a manufactured home community for that budget as of right now with prices so high everywhere but I'm VERY certain that housing prices will be crashing very soon, within 2-3 years tops and I want to be ready to pick up a place at a steep discount.

Thanks for any and all help!

Spray
Old 01-04-2021, 03:22 PM
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Look at the Treasure Beach community near Cresent Beach, fl, just south of St. Augustine. Lots on the canals. Probably within your price range.
Old 01-04-2021, 03:32 PM
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If you have any questions about DE I'd be glad to answer any of them honestly. Depending on the person and their priorities we can be a great or an awful fit. I know a few communities that come to mind that could fit. Up here, somewhere like Angola By The Bay could fit the bill and has a community marina and a basic pool/tennis courts. Nothing flashy. Houses go from $125-$700k in the community. Fun little place with a lot of personality. In your price range there are manufactured and stick built in the 900-1,500sqft range.
Old 01-04-2021, 03:38 PM
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Don’t be so sure of housing prices crashing with the fact that building supplies has increased significantly.
Old 01-04-2021, 03:48 PM
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Originally Posted by Saltydawg15 View Post
Don’t be so sure of housing prices crashing with the fact that building supplies has increased significantly.
Will just cut into margins on new construction most likely. The resale market will likely go down at some point, as it always does. If a good condition 3BR goes for $300k, nobody is going to pay $450k for a new one with the same finishes.
Old 01-04-2021, 04:21 PM
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Default Try Palm Coast, FL between Daytona & St Augustine

There are condos about 1300-1600 square ft with 30 ft docks on the intracoastal that go for 150-200k. Downside is a long run to open ocean. Plus side is that everything you'd need is no more than a 7 mile drive. There are lots of nature trails and 2 or 3 good boat ramps..
Old 01-04-2021, 04:32 PM
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Originally Posted by Bob Zolczer View Post
There are condos about 1300-1600 square ft with 30 ft docks on the intracoastal that go for 150-200k. Downside is a long run to open ocean. Plus side is that everything you'd need is no more than a 7 mile drive. There are lots of nature trails and 2 or 3 good boat ramps..
how is the inshore water quality up there? Sea grass condition?
Old 01-04-2021, 04:37 PM
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No issues with green/red slime here. Water quality seems good, never had any fish kills. Sea grass is healthy. Beaches are narrower than in other areas.
Old 01-04-2021, 04:46 PM
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Originally Posted by Bob Zolczer View Post
No issues with green/red slime here. Water quality seems good, never had any fish kills. Sea grass is healthy. Beaches are narrower than in other areas.
thanks.
Old 01-04-2021, 05:54 PM
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2nd thank you! Intercoastal sale water fishing is fine with me. I try to target, drum, sheepshead, flounder, sea trout anyways. Also looking at buying an old pontoon that needs lots of TLC down the road, bride loves them and a bathroom is a must. Is what it is.

I was so certain I couldn't do a small frame house on a canal for my budget but it maybe doable, even at these crazy prices.

Wish that Crystal ball regarding the housing mrkt would answer my question!

Keep the ideas flowing guys & gals. Also....if your protecting your bit of heaven, shoot me a "pm" I can keep a secret.
Old 01-04-2021, 06:00 PM
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Stay in FL.
Old 01-04-2021, 06:08 PM
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Try looking at the Big Bend area of Florida on the west coast. It’s definitely a lower cost of living in that area.
Old 01-04-2021, 06:24 PM
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Only real concern that I was just made aware of regarding the west coast of FL is that its as hot as Central FL in the summer. 95 degree hot.

My bride can't take that heat any longer. But cant see how we can swing 2 places to live unless mobile homes. Zero appreciation on those though.

Good 3rd world problem.
Old 01-04-2021, 06:33 PM
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Your minimalism may be a little difficult to find as many places have building regulations that are larger and more expensive.

Why don't you join City-Data.com and post your info request to Florida, Georgia, North Carolina, South Carolina and Virginia websites. Those watching that website should come through for you. It's a huge general information place on the internet--and cannot be beat for info.
Old 01-04-2021, 07:15 PM
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Never heard of that site, thank you so very much. Gonna check it out asap.
Old 01-05-2021, 08:55 AM
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If I were you I would look into Edgewater.
Old 01-05-2021, 09:15 AM
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Hog Valley, Florida. Very affordable. Bass fish all day long at Rodman Reservoir.
Old 01-05-2021, 11:41 AM
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Originally Posted by spraynet 1 View Post
Only real concern that I was just made aware of regarding the west coast of FL is that its as hot as Central FL in the summer. 95 degree hot.

My bride can't take that heat any longer. But cant see how we can swing 2 places to live unless mobile homes. Zero appreciation on those though.

Good 3rd world problem.
Earlier this year when my retirement location plans were "reopened" via divorce I looked at the Milton/Pace areas as opposed to the previous (and current) plans of eastern TN. Milton/Pace gets just as hot (and hotter) as Sanford from May though Sept but there are 3 other seasons including a much cooler winter, however those are sandwiched around 5 months of SUMMER. I am ready to get out of Africa Hot Florida and I mistakenly thought the Panhandle might be cooler. Another issue I had with the Panhandle was the potential for hurricane impacts. Of course I don't plan to live on the water, within 30 minutes of boatable water is close enough for me.
Old 01-05-2021, 11:48 AM
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Naples too hot? if so maybe somewhere in Franklin County...Carabelle is nice..

https://www.propertyshark.com/homes/.../97377205.html
Old 01-05-2021, 03:48 PM
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Shell Point, Keaton Beach Lanark Village Carabelle river. Those are probably the cheapest but not as cheap as you are looking for.

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