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Self defense / concealed carry insurance ?

Old 10-28-2020, 07:38 AM
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Default Self defense / concealed carry insurance ?

Considering whether or not to purchase self defense / concealed carry insurance. I'm referring to the type of insurance offered by USCCA, U.S. Lawshield, CCW Safe, etc.

Was wondering what other's are doing as far as that goes.

Old 10-28-2020, 07:40 AM
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US Lawshield here.
Old 10-28-2020, 08:06 AM
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buy it asap , brandishing to save your life will cost 15 K regardless of the situation
Old 10-28-2020, 08:10 AM
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We have civil immunity in SC. I'm comfortable with that along with a solid umbrella policy.
Old 10-28-2020, 08:26 AM
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Yes, US Lawshield
Old 10-28-2020, 06:21 PM
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I have CCW Safe.
Old 10-28-2020, 06:35 PM
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Originally Posted by irishhunter View Post
buy it asap , brandishing to save your life will cost 15 K regardless of the situation
You don’t brandish to save your life. If the gun comes out, the threat goes out in a body bag.
Old 10-28-2020, 07:31 PM
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Originally Posted by autobaun70 View Post
We have civil immunity in SC. I'm comfortable with that along with a solid umbrella policy.
Not an attack and not being a smart guy..

Are you certain that the umbrella policy doesn't have any firearms exclusions?

thx
Old 10-29-2020, 11:23 AM
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I had USCCA and live in NJ. Last December I received a letter from USCCA stating they could not renew my membership nor the insurance due to new NJ laws. Shortly after our asshat governor stated he wanted all gun owners to carry insurance. Haven't heard any more about it but if it comes up again I would bet it would be state backed insurance.
Old 10-29-2020, 11:34 AM
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Do these insurance policies cover civil/criminal financial liability only? Or attorney fees as well? Do they cover someone who is found to be in the wrong, say someone who thinks they have met the legal requirements for use of force but havent? Seems like a pretty complex area of insurance.
Old 10-29-2020, 01:27 PM
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Shoot all the witnesses and you won't need stinkin insurance
Old 10-29-2020, 01:30 PM
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Originally Posted by HS2300 View Post
Not an attack and not being a smart guy..

Are you certain that the umbrella policy doesn't have any firearms exclusions?

thx
yep. Have double checked that. Has an exclusion for criminal actions by the policy holder, but nothing specific to firearms or self defense.

same insurer has a notable portion of my gun collection covered, as the standard homeowners policy cuts off at $2500 of gun coverage.

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