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My First REAL Job

Old 12-03-2006, 03:05 PM
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Default My First REAL Job

I'll be graduating with a BS in Medical Technology/ CLS from ECU in may. I've had several offers but the one i'm thinking about taking is 40 miles from the Salt water and is on the brackish portion of the river. They have offered me a $17,000 signing bonus if I stay for atleast 2 years and it would likely be a base pay of 17-18 an hour plus shift differential. I KNOW Absolutely nothing about benifits any advice in that area would be appriciated.
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Old 12-03-2006, 05:03 PM
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Congratulations! Could I get you to run over to Contanche and tell my son that it is possible to finish college at some point?

Benefits? Here's my priority list:

1. Health Insurance with a good network of doctors.
2. 401K or decent profit sharing/defined contribution pension plan.
3. Long term disability.
4. Short term disability.
5. Plenty of vacation days.

Good luck!
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Old 12-03-2006, 05:05 PM
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Good job dude....What was your major? I am am narrowing it down to Pharmacists, FA, CFP, Zookeeper or Bellydancer? Sounds like a good field!
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Old 12-03-2006, 06:43 PM
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Congratulations Matt!
Is it in Washington or New Bern?

I'll echo Shag's priority list, except at your age I might put vacation days ahead of LTD .
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Old 12-03-2006, 06:54 PM
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Default RE: My First REAL Job

Smurf,

401k matters. I am assuming you are a fairly young man. Put the MAXIMUM per year allowable into your 401k. Don't start low with the promise you will increase it next year. Start with the max, and stay with the max. Ask if they offer any matching and/or profit sharing as well.

Big Al
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Old 12-03-2006, 07:05 PM
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Congrats home slice and good luck!!
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Old 12-03-2006, 08:37 PM
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Congratulations!

Many companies will match your 401k contribution to a certain level. Let's assume they match up to 3%. You should consider making your contribution to be at least 3% so you can get all that free money. That's right - free. You dont even pay taxes on it until you start withdrawing from the account.

Accept all the health benefits even though you feel well. Accidents happen and in your line of work you never know what you'll be exposed to.

Good luck!
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Old 12-04-2006, 08:18 AM
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40 miles is not too far!

Good Luck!
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Old 12-04-2006, 03:26 PM
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The Job is in New Bern, They don't have a 401k they said something like a 403B which they said is the same thing except it is for Health care workers. And they match up to 2% if i pay in 3% I'm going to have to sit down with The HR person and get all this straight
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Old 12-04-2006, 03:30 PM
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broncobirdy - 12/3/2006 5:05 PM

Good job dude....What was your major? I am am narrowing it down to Pharmacists, FA, CFP, Zookeeper or Bellydancer? Sounds like a good field!
My Major was Clinical Laboratory Medicine/Medical technology. Should have done something else but my Adviser Lied about the pay. But i fairly enjoy the field as of now, COuple of years working might change my mind though. Might go on to Med School or something...may be Pathology.
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Old 12-04-2006, 08:50 PM
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Heck 40 miles aint far , we pull 400 plus to hit salt water .

Sounds like a good job ya got there , maybe in a few years you could leave home.

Just messin with ya , Good luck in your new job.

As said above and don't miss the PAID vaction.
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Old 12-04-2006, 08:54 PM
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Home is Leaving Me. After I graduate My parents are High tailing it Back to FLorida. Hopefull my dad will have to work all the time so he won't call me about all the snook and tarpon he is catching.
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Old 12-04-2006, 09:01 PM
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Or you could use your vacation to go fishing with your dad . then tell him who your looking at the house next door cause Fl. is such a great vacation spot.
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Old 12-05-2006, 08:21 AM
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Call your big brother bonehead.
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Old 12-05-2006, 08:45 AM
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Good luck with the job.

You for sure need to find out the exact particulars concerning salary, benefits, vacation, hours, payroll. Right now it doesn't seem important because you are young and after all it is your first job. However things become important real quick once you become a working man and time flies like you wouldn't believe. Treat every aspect of your employment as a serious part of life.

30 years ago when I hired on I never imagined I would be at the same pace 30 years later, but I am. The conditions under which I was hired are no longer relavant. The industry and the conditions that we work with have changed so much that it doesn't even faintly resemble what it once was.

I guess what I am saying is if you even have a slight desire to become a Dr then go for it NOW! 5-10-15 or even 20 years from now it would be a real shame if you would decide that you wanted to be DR but no longer had the time or money to achieve it.
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Old 12-05-2006, 08:51 AM
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Snapper Head - 12/3/2006 6:54 PM

Smurf,

401k matters. I am assuming you are a fairly young man. Put the MAXIMUM per year allowable into your 401k. Don't start low with the promise you will increase it next year. Start with the max, and stay with the max. Ask if they offer any matching and/or profit sharing as well.

Big Al
What he said and, "don't get married until your thirty". If you think about the latter, you'll see its loaded with benefits also.
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Old 12-05-2006, 02:00 PM
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maybe once i get in good with gregory poole caterpillar i can talk angela into moving to beaufort or washington
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Old 12-05-2006, 05:46 PM
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katkt - 12/5/2006 8:51 AM

Snapper Head - 12/3/2006 6:54 PM

Smurf,

401k matters. I am assuming you are a fairly young man. Put the MAXIMUM per year allowable into your 401k. Don't start low with the promise you will increase it next year. Start with the max, and stay with the max. Ask if they offer any matching and/or profit sharing as well.

Big Al
What he said and, "don't get married until your thirty". If you think about the latter, you'll see its loaded with benefits also.
Don't get married until your 30.....bah... more like 40 or 50,,,,,thats why they have viagra
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Old 12-05-2006, 05:49 PM
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My step daughter graduates from ECU in Dec. She is staying for her masters. Good luck.
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Old 12-05-2006, 08:46 PM
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definitely read into the benifits very carefully, especially when it comes to the healthcare end of it. The one thing you definitely need to get is short term dissability coverage. This typically kicks in pretty quick if something happens, think of it along the terms of, "can I go 6 months without getting paid."

on the retirement end, get as much as you can now, saving early means BIG payoff down the road. Put it at least the max amount that will be matched, consider going more.

As far as vacation days go, don't be discouraged by the employer not really offering much the first 6 months or year or whatever. This is a trail period, as long as the vacation time comes after a set time, run with it.

Another huge plus is if you can get compensated for sick days not used. This is one area IMO where employers simply don't think at all. Many company's will pay you 5 days of sick time, but it is take it or loose it. This IMO is the same thing as the employer shooting themselves in the foot. It basically pays the employee to leave the company hanging in a time of need, you can't schedule a sick day, but if you don't use them you loose them. The proper way IMO is to off a payoff on unused days.
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