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Great Insurance Has bodily Injuries Claim

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Great Insurance Has bodily Injuries Claim

Old 02-14-2020, 11:21 AM
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Default Great Insurance Has bodily Injuries Claim

So I was backing my boat at the boat ramp , All suddenly this dumb a$$ guy was riding his bike known that I was backing my boat and ran into my trailer and fell off his bike. Guy got up , I call the police and paramedic check the guy out and he was fine. Got a $300 ticket from the police for not giving way. Monday come got a call from insurance company with bodily injuries claim and a letter from that guy lawyer. Can't stand these kind of people that tried to get money for their fake injuries.
Old 02-14-2020, 11:41 AM
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That is so stupid, Ramps should have no pedestrian and no bicycle signs around them. Make it their fought for riding a bike on a ramp. What did he say, he didnít see the 40 foot trailer and truck backing up.
Old 02-14-2020, 11:48 AM
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This dumb a$$ said that I should of stop and let him by , I'm like what WTH.
Old 02-14-2020, 12:00 PM
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Take pictures of where you were backing/where he "got hit"
Old 02-14-2020, 12:00 PM
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When lawyers aren't sure there is insurance it always seems that fewer people are 'injured'. This is because unless they find out the policy #, they have to file suit to discover insurance coverage info and pay all filing fees, process servers to get that info. That ties up alot of their $ and unless it is a really major claim, most attorneys will pass on the case. Sounds like a sailboater or yaker.
Old 02-14-2020, 12:16 PM
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Originally Posted by EddieL View Post
When lawyers aren't sure there is insurance it always seems that fewer people are 'injured'. This is because unless they find out the policy #, they have to file suit to discover insurance coverage info and pay all filing fees, process servers to get that info. That ties up alot of their $ and unless it is a really major claim, most attorneys will pass on the case. Sounds like a sailboater or yaker.
Their lawyer going to find out that I'm only carry $10,000 bodily injuries. The dude was more like a drug addict.
Old 02-14-2020, 12:18 PM
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Originally Posted by olyveoil View Post
Take pictures of where you were backing/where he "got hit"
I didn't take any picture the dude wasn't hurt. He just fell of his bike.
Old 02-14-2020, 12:28 PM
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OR.
Don't take any advice.

You did state this, right? "Got a $300 ticket from the police for not giving way."

Certainly you can go to where the "injury" occurred and take pictures of where the "victim" was riding.
Old 02-14-2020, 12:30 PM
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You called the police, gave them your statement, which taken with the bicyclist's statement, resulted in you being cited for a traffic violation. Brilliant. A traffic violation is prima facie evidence of negligence on your part if you are convicted. You'd better get a traffic ticket lawyer to fight that or you're going to lose the civil case.
Old 02-14-2020, 12:36 PM
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(1) Fight the ticket with an attorney.
(2) Give your insurance company the litigation notice.

I'll bet this guy has done this "bicycle act" before!

Old 02-14-2020, 12:41 PM
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Originally Posted by Pez Vela View Post
You called the police, gave them your statement, which taken with the bicyclist's statement, resulted in you being cited for a traffic violation. Brilliant. A traffic violation is prima facie evidence of negligence on your part if you are convicted. You'd better get a traffic ticket lawyer to fight that or you're going to lose the civil case.
Would beating the ticket remove fault or negligence? Hasnít it already been established? Maybe mitigate somewhat. Too bad you couldnít just give him $20 for scratches on bike, he would have been happy.
Old 02-14-2020, 12:45 PM
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Originally Posted by Pez Vela View Post
You called the police, gave them your statement, which taken with the bicyclist's statement, resulted in you being cited for a traffic violation. Brilliant. A traffic violation is prima facie evidence of negligence on your part if you are convicted. You'd better get a traffic ticket lawyer to fight that or you're going to lose the civil case.
After the police gave me a ticket. He said he didnít witness the accident , take him to court he wonít show up and they will drop the ticket .
Old 02-14-2020, 12:46 PM
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Well the police took your statement and his and observed the scene. Possible you are at fault and the bicyclist did have the right of way?

It would depend on the setup of the ramp if this makes sense or not.

Anyway, that ticket will make things very difficult in the civil suit.
Old 02-14-2020, 12:54 PM
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Funny I did a back ground check in this guy. He has another case open with insurance claim. I will keep everyone posted about this. Situation
Old 02-14-2020, 01:15 PM
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Maybe the guy is a douche but what if it was a kid or something who walked behind you and you had seriously injured or killed him? Gotta be aware of your surroundings when backing up.

You could hurt someone. Or someone pretend to be hurt. Either way you lose.
Old 02-14-2020, 01:19 PM
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Scam

it's a $$$$ grab
Old 02-14-2020, 01:23 PM
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Pedestrians vs. vehicle the pedestrian usually wins and even more so with a ticket for not giving way. Good luck.
Old 02-14-2020, 01:30 PM
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Originally Posted by BLUESMAN View Post
Would beating the ticket remove fault or negligence? Hasnít it already been established? Maybe mitigate somewhat. Too bad you couldnít just give him $20 for scratches on bike, he would have been happy.
No, not in the civil case. Up to plaintiff to prove his case without the help of the conviction.
Old 02-14-2020, 01:32 PM
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You can have only 10k of bodily injury insurance but then again he may end up owning your boat if a judgement is entered against you. You have to deal with this aggressively and try to get it settled by insurance.

Low insurance is no protection against a large judgement for a person with assets.


Thinking that if I don't have good insurance, no one will go after me, is a bad assumption.
Old 02-14-2020, 01:36 PM
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Thatís retarded, but the guy being on a bike is important.

Bicycles are to follow the exact laws of the road as cars. So imagine someone driving their car sans trailer on a boat ramp and then smashing into you. The guy had no business being on a boat ramp with a bicycle.

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