Notices
Like Tree11Likes

Daughters jeep was totaled

Old 11-15-2019, 04:49 AM
  #1  
Member
Thread Starter
 
Join Date: Nov 2006
Location: Dublin, Pa.
Posts: 59
Default Daughters jeep was totaled

my 19 year old daughter was hit by another car and it looks like they will total her 2004 jeep. Iíve never had to deal with this. She is fine she took 3 days off from work because she was stiff(she is a professional clammer in NJ). They say the repairs are $5500 I donít know what itís worth yet. Can I expect thatís all sheíll get? She has put a lot of hard earned money into it and canít afford another one in the shape this one is in. We did buy if for her but she has paid us back. This really stinks for her but we know things happen.
DanS is offline  
Old 11-15-2019, 05:09 AM
  #2  
Admirals Club Admiral's Club Member
 
Join Date: Nov 2007
Location: Long Island, NY
Posts: 8,459
Default

Depends upon what type of Jeep.
A 2004 Jeep Liberty in good condition (100k mi) is worth somewhere between $3-4k, while a Wrangler in similar condition and mileage is worth $7-10k and a Grand Cherokee will split that range at between $4-6k.
The either your insurer or other party's insurer needs to pay only fair market value for the car in its immediate pre-accident condition.
twentynine likes this.
LI32 is offline  
Old 11-15-2019, 05:09 AM
  #3  
Admirals Club Admiral's Club Member
 
Join Date: Jul 2013
Posts: 218
Default

The most that you can get for the jeep is likely what the books say. Insurance companies are as bad as lawyers. Don't accept any offers that seem low.

Off work for 3 days is pain and suffering. If they start to screw you around, be nice and tell that you will be seeking legal counsel. That sometimes frees up their pockets.
bakerjw is online now  
Old 11-15-2019, 05:16 AM
  #4  
Senior Member
 
Join Date: Apr 2011
Location: Palm Beach
Posts: 1,570
Default

Look at comparable vehicles for sale in your area, if values are higher, send documentation to the adjuster. Be sure to use same year, make, model and mileage or they'll argue. Also, if she's not renting a car, ask them to pay her loss of use and ask for $50/day, that can add up to help. She needs to make sure she's physically ok, once you sign, that's it, no more going back to the well.
Claim likes this.
LWLoadie is offline  
Old 11-15-2019, 05:20 AM
  #5  
Senior Member
 
Join Date: Jul 2011
Location: SOBX
Posts: 595
Default

Glad that your daughter is ok. Having your kid hurt is every parentís nightmare. I hope her insurance takes care of her.
Elusive likes this.
DrDanH is online now  
Old 11-15-2019, 06:00 AM
  #6  
Senior MemberCaptains Club Member
 
Join Date: Dec 2005
Location: Tampa Bay Area
Posts: 2,068
Default

Originally Posted by bakerjw View Post

Off work for 3 days is pain and suffering. If they start to screw you around, be nice and tell that you will be seeking legal counsel. That sometimes frees up their pockets.
Originally Posted by LWLoadie View Post
She needs to make sure she's physically ok, once you sign, that's it, no more going back to the well.
^^^This^^^

I've never sued anyone in my life. I was rear-ended twenty years ago, my back was stiff and sore for days. However, I just shrugged it off as no big deal, it will go away.

Twenty years later, still have back pain.

They hit you, they are at fault, they need to make you whole.
catmandoo1 likes this.
BiloxiGuy is offline  
Old 11-15-2019, 06:11 AM
  #7  
Senior Member
 
Join Date: Apr 2011
Location: Palm Beach
Posts: 1,570
Default

Originally Posted by BiloxiGuy View Post
^^^This^^^

I've never sued anyone in my life. I was rear-ended twenty years ago, my back was stiff and sore for days. However, I just shrugged it off as no big deal, it will go away.

Twenty years later, still have back pain.

They hit you, they are at fault, they need to make you whole.
Keep in mind, you don't have to file suit in order to make an injury claim. Most cases get settled without suit being filed, you're just making a claim at this point.

She should get checked out and give it some time before signed any releases to be sure. Sounds like she has a demanding job and an injury could end that.
alligatorgar likes this.
LWLoadie is offline  
Old 11-15-2019, 06:13 AM
  #8  
Admirals Club Admiral's Club Member
 
Join Date: May 2008
Location: Philadelphia
Posts: 5,166
Default

Glad she is ok. She should go get checked out by a Dr if she hasn’t already to make sure she is ok. Three days off from work is a serious impact.

Not suggesting demand Rand ( those not in the area local ambulance chaser who plastered his name on billboards with “I eat insurance companies for breakfast”).

As for the Jeep I assume it’s a Wrangler otherwise they would not have bothered to itemize the repair and just totaled it. My ‘15kju got drilled pretty good last year. Front axle pushed over 2”. Talking to the adjuster even if the frame was bent they would have swapped it out and not totaled. Ended up being around $12k. LI32’s numbers sound pretty spot on so I’m guessing even if they value the vehicle at the upper end they will total it. Not worth the risk of trying to repair and risk additional damage being uncovered during tear down.
bjm9818 is offline  
Old 11-15-2019, 06:22 AM
  #9  
Senior Member
 
Join Date: Sep 2007
Location: Deltona FL, Penrod KY
Posts: 2,106
Default

If you added a lot of accessories. Make sure the add them or give you a chance to buy it back cheep.
BIL had his truck totaled and he had over 3K in tires, rims, winch etc. They let him keep the truck after payout.

Doug
rdmallory is offline  
Old 11-15-2019, 06:38 AM
  #10  
Admirals Club Admiral's Club Member
 
Join Date: Jan 2007
Posts: 13,665
Default

she should go to doc asap if she hasnt already, make sure injury is documented.
rsnapper likes this.
mystery is offline  
Old 11-15-2019, 06:40 AM
  #11  
Member
Thread Starter
 
Join Date: Nov 2006
Location: Dublin, Pa.
Posts: 59
Default

Thanks for the replies. I really feel bad for her she is a hardworking young person. One summer she milked cows part time to buy a lift kit for it. This year she graduated high school and didnít know what she wanted to do but knew she loved the salt water so she took a job clamming and lived at our shore house and loves it. She is out in the bay on days I donít want to leave the house. We definitely donít want more than we deserve but it just sucks because of all the hard work she put into this vehicle to make it hers.btw she is clamming today and she is in Jersey.
kurttruk and Corndog38 like this.
DanS is offline  
Old 11-15-2019, 06:44 AM
  #12  
Senior Member
 
Lprizman's Avatar
 
Join Date: May 2009
Location: RI
Posts: 6,179
Default

"It starts with Sparks"

Glad she is ok
Get attorney before any further contact
Get a proper physical from a doctor
Pic of Jeep
Document everything in chronological order
forgot likes this.
Lprizman is online now  
Old 11-15-2019, 07:16 AM
  #13  
Senior Member
 
Join Date: Mar 2011
Location: Algonac michigan
Posts: 5,887
Default

Document her injuries,make a visit to the ER or Dr for injuries suffered in the accident.This will give added leverage to get the most money possible for her damages.It's a dance with the insurance company and you need to be willing to wait for a short time to settle.Negotiate for what you feel is right and hold your ground.
muskamoot is offline  
Old 11-15-2019, 07:19 AM
  #14  
Member
 
Join Date: Nov 2018
Location: Fly over country.
Posts: 32
Default

Originally Posted by BiloxiGuy View Post
^^^This^^^

I've never sued anyone in my life. I was rear-ended twenty years ago, my back was stiff and sore for days. However, I just shrugged it off as no big deal, it will go away.

Twenty years later, still have back pain.

They hit you, they are at fault, they need to make you whole.
Get a good personal injury lawyer. I'm not litigious, but if someone hurts me, they will pay.
catmandoo1 is offline  
Old 11-15-2019, 11:28 AM
  #15  
Admirals Club Admiral's Club Member
 
Join Date: Nov 2009
Location: Tarpon Springs, FL
Posts: 7,767
Default

Not a fan for suing anyone but totaled vehicles and personal injury has reached the point where it's the only option for a fair settlement in a lot of cases.
rsnapper and bayfisher92 like this.
mikefloyd is online now  
Old 11-15-2019, 11:31 AM
  #16  
Senior Member
 
Join Date: Aug 2011
Location: North Shore, MA
Posts: 2,469
Default

I am pretty sure your daughter's back hurts. Make sure she tells them that! ;-)
Zardoz is offline  
Old 11-15-2019, 12:49 PM
  #17  
Member
 
Join Date: Jul 2019
Location: Gulf Coast
Posts: 72
Default

Originally Posted by DanS View Post
my 19 year old daughter was hit by another car and it looks like they will total her 2004 jeep. I’ve never had to deal with this. She is fine she took 3 days off from work because she was stiff(she is a professional clammer in NJ). They say the repairs are $5500 I don’t know what it’s worth yet. Can I expect that’s all she’ll get? She has put a lot of hard earned money into it and can’t afford another one in the shape this one is in. We did buy if for her but she has paid us back. This really stinks for her but we know things happen.

I was rear ended in a Honda Accord while stopped at a traffic light twenty five years ago by a lady in an Expedition. My trunk was squashed and pushed into the back seat. USAA was my insurance carrier and because the Accord has such good resale the other party's insurer Allstate wanted to repair the vehicle by cutting off the damaged half of my car and stitching on a used but undamaged part of a different Accord. I complained to USAA and they totaled the vehicle and went after Allstate for the full settlement they paid me.

I wasn't badly hurt but I did have to get out of the car and lay down on the median for a while though no ambulance was called. Later my back was not right to the point that I had to go to my GP and have x-rays. Allstate paid for the medical deductibles and offered me less than $2k for pain and suffering. I was naive in the pre-TV accident attorney days and just accepted the offer though 25 years later my stiff neck and achy back are I believe are at least partially due to the accident. My point is that even if your daughter feels ok now you should be very careful about settling too soon with the insurance company.

At the least she should be checked out by an MD imo and then if necessary seek out a competent personal injury attorney.
beernutzbob is online now  
Old 11-15-2019, 08:05 PM
  #18  
Senior Member
 
Join Date: Aug 2011
Posts: 1,208
Default

I was in the car business 24 years. I always look up the NADA retail price and the NADA trade in price, add and subtract for options, mileage and condition. Then split it down the middle. If the insurance company offers you that much or more, you're okay. And don't forget to hit them up for sales taxes on a replacement vehicle.

They're all bragging about how the Jeep Wranglers are now the least depreciating of all U.S. vehicles. I know none are inexpensive when you go to buy them new.

I drove by a specialty used car dealer today that has 15 to 20 Jeeps on his lot--1995 to 2005 models. Every one is a complete cherry, and most have manual transmission and hardtops. And with 100K to 120K miles, they're asking $10-12K for them. So don't let the insurance adjuster off the hook too easily.
Bamaman is offline  
Old 11-15-2019, 09:19 PM
  #19  
Senior Member
 
Join Date: Feb 2013
Posts: 1,248
Default

Just hope it's not Farmers Ins. They have a bad history in my opinion.

https://kfor.com/2014/03/04/ruling-farmers-insurance-to-pay-millions-to-oklahoma-tornado-victims/
forgot is offline  
Old 11-15-2019, 09:42 PM
  #20  
Senior Member
 
Join Date: Jul 2016
Posts: 697
Default

hope she is ok long term

I know a pretty good body shop guy in NJ

he can help with other issues sometimes too...

Name:  Big_pussy_bonpensiero.jpg
Views: 675
Size:  17.3 KB
Insider is offline  

Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.

† † † †