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bank cashiers check

Old 06-17-2019, 06:07 PM
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Default bank cashiers check

I have a boat for sale.
Just had a gentleman email me that he wants it.Said that he will pay bank cashiers check.And after it clears he will send a transport company to pick it up at his cost.
Am I being scammed?
thanks in advance,
jeff
Old 06-17-2019, 06:13 PM
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Originally Posted by billfishr View Post
I have a boat for sale.
Just had a gentleman email me that he wants it.Said that he will pay bank cashiers check.And after it clears he will send a transport company to pick it up at his cost.
Am I being scammed?
thanks in advance,
jeff
Tell him you will cover the wire fee or ACH transfer fee..
Old 06-17-2019, 06:16 PM
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Totally! Let me guess he has never seen the boat in person, no sea trial and is giving you full asking price correct? Tell him cash or you will go to the bank with him in person only. You will never hear from him again
Old 06-17-2019, 06:18 PM
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Depends. I sold my last boat to an exporter that operated like this. More than likely a scam but you may want to poke at it a bit.
Old 06-17-2019, 06:19 PM
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You are being scammed , only way to do a bank check is if you can take it to the bank its generated by . Wire transfer only . Your bank will clear the check and in a couple weeks it comes back bad , end of story .
Old 06-17-2019, 06:19 PM
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Tell him you want a wire or forget about it.
Old 06-17-2019, 06:23 PM
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Same scam they tried on us.
Old 06-17-2019, 06:26 PM
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What you will receive will be a check drawn on a commercial account but made to look like a cashiers check. The check may say it is a Cashier’s Check but it will not be. The check will clear the bank because the account is valid and funds are available. Later, when the business reconciles their bank statement they will notice the missing funds from their account. The business will file a claim with their bank, their bank will contact your bank, your bank will take the funds out of your account to send to their bank, leaving you high and dry.
Old 06-17-2019, 06:30 PM
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I have already emailed him and said wire transfer only.
Thanks everyone
Old 06-17-2019, 06:34 PM
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Originally Posted by Vantaredoc View Post

Tell him you will cover the wire fee or ACH transfer fee..
x2....I deal with wire transfers on a daily basis and I would definitely recommend that route over a cashiers check! No matter what bank the check is supposedly written by....
Old 06-17-2019, 08:04 PM
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delete email
Old 06-17-2019, 08:16 PM
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Did they want you to pay the transporter too so they will make the check for more than boat purchase?
Old 06-17-2019, 08:23 PM
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I would like to hear about this outcome. @billfishr, can you please follow up for us when this is resolved? Thanks.
Old 06-18-2019, 04:33 AM
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He already has your email. Now he wants your full name, address and phone number.
Old 06-18-2019, 04:35 AM
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Emailing back was a mistake. Mark as SPAM and move on.
Old 06-18-2019, 05:06 AM
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I had a truck for sale once. Guy sent me a cashiers check and said he would fly in and drive it home. My bank said the check was a fake. I sold the truck to the next cash buyer. Turns out my bank was wrong and check was legit. The guy was super angry. Non-Refundable ticket and missed out on a sweet ride. Not everyone is a scammer.
Old 06-18-2019, 05:07 AM
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Originally Posted by billfishr View Post
I have a boat for sale.
Just had a gentleman email me that he wants it.Said that he will pay bank cashiers check.And after it clears he will send a transport company to pick it up at his cost.
Am I being scammed?
thanks in advance,
jeff
NEVER accept a cashiers check.
Old 06-18-2019, 01:52 PM
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update-
Sense I told him that I would only accept a wire transfer-
Seems like he all the sudden lost interest in my 20 bertram moppie.
Thanks for all the help
jeff
Old 06-19-2019, 05:32 PM
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Originally Posted by billfishr View Post
update-
Sense I told him that I would only accept a wire transfer-
Seems like he all the sudden lost interest in my 20 bertram moppie.
Thanks for all the help
jeff
Imagine that....
Old 06-19-2019, 05:37 PM
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So my fj40 by cashier's check. The buyer was on the board of directors of the bank and they laughed at me when I called to verify the check. Worked out fine for me. I'd do it especially if he lets it clear first

As far as I know the only cashier check scam going is fake cashier checks

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