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HELP screw job coming

Old 04-11-2019, 05:39 PM
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Default HELP screw job coming

Without going into much detail it appears my 2007 Chevrolet Silverado cc classic 4x4 d-max lt trim package one owner meticulously maintained. 160000 miles. Amsoil in every component since new. Oil changed and Michelin tires rotated every 5000 mi transmission flushed with amsoil every 50000 along with differintials and transfer case. New fuel filter every 10 k. This truck has been my baby since new. It has run flawlessly. I am almost in tears writing this. All my friends know they were going to bury me in it.
I have looked all over Florida and found 2 07ís that I would even consider looking at. 1 is at Mullinax in with fl. 26 k out the door.
The other one is 33 k firm private seller.
How do I convince the insurance co this is not a 20k truck? my wife thinks Iíve lost my mind . I need help please and thank you
This is all no fault of my own.
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Old 04-11-2019, 05:59 PM
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Originally Posted by oceandansar View Post
Without going into much detail it appears my 2007 Chevrolet Silverado cc classic 4x4 d-max lt trim package one owner meticulously maintained. 160000 miles. Amsoil in every component since new. Oil changed and Michelin tires rotated every 5000 mi transmission flushed with amsoil every 50000 along with differintials and transfer case. New fuel filter every 10 k. This truck has been my baby since new. It has run flawlessly. I am almost in tears writing this. All my friends know they were going to bury me in it.
I have looked all over Florida and found 2 07ís that I would even consider looking at. 1 is at Mullinax in with fl. 26 k out the door.
The other one is 33 k firm private seller.
How do I convince the insurance co this is not a 20k truck? my wife thinks Iíve lost my mind . I need help please and thank you
This is all no fault of my own.

No doubt about it
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Old 04-11-2019, 06:22 PM
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yes
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Old 04-11-2019, 06:29 PM
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I assume your beloved truck has been totaled and the settlement offered is too low in our opinion. Since it was not your fault, fight the proposed settlement. I don't know how to do that other than hire a lawyer?

On the other hand, it could be an opportunity to get an even nicer truck? Make lemonade?

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Old 04-11-2019, 06:36 PM
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$20k??? $10k if you're lucky.
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Old 04-11-2019, 06:37 PM
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No comprende.
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Old 04-11-2019, 06:42 PM
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Unfortunately should someone tea total mine I'd be also joining your pitty party. Unless you had a preexisting agreed value policy you're pretty much left out to dry.
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Old 04-11-2019, 06:43 PM
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$20K for an '07 w/ 160,000 miles? Take it and run! A year and a half ago I sold my '07 with 85,000 miles (granted it was basic and 2x4 unlike yours) for $11,000 and was happy to get it.

Remove all the sentimental stuff and service items impossible to verify from your post and plug in the questions asked by blue book and black book. You'll find the street (or insurance) value somewhere between there.
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Old 04-11-2019, 06:44 PM
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Wat ju be tawkin bout Willis?
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Old 04-11-2019, 06:47 PM
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07 durmax is the year to have
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Old 04-11-2019, 06:51 PM
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Originally Posted by oceandansar View Post
07 durmax is the year to have
To truck guys, youíve got the truck to have. To insurance companies, itís just a 12 year old truck.

Good luck.
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Old 04-11-2019, 06:53 PM
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Tell them to replace it with the same used truck.
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Old 04-11-2019, 06:57 PM
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Always insure for agreed value
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Old 04-11-2019, 06:58 PM
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Need to read your insurance policy. It defines the value and replacement. If you have a vehicle you love you can insure it for value or replacement value. Have a older thunderbird, had is market appraised, and insured for a defined value. If something happens I know what I will be paid.
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Old 04-11-2019, 07:10 PM
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Lawyer.
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Old 04-11-2019, 07:12 PM
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Reread and rewrite your first sentence. You described your truck perfectly, but not the situation.
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Old 04-11-2019, 07:17 PM
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This is a prime opportunity to upgrade to a Ford 7.3L.
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Old 04-11-2019, 07:19 PM
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Originally Posted by rickpcfl View Post
Reread and rewrite your first sentence. You described your truck perfectly, but not the situation.
somebody ran a red light and plowed me. I was minding my own business and never saw it coming
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Old 04-11-2019, 07:20 PM
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That clears it up. Really sucks man...a good older truck is hard to find.
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Old 04-11-2019, 07:55 PM
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My brothers 2006 CC 4x4 LBZ D-max was totaled about 4 months ago. He looked for 4 weeks before he found a 07' Classic body style CC, 4x4 with the LBZ. Had it shipped from Texas to him in Colorado. I think insurance gave him about $20k also but he was able to buy the truck back for about $1200. Damage was to the frame, engine and Tranny were fine. He is looking for a 2500 Suburban now to do a Dura-burb conversion on with the parts from the wrecked truck. I switched to an agreed value policy on my 07' CC, 4x4, LBZ motor truck with 155K miles on it after his was wrecked. The cheapest that I could find a clean used one around NC was about $28-$30K for trucks with less than 175K miles when I was helping him look for a replacement.

Sorry for you luck. The 07' LBZ Duramax as you know is a hard truck to find and everyone wants it since itr was the last D-max motor before DPF and DEF emissions stuff. Good luck with your search.
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