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South Carolina boating accident, DNR involved

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South Carolina boating accident, DNR involved

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Old 03-11-2018, 02:45 PM
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Default South Carolina boating accident, DNR involved

All,

Unfortunately someone hit my boat. DNR is involved and said because the damage looks significant they also have to report to the Coast Guard. I am trying to figure out how to get the owner's contact information including insurance. The boat that hit me does have valid and up-to-date registration and hoping the insurance is good because the marina has minimum requirements. The DNR officer said I can file a Freedom of Information Act request to get the report but the insurance info he collected will be redacted and to get the insurance I will have to file a legal action which all sounds absurd. I am hoping he is wrong and I will be able to get access to his full report including insurance info. The marina also has the owner's contact and insurance info on file but said they cannot share it. Icing on the cake is the boat is in the kid's mom's name and the kid wouldn't even provide his info to the officer. The officer then told him the whole thing is on video and he was clearly the operator and he has until Tuesday to come to DNR to provide his info.

Would appreciate any thoughts, specifically around navigating South Carolina DNR to get full report including insurance info.

Thank you!!

Last edited by mystery; 03-13-2018 at 02:46 PM.
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Old 03-11-2018, 03:33 PM
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which marina?
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Old 03-11-2018, 05:38 PM
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you boat was hit while it was in a slip at a marina or were you under way?
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Old 03-11-2018, 05:46 PM
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A kid was driving? How young was the “kid”?
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Old 03-11-2018, 05:52 PM
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If you are not made whole, you may have recourse against the mom, as it's under her name
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Old 03-11-2018, 06:27 PM
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Originally Posted by tridogs View Post
which marina?
Rather not say on a public forum

Originally Posted by GetReel View Post
you boat was hit while it was in a slip at a marina or were you under way?
yes, my boat was in slip, the other boat was trying to dock

Originally Posted by steve76 View Post
A kid was driving? How young was the “kid”?
college age
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Old 03-11-2018, 07:45 PM
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Get your carrier involved--give them the hull numbers for the other boat. They have ways of finding information. Another option would be to make the claim with your carrier and treat it as a "hit and run" aka "phantom captain," that will motivate them to investigate and get the other carrier involved.
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Old 03-11-2018, 07:53 PM
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Originally Posted by JiggyWillis View Post
Get your carrier involved--give them the hull numbers for the other boat. They have ways of finding information. Another option would be to make the claim with your carrier and treat it as a "hit and run" aka "phantom captain," that will motivate them to investigate and get the other carrier involved.
I don't want to be dinged and this is an expensive boat so even with 1% deductible, I'd be on the hook.
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Old 03-11-2018, 07:58 PM
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Yeah, with the SCDNR, you are going to have to go through the FOI to get a copy of the report. They don't move with the speed of kudzu over there either. File with your insurance, you'll likely recover your deductible upon successful subrogation of the at-fault boat.
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Old 03-11-2018, 08:02 PM
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File with your insurance and they will do the work. If/when the collect from the at fault parties insurance you will be made whole.
Dawgvet98 and JustSumStuff like this.
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Old 03-11-2018, 08:05 PM
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Originally Posted by mystery View Post
I don't want to be dinged and this is an expensive boat so even with 1% deductible, I'd be on the hook.
Who’s your carrier? I ask because a similar thing happened to me about 7 years ago, except I got hit while under way. I’m with State Farm and long story short, I filed with them and ate the $1,000 deductible, but State Farm took care of me by replacing both engines and repairing the fiberglass. It was a $26,000 repair but my rate never went up. State Farm hired an attorney to go after the responsible party, but was never successful in finding them. If you’re with State Farm, consider going through them because they will take care of you.
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Old 03-11-2018, 08:06 PM
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Originally Posted by Claim View Post
Yeah, with the SCDNR, you are going to have to go through the FOI to get a copy of the report. They don't move with the speed of kudzu over there either. File with your insurance, you'll likely recover your deductible upon successful subrogation of the at-fault boat.
So ridiculous! A freedom of information act to get an accident report?! Should I call the USCG instead?

Either way, won't it be a ding (claim) on my insurance? If I get a new policy, I am going to have to answer that I had a claim...

Last edited by mystery; 03-11-2018 at 08:12 PM.
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Old 03-11-2018, 08:14 PM
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Originally Posted by mystery View Post
So ridiculous! A freedom of information act to get an accident report?! Should I call the USCG instead? Would USCG physically come to make a report?

Either way, won't it be a ding (claim) on my insurance? If I get a new policy, I am going to have to answer that I had a claim...
It's a pain in the ass. Your insurance company won't be any more successful at getting the report very fast either. I have no idea why it takes so long over the there.

You can try the USCG, they might have a report but I have found them a little easier to get reports from.....if they are the investigating agency.

Either way, you are going to be in the ISO claim data base as having a claim, whether its with your carrier or theirs. I don't have a lot of underwriting sooth-saying to predict how underwriters handle this, but I'd think that since you were 0% at fault, it won't negatively affect you.

FYI, I filed for a FOI to secure a dog bite report in 2017.....we received the bill for it in March of 2018.....it was a county report, not SCDNR, but you don't want to sit around dicking with this. File claim, get fixed, move on.
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Old 03-12-2018, 05:09 AM
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Good grief. Another? There was one at Limehouse a couple weeks ago. About the same age in parent's boat t-boned somebody on plane coming into the landing. Wasn't a 20' Scout was it?
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Old 03-12-2018, 05:41 AM
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Originally Posted by CUTiger2011 View Post
Good grief. Another? There was one at Limehouse a couple weeks ago. About the same age in parent's boat t-boned somebody on plane coming into the landing. Wasn't a 20' Scout was it?
Nope
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Old 03-12-2018, 08:32 AM
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Originally Posted by Lordwrench View Post
My buds 17' key west vs. 24' pathfinder, extremely lucky he or his passengers weren't killed.

B
I saw pictures on CF, never heard what happened....wanna give some details?
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Old 03-12-2018, 09:11 AM
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Do both parties have to file a FOI claim to see a report? Is this just a SC thang?
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Old 03-12-2018, 10:04 AM
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Originally Posted by glacierbaze View Post
Do both parties have to file a FOI claim to see a report? Is this just a SC thang?
According to the website, I would have to pay the employee's salary including benefits for the time it takes them to make copies for the FOIA
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Old 03-12-2018, 03:16 PM
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File with you insurance and explain the situation. They will request the footage from the marina (or hire a lawyer to do it if the marina won't hand it over) and see your boat was docked and you're not at fault. Your insurance company will then go after the other insurance because they don't want to pay for it either.

Or you can threaten the marina with a lawsuit if they don't hand over the footage as obstruction of justice.

I will say the longer you wait to file the more this will smell like bull shit and you're going to have a hard time dealing with either insurance company.
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Old 03-12-2018, 03:32 PM
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Originally Posted by NinjahGoose View Post
File with you insurance and explain the situation. They will request the footage from the marina (or hire a lawyer to do it if the marina won't hand it over) and see your boat was docked and you're not at fault. Your insurance company will then go after the other insurance because they don't want to pay for it either.

Or you can threaten the marina with a lawsuit if they don't hand over the footage as obstruction of justice.

I will say the longer you wait to file the more this will smell like bull shit and you're going to have a hard time dealing with either insurance company.
I have the footage, they were my cams, there is no bullshit because its on video.

I know several people that were hit while vehicle was stopped, parked, etc, they were not at fault, yet insurance companies see the incident when quoting insurance and some charge a higher premium specifically because of it. Absolutely ridiculous.
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