You have to be kidding - FEMA Denies NC
10-10-2019, 08:14 AM
#1
Senior Member
Thread Starter
You have to be kidding - FEMA Denies NC
https://obxtoday.com/top-stories/fem...orian-victims/FEMA denies North Carolina’s application for individual assistance for Dorian victims
Last edited by FASTFJR; 10-10-2019 at 08:33 AM.
10-10-2019, 08:22 AM
#2
What did you expect? Most of the homes that were destroyed were old homes, not raised on pilings and the owners had no flood insurance.. I don't understand how you can live on an Island like Ocracoke and not have flood insurance..
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10-10-2019, 08:32 AM
#3
Admirals Club
This is what flood insurance is for. These people don’t live in Arkansas. They choose to self insure, don’t cry about it now. Cradle to grave...
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10-10-2019, 08:35 AM
#4
Senior Member
Thread Starter
Originally Posted by amofgreenville
What did you expect? Most of the homes that were destroyed were old homes, not raised on pilings and the owners had no flood insurance.. I don't understand how you can live on an Island like Ocracoke and not have flood insurance..
Originally Posted by creditcardguy
This is what flood insurance is for. These people don’t live in Arkansas. They choose to self insure, don’t cry about it now. Cradle to grave...
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10-10-2019, 01:55 PM
#6
Probably a high number of secondary homes as well.
I agree about flood insurance, but if you go through north river on your way to the CI ferry, then you've seen your tax money at work on uninsured homes.
I agree about flood insurance, but if you go through north river on your way to the CI ferry, then you've seen your tax money at work on uninsured homes.
10-10-2019, 06:29 PM
#7
Senior Member
I hate it for Ocracoke but it is the risk you take. I would never dream of living in an area that will potentially flood and not have flood insurance. Irene hit us hard, we flooded for the first time since the house was built in the late 50's. It took us 23 months to get back in and we had flood insurance. I wish them all of the best and a speedy recovery.
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10-10-2019, 07:48 PM
#9
Senior Member
Its a shame that locals basically can't afford to live in the place their families have lived for hundreds of years anymore
10-11-2019, 05:38 AM
#10
Senior Member
Thread Starter
Originally Posted by N2theblue
Its a shame that locals basically can't afford to live in the place their families have lived for hundreds of years anymore
My parents bought their home in 1967 for 30K, now they are selling for over 700KMy Aunt bought a small beach bungalow in Ocean City in 1972 for 15K, my cousin just sold the lot for 1.1M (house was a tear down)
10-11-2019, 05:53 AM
#11
Senior Member
Did FEMA help folks in New Orleans rebuild after Katrina? If so were all those dwellings newer homes, on stilts, and insured properly? If the answer is yes then why are Dorian victims any different? I seem to recall the then mayor getting a great deal of TV coverage as demanded assistance and even stated that most in the city were feeling disenfranchised. Would that work here? Will there be news shows visit NC towns destroyed by Dorian years later to spin the story that folks in NC were “forgotten and left behind”? In my summation: when you work hard, pay taxes, and own your home/assets you most likely not going to be helped. I am being sarcastic and bitchy here because my son and his family were wiped out in Swansboro during hurricane Florence. (For the record his home is several miles inland). He had insurance. He works. He pays taxes. He does not have a criminal record. He was treated like he was a disgusting creep every time he had to call and ask about his damage claims etc. Still not resolved. Probably never will be. Somebody please tell me what’s wrong here.
Last edited by Lostsoul58; 10-11-2019 at 12:17 PM.
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10-11-2019, 06:31 AM
#12
Senior Member
Originally Posted by Lostsoul58
Did FEMA help folks in New Orleans rebuild after Katrina? If so were all those dwellings newer homes, on stilts, and insured properly? If the answer is yes then why are Dorian victims any different? I seem to recall the then mayor getting a great deal of TV coverage as demanded assistance and even stated that most in the city were feeling disenfranchised. Would that work here? Will there be news shows visit NC towns destroyed by Dorian years later to spin the story that folks in NC were “forgotten and left behind”? In my summation: when you work hard, pay taxes, and own your home/assets you most likely not going to be helped. I am being sarcastic and bitchy here because my son and his family were wiped out in Swansboro during hurricane Florence. He had insurance. He works. He pays taxes. He does not have a criminal record. He was treated like he was a disgusting creep every time he had to call and ask about his damage claims etc. Still not resolved. Probably never will be. Somebody please tell me what’s wrong here.
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10-11-2019, 08:18 AM
#13
Admirals Club
Katrina was a giant giveaway as GW was under tremendous pressure to save the Chocolate City. Thousands got free money for no reason whatsoever. No insurance? No problem, here’s $140k have a nice day. Fraud was rampant, FEMA changed a lot of their policies for future events, as a result of Katrina.
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10-11-2019, 09:46 AM
#15
Senior Member
Some interesting replies here. I don't know how many of you have every tried to buy flood insurance (I looked at buying in KDH a couple of years ago), but it is no cakewalk. The way I understand it is that it doesn't cover much of anything if you are in a certain zone based on height above sea level. If you are in a low-lying area, about the only thing that is covered are things like electrical and plumbing. Nothing much else. And you can't really stroll out and buy supplemental coverage from another company... not that I am aware of anyway. It is an interesting quandary. Do we expect everyone on the island to have the means to pay for all out-of-pocket repairs when something like this happens? Every resident there is not a millionaire. There are restaurant workers, retail workers, and fisherman that live out there by modest means. We can't just cut them lose and say that it's too bad you lost everything. Maybe move to higher ground next time. Isn't that what FEMA is for?
10-11-2019, 12:19 PM
#16
Senior Member
Originally Posted by mattbowen61990
IMO Houses built on beach front are not a tragedy when lost. When people in NO lost their homes, it wasn't their secondary homes, it was their main homes. As others have stated here, your luxurious beach house getting removed by a hurricane should not fall on the tax payers. There are people that lost their home, their primary home, but hopefully they had insurance.
not it at all what I posted about...
my son lived several miles inland.
I guess he’s “guilty be association” with his zip code?
10-11-2019, 05:33 PM
#17
Senior Member
Originally Posted by FASTFJR
I can'f afford to live in the neighbor I grew up My parents bought their home in 1967 for 30K, now they are selling for over 700K
My Aunt bought a small beach bungalow in Ocean City in 1972 for 15K, my cousin just sold the lot for 1.1M (house was a tear down)
My parents bought their home in 1967 for 30K, now they are selling for over 700KMy Aunt bought a small beach bungalow in Ocean City in 1972 for 15K, my cousin just sold the lot for 1.1M (house was a tear down)
That's not hundreds of years. There are banker families who have been there since the 1600s. Sorry if I have an appreciation for history and think its sad that the people who made their homes there, and survived for hundreds of years in a place that is hard to make a living in, have been pushed out by a bunch of rich folks.
10-13-2019, 08:32 AM
#18
Admirals Club 
poster
Originally Posted by gillnetflounderman
Besides FEMA gave all of it funding to replenish the private ocean front property over on Bogue Banks recently.
10-13-2019, 05:04 PM
#19
[QUOTE=ylyl1943;13015800]you continue to be a jerk. why always assume the worst. the wrong way to live. Sorry but life has taught me to hope for the best but expect the worst especially when it comes to dealing with government. Matters not whether they're republicans or democrats. [
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10-13-2019, 05:11 PM
#20
Senior Member
Correct those folks should have had flood insurance, but the FEMA flood insurance program itself is something that should not exist. The private market won't write flood coverage because it's not economically sensible - so why should the taxpayers do so by creating a Federal flood insurance program? It just encourages more senseless development in vulnerable areas.
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