Go Back  The Hull Truth - Boating and Fishing Forum > BOATING FORUMS > The Boating Forum
Reload this Page >

New motor got hit at ramp. Opinions needed.

Notices
Like Tree27Likes

New motor got hit at ramp. Opinions needed.

Reply

Old 08-10-2018, 03:32 PM
  #41  
Admirals Club Admiral's Club Member
 
Join Date: Feb 2016
Location: NSB, FL
Posts: 375
Default

Originally Posted by v12mac View Post
Who gets the damaged lower after the repair? It still has a value.
I was able to keep mine
swaddict is offline  
Reply With Quote
Old 08-10-2018, 04:25 PM
  #42  
Admirals Club Admiral's Club Member
Thread Starter
 
Join Date: Apr 2009
Location: League City, TX
Posts: 972
Default

Still waiting on approval from the insurance to cut the check but you are correct there is no adjuster needed. The dealer sent in the quote and now we are in the waiting game. There will be no deductible for me. I will be trying to keep the older lower unit as well. I'm sure there's a few bucks I may be able to get out of it.
wizness is offline  
Reply With Quote
Old 08-10-2018, 05:23 PM
  #43  
Senior Member
 
Join Date: Jul 2009
Location: FL/HI
Posts: 926
Default

Originally Posted by tunnles View Post
Sounds to me like some need to get some simple basic boating skills of what to do and how to do so nothing gets damaged !
And as for insurance claims DO THEY COVER BLATANT STUPIDITY or it there a separate clause for that !!
Boating skills help you drive a trailer?
rudeskawn is offline  
Reply With Quote
Old 08-10-2018, 05:39 PM
  #44  
Senior Member
 
Join Date: Dec 2014
Posts: 1,018
Default

Originally Posted by wizness View Post
dealer said needs a complete lower unit as the skeg is bent over half way up and a new steering ram as well. Was worse than I thought after we looked at it. Going for a complete lower instead of swapping out everything to a new case so as to not void any warranty issues in the future. Will update once insurance gets quote and see how it goes. Called Suzuki as well and they said they will back it up.
Get that in writing.
flcatcher1 is offline  
Reply With Quote
Old 08-10-2018, 05:45 PM
  #45  
Admirals Club Admiral's Club Member
Thread Starter
 
Join Date: Apr 2009
Location: League City, TX
Posts: 972
Default

Originally Posted by flcatcher1 View Post
Get that in writing.
they would if requested..so far everything has been pretty smooth.
wizness is offline  
Reply With Quote
Old 10-29-2018, 09:24 PM
  #46  
Admirals Club Admiral's Club Member
Thread Starter
 
Join Date: Apr 2009
Location: League City, TX
Posts: 972
Default

Just an update to thread..insurance company paid for a new complete lower unit, new steering ram and helm. I also got to keep the old lower unit. Unfortunately the new lower is back ordered for months but I will have a back up and or sell it. The adjuster wasn't bright with boats at all and admitted she knew nothing about them. Worked out good for me but I'm surprised Geico doesn't have marine adjusters. Overall the process wasn't bad at all. Over 5K in repairs when all said and done.

Last edited by wizness; 10-29-2018 at 09:29 PM.
wizness is offline  
Reply With Quote
Old 10-29-2018, 10:37 PM
  #47  
Admirals Club Admiral's Club Member
 
Join Date: Mar 2017
Location: Tarpon Springs, FL
Posts: 1,909
Default

Get used to this. Dinging the lower unit is a fact of boating life. It will happen over and over again.
GaryDoug is offline  
Reply With Quote
Old 10-30-2018, 05:37 AM
  #48  
Senior MemberCaptains Club Member
 
Join Date: Aug 2006
Location: Central Florida
Posts: 8,190
Default

I'm amazed they don't use adjusters with a marine background. I had a boat stolen years ago that was recovered stripped. They engaged a marine surveyor.

Your's is a good outcome other than the delay.
Sprockets is offline  
Reply With Quote
Old 10-30-2018, 05:56 AM
  #49  
Admirals Club Admiral's Club Member
Thread Starter
 
Join Date: Apr 2009
Location: League City, TX
Posts: 972
Default

Originally Posted by GaryDoug View Post
Get used to this. Dinging the lower unit is a fact of boating life. It will happen over and over again.
this may be the case but it is never happened to me at least not for my own fault. hopefully I'll get another 15 years but we'll see how it goes
wizness is offline  
Reply With Quote
Old 10-30-2018, 06:11 AM
  #50  
Senior Member
 
Join Date: Oct 2018
Location: Oneonta ,NY
Posts: 207
Default

Originally Posted by wizness View Post
Just an update to thread..insurance company paid for a new complete lower unit, new steering ram and helm. I also got to keep the old lower unit. Unfortunately the new lower is back ordered for months but I will have a back up and or sell it. The adjuster wasn't bright with boats at all and admitted she knew nothing about them. Worked out good for me but I'm surprised Geico doesn't have marine adjusters. Overall the process wasn't bad at all. Over 5K in repairs when all said and done.
Good to hear its going to work out for you. Also good to hear GEICO is doing the right thing since thats the company I am hoping to use when I get my boat. Any $$ to be made from the damaged lower will help compensate you for all the BS you had to deal with through no fault of your own.
rick danger is offline  
Reply With Quote
Old 10-30-2018, 06:58 AM
  #51  
Admirals Club Admiral's Club Member
Thread Starter
 
Join Date: Apr 2009
Location: League City, TX
Posts: 972
Default

Originally Posted by rick danger View Post
Good to hear its going to work out for you. Also good to hear GEICO is doing the right thing since thats the company I am hoping to use when I get my boat. Any $$ to be made from the damaged lower will help compensate you for all the BS you had to deal with through no fault of your own.
I got the old lower repaired from a shop in Houston that specializes in it. Lower looks good as new and is working fine. No bent prop shaft. Will most likely sell the new lower Instead of just having it sit around.
wizness is offline  
Reply With Quote
Old 10-30-2018, 07:32 AM
  #52  
mbb
Senior Member
 
Join Date: Jan 2002
Location: Baton Rouge, Louisiana
Posts: 1,300
Default

Skeg dont compromise LU.
unless prop hit., And you didnt say that

Cosmetic damage really. Not a big deal to fix.
but other guys insurance ought to pony up LU if you insist.

Take $$. Fix yours. Keep money for fateful day the LU self destructs (it wont)
mbb is offline  
Reply With Quote

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off


Thread Tools
Search this Thread
 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: