27LikesNew motor got hit at ramp. Opinions needed.
08-10-2018, 04:25 PM
#42
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Join Date: Apr 2009
Location: League City, TX
Posts: 1,007
Still waiting on approval from the insurance to cut the check but you are correct there is no adjuster needed. The dealer sent in the quote and now we are in the waiting game. There will be no deductible for me. I will be trying to keep the older lower unit as well. I'm sure there's a few bucks I may be able to get out of it.
08-10-2018, 05:23 PM
#43
Senior Member
Join Date: Jul 2009
Location: FL/HI
Posts: 928
Originally Posted by tunnles
Sounds to me like some need to get some simple basic boating skills of what to do and how to do so nothing gets damaged !
And as for insurance claims DO THEY COVER BLATANT STUPIDITY or it there a separate clause for that !!
And as for insurance claims DO THEY COVER BLATANT STUPIDITY or it there a separate clause for that !!
08-10-2018, 05:39 PM
#44
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Join Date: Dec 2014
Posts: 1,030
Originally Posted by wizness
dealer said needs a complete lower unit as the skeg is bent over half way up and a new steering ram as well. Was worse than I thought after we looked at it. Going for a complete lower instead of swapping out everything to a new case so as to not void any warranty issues in the future. Will update once insurance gets quote and see how it goes. Called Suzuki as well and they said they will back it up.
10-29-2018, 09:24 PM
#46
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Join Date: Apr 2009
Location: League City, TX
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Just an update to thread..insurance company paid for a new complete lower unit, new steering ram and helm. I also got to keep the old lower unit. Unfortunately the new lower is back ordered for months but I will have a back up and or sell it. The adjuster wasn't bright with boats at all and admitted she knew nothing about them. Worked out good for me but I'm surprised Geico doesn't have marine adjusters. Overall the process wasn't bad at all. Over 5K in repairs when all said and done.
Last edited by wizness; 10-29-2018 at 09:29 PM.
10-30-2018, 05:37 AM
#48
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Join Date: Aug 2006
Location: Central Florida
Posts: 8,207
I'm amazed they don't use adjusters with a marine background. I had a boat stolen years ago that was recovered stripped. They engaged a marine surveyor.
Your's is a good outcome other than the delay.
Your's is a good outcome other than the delay.
10-30-2018, 05:56 AM
#49
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Join Date: Apr 2009
Location: League City, TX
Posts: 1,007
Originally Posted by GaryDoug
Get used to this. Dinging the lower unit is a fact of boating life. It will happen over and over again.
10-30-2018, 06:11 AM
#50
Senior Member
Join Date: Oct 2018
Location: Oneonta ,NY
Posts: 242
Originally Posted by wizness
Just an update to thread..insurance company paid for a new complete lower unit, new steering ram and helm. I also got to keep the old lower unit. Unfortunately the new lower is back ordered for months but I will have a back up and or sell it. The adjuster wasn't bright with boats at all and admitted she knew nothing about them. Worked out good for me but I'm surprised Geico doesn't have marine adjusters. Overall the process wasn't bad at all. Over 5K in repairs when all said and done.
10-30-2018, 06:58 AM
#51
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Join Date: Apr 2009
Location: League City, TX
Posts: 1,007
Originally Posted by rick danger
Good to hear its going to work out for you. Also good to hear GEICO is doing the right thing since thats the company I am hoping to use when I get my boat. Any $$ to be made from the damaged lower will help compensate you for all the BS you had to deal with through no fault of your own.
10-30-2018, 07:32 AM
#52
Senior Member
Join Date: Jan 2002
Location: Baton Rouge, Louisiana
Posts: 1,321
Skeg dont compromise LU.
unless prop hit., And you didnt say that
Cosmetic damage really. Not a big deal to fix.
but other guys insurance ought to pony up LU if you insist.
Take $$. Fix yours. Keep money for fateful day the LU self destructs (it wont)
unless prop hit., And you didnt say that
Cosmetic damage really. Not a big deal to fix.
but other guys insurance ought to pony up LU if you insist.
Take $$. Fix yours. Keep money for fateful day the LU self destructs (it wont)
