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Watch out for this Marine Surveyor...

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Watch out for this Marine Surveyor...

Old 07-20-2009, 08:50 PM
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Dispute the charges with your credit card company. If they told you $250/hour I'm not sure how they could come up with 8400. I mean, unless they towed you for about a day and a half straight. If they were considering it salvage, they should have told you first so you had a chance to refuse since you were on board.
Old 07-20-2009, 08:51 PM
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BS if you ask me. The tow guy needs a lesson.
Old 07-20-2009, 08:55 PM
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Yeah the tow company could'nt get it from insurance so they figure I'm good for it...
Old 07-20-2009, 08:56 PM
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This might have become a decent learning experience for us, but from what's been said so far, all I know that we should learn is:
shotty is spelled shoddy

appaulled is spelled appalled

You asked a guy for an insurance survey..and those surveys need to be easy-going if the surveyor is going to get any more referrals. A PPI is more intense because the buyer is asking the surveyor to find ways to cut the bid price.

If the fuel tank was low at survey and then you filled it for the first time this year...do you think that should count? Fill us in, please.
Old 07-20-2009, 08:57 PM
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Originally Posted by TripleCrownNC View Post
BS if you ask me. The tow guy needs a lesson.
Thas the guy, mang...He runs these company. Ease called Baywatch Towing...

Old 07-20-2009, 09:05 PM
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Originally Posted by bamaboy473 View Post
This might have become a decent learning experience for us, but from what's been said so far, all I know that we should learn is:
shotty is spelled shoddy

appaulled is spelled appalled

You asked a guy for an insurance survey..and those surveys need to be easy-going if the surveyor is going to get any more referrals. A PPI is more intense because the buyer is asking the surveyor to find ways to cut the bid price.

If the fuel tank was low at survey and then you filled it for the first time this year...do you think that should count? Fill us in, please.
No, I agree, and the tanks were full. seas that day were about 3 ft and less I say the pounding probably finished it off. But that does not excuse missing it.. both tanks are visible from below deck..
Old 07-20-2009, 09:22 PM
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Somebody correct me if I'm off base, but wouldn't a tank be rotting from the inside out and show minimal damage on the exterior? I guess you're right that the surveyor could have/should have/maybe wished he had....but probing a tank with an ice pick could be asking for a lawsuit of another type.

Sounds like you might have just hit bad karma...sorry for the loss and the surprise.
Old 07-20-2009, 09:39 PM
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Call me cocky or a smartass but I have never got a survey on a boat. Hell I have picked boats 700 miles away site unseen except pictures. Then again I buy quality vessels where catastrophic problems are rare.

I dont need no surveyor to tell me if the boat is a piece of $hit. I can talk to the owner to find that out.

I guess it takes a little practice on reading people.....

Small ranch house with big boat = boat is in pristine shape.

Watch out for the rich guys. You can get some great deals but some neglect their boats.
Old 07-20-2009, 09:41 PM
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Last edited by Mod 13; 07-26-2009 at 06:17 AM.
Old 07-20-2009, 10:07 PM
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Originally Posted by littletunny View Post
Call me cocky or a smartass but I have never got a survey on a boat. Hell I have picked boats 700 miles away site unseen except pictures. Then again I buy quality vessels where catastrophic problems are rare.

I dont need no surveyor to tell me if the boat is a piece of $hit. I can talk to the owner to find that out.

I guess it takes a little practice on reading people.....

Small ranch house with big boat = boat is in pristine shape.

Watch out for the rich guys. You can get some great deals but some neglect their boats.

Same here, never got a survey on any boat I bought and don't plan on getting one done unless its required by the bank or insurance company.

I'm a very mechanical guy and have been around boats my whole life. I'm pretty confident that I can spot pleasure craft over a problem craft.
Old 07-21-2009, 04:23 AM
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Originally Posted by Mike Boehler View Post
I own my own business and have tons of insurance, but none for shoddy workmanship like he supposedly did. I don't know what kind of insurance he could have had for such a situation, but I'm sure if you got killed his liability would have kicked in.

What type of insurance are you speaking of?
Mike I have not read the rest of the thread at this point but I would think they should have "errors and omissions insurance"
Old 07-21-2009, 04:25 AM
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I think some of you guys are missing the point. The bill for the tow is outrageous and unfortunate, but the fact that surveyor missed the rotted tank is incompetence or malpractice. Someone could have been killed. What kind of business doesn't have insurance? that's got to be illegal. When you hire a "professional" its his job to find problems, that's the whole reason for the survey. It's not fair to put that burden on the owner.

I have had the unfortunate experience of dealing with two surveyors in the past, I still can't figure out how the missed so much stuff.
Old 07-21-2009, 05:11 AM
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Don't want to sound like I am taking sides, but;

1. How does a srveyor tell a fuel tank is about to start leaking, especially if there is no evidence on the outside? I have seen tanks from Gradys and Makos that rotted out, and someone would have had to remove the tank to find the corrosion.

2. The tow bill.... I would like to hear side 'B' of that record as they say.
Old 07-21-2009, 05:50 AM
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Tanks rotting from the inside could very well look fine on the outside. I wonder how many boat owners would thank a surveyor if he probed your fuel tank and punched a hole thru it? Also I'm sure 100% of the tank isn't visible on any boat, so it would be hard for a surveyor to judge a tank as good without removal. My insurance company has allowed self surveys, and although they mention fuel lines and connections, I don't think fuel tank integrity is mentioned.
Old 07-21-2009, 06:11 AM
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Originally Posted by mhff34 View Post
I think some of you guys are missing the point. The bill for the tow is outrageous and unfortunate, but the fact that surveyor missed the rotted tank is incompetence or malpractice. Someone could have been killed. What kind of business doesn't have insurance? that's got to be illegal. When you hire a "professional" its his job to find problems, that's the whole reason for the survey. It's not fair to put that burden on the owner.

I have had the unfortunate experience of dealing with two surveyors in the past, I still can't figure out how the missed so much stuff.
There isn't any legal requirements to purchase business insurance. It is good business practice to do so, but not required. Also, insurance, or the lack of same does not impact legal liability for negligence one way or the other. If you are proven to be negligent, you owe-period. If not negligent than insurance will not pay.
Old 07-21-2009, 06:37 AM
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Why are you putting the safety of your family and friends in the hands of a stranger who spent three hours looking at your boat and who's fault would this have been if you didn't have the survey at all?

I'm not saying this guy didn't overlook a very critical problem but, you're on your boat every weekend, you didn't see it either. Most tanks corrode from the inside out and the problem normally isn't visible until it's too late. I know, "he's a professional", blah...blah...blah.... that doesn't change anything. Know your own boat!

You will also note that, although I would not use a surveyor (or any contractor) who is not bonded or insured, this doesn't change things. Having insurance does not mean he would be covered for your problem, it means that if he breaks something while onboard, or gets hurt himself, he's covered, and will not sue you for his injuries.

You have the right attitude about one thing, thank God no one was hurt but you need to take responsibility your your own boat and the safety of your passengers. Every owners manual, safety course and experienced captain will tell you you need to make an inspection prior to every trip. This inspection means, fuel system, exhaust system, engine hardware, etc. There's a real reason for that and you just found out what it is.

Regarding the tow bill, I wouldn't pay that without a real fight.

Good luck
Rick
Old 07-21-2009, 06:50 AM
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I am getting the OPs point about the survey but if I were in his position it wouldn't be my major concern. The tow charge seems to be the biggest problem. Unless the fuel was in the bilge at the time of the survey then I can see how it was missed.

I had a boat once that was perfectly fine one day and leaking gas the next. There was no way to see the problem before it happened. Once I pulled the tank out you could see the bad area...on the bottom of the tank which would have been impossible to see without removing the tank.

It happens in older boats, drain the tank and break out the saw and open the deck and replace the tank. Then tell the tow company you will pay them $250.00 per hour of the tow. If it took them 1.5 hours pay them for 3 hours because they charge from the time they leave their dock to the time they return.

Send them a check for $750.00 along with a letter why you are sending this amount and send it certified mail so they have to sign for it. Dispute the CC charges and wait to see if they cash the check. If they do then its a good sign that they accept the terms. If not let them take you to court and explain how they tricked you into a tow that cost 8 grand.
Old 07-21-2009, 06:52 AM
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Two comments.

1.I would say it is total BS your insurance company is not paying. If you wrecked your car running a red doing something else illegal, your car ins. would still pay. Take them to court.

2. 8400$ . Is the boat worth that in total?
Old 07-21-2009, 07:00 AM
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Note to self: Get fuel tank inspected


On a serious note... I really appreciate threads like this because I learn from them. Fuel tanks rot.....who knew? Well I'm sure many/most of you knew that but I really didn't ever think about that. I'm learning all kinds of new things around here
Old 07-21-2009, 07:01 AM
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Originally Posted by Mike Boehler View Post
I own my own business and have tons of insurance, but none for shoddy workmanship like he supposedly did. I don't know what kind of insurance he could have had for such a situation, but I'm sure if you got killed his liability would have kicked in.

What type of insurance are you speaking of?
Are you joking? Professional liability doesn't kick in only when somebody dies.

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