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YF42 damaged by another boat while dry stacked

Old 11-12-2019, 10:36 AM
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Default YF42 damaged by another boat while dry stacked

Question:
I keep my Yellowfin 42 at a marina high and dry indoors. I use it about 1X month, have it professionally washed 1 x per week and detailed every 3 months regardless of if I use it or not. It is kept perfect. $750K boat with quad 400's, full tower. The boat in the rack above me dripped rust stains all over it-- on non-skid, gunwales, coaming bolsters, seats-- from bow to stern there are rust splash spots. The marina was nice enough and informed me. They tried to clean it but it didn't come out. I had my detailer try, it didnt come out. The marina called and said the other boat boat owner wants my contact info to contact me. I said why? They said he would like you to file an insurance claim. I said no. The marina understood and said they agree it is his problem. It has been 2 months. Now the marina is saying well here's his contact info, after contacting corporate they were informed we do not get involved in damage between two boat owners.

Note 80% of the rust stains color came out but there is still coke like light orange stains all over. It will likely need all new cushions and some non-skid refinishing in order to return it to its prior condition. Note I travel a lot and have not seen the boat nor used it in the last 2 months since this happened-- but I was forwarded pictures.

The boat was kept high and dry indoors, I have not used it and their customer (the boat above me) dripped rust all over my boat. Not tha tit matters but I am a great customer theirs-- been there since 2010, pay $1000/mo in storage, always tip dockhands $20 every launch and dont use my boat much.

Who do you think is responsible?
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Old 11-12-2019, 10:39 AM
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Marina 100% at fault.
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Old 11-12-2019, 10:43 AM
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What does tipping dockhands have to do with this issue?

Really ...only $20 ?
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Old 11-12-2019, 10:43 AM
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Doesn't sound like anyone's fault to be honest. Get a spot all to yourself so you don't have to worry about this in the future. Surprised you don't have that already paying 1k/month
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Old 11-12-2019, 10:43 AM
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How come these stacks don't have catch pans below? I hear about this all the time. Usually it's oil though, are you sure it's not the rack itself? What boat is above you the titanic? Boats have all stainless hardware, not much iron in that to rust to begin with.
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Old 11-12-2019, 10:46 AM
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Orange spots bad!
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Old 11-12-2019, 10:47 AM
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That really sucks. I would be super pissed.. Why not let him file an insurance claim?... wouldn’t you at least get some reimbursement?.
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Old 11-12-2019, 10:48 AM
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If it happened once I wouldn’t be surprised if this is an ongoing thing. I’d keep that in mind as rusty boats tend to keep rusting.
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Old 11-12-2019, 10:48 AM
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two months and you haven't been on site to see whats what?

whats your storage contract say?

did you take actions to prevent any further damage?

no cover?

do you own outright or have a loan?

Last edited by mystery; 11-12-2019 at 10:54 AM.
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Old 11-12-2019, 10:49 AM
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Dude, you need to get that boat out more! SMH..
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Old 11-12-2019, 10:52 AM
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buy house with a lift
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Old 11-12-2019, 10:53 AM
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He offered his insurance info. Why did you say no? I'm sure Marina has a clause that you waived any claim against them. Why don't you cover the 700thou investment?
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Old 11-12-2019, 10:55 AM
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Humble brag of the year
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Old 11-12-2019, 10:58 AM
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Same type problem?

https://www.northjersey.com/story/ne...ag/4096707002/
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Old 11-12-2019, 10:58 AM
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Originally Posted by airbrush View Post
He offered his insurance info. Why did you say no? I'm sure Marina has a clause that you waived any claim against them. Why don't you cover the 700thou investment?
This.

The liability of the Marina is almost certainly spelled out in detail in the contract that you agreed to.
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Old 11-12-2019, 11:02 AM
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You have a 42 YF with a full tower stored inside on a dry rack, is what I read. How is there another boat above you?

Last edited by BSpot; 11-12-2019 at 11:03 AM. Reason: 1
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Old 11-12-2019, 11:20 AM
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Most of these dry storage places require boat owners to carry from $100,000 to $500,000 bodily injury and property damage liability. If their insurance co excepts liability they should have coverage.

Last edited by fishingfun; 11-12-2019 at 11:32 AM.
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Old 11-12-2019, 11:21 AM
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Well I'll solve your future rust problems... Dock that boat up here off OCMD and you wont have to worry about boats rusting on it an I can run it for you and it will be in the water being fished more then in the dry stack.

Few issues here if the boat truly is being detailed weekly, your detailer damn sure should've brought this up to you as soon as he saw the rust spots and couldn't get them out. As soon as the detailer notified me of my 750k boat being tainted, I would've been at the door of the marina insisting they move the turd boat above me that instant. If its a rack that is rusting then I'd want the boat moved ASAP and the rust spot remediation would be on the marina. At $1k a month that is a lot of coin and buying a deeded slip and boat lift would probably pay off eventually for you...
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Old 11-12-2019, 11:31 AM
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Originally Posted by LongIslandFisherman View Post
What does tipping dockhands have to do with this issue?

Really ...only $20 ?
showing I'm a good customer to the marina and staff and am always nice to them. There customers that can be demanding or hard to work with. I believe in take good care of others and they take care of you. And note the marina has been very nice to me and professional. To give further credence I tip the office girls $100 at Xmas since they dont get tips. If you dont like that, that's fine.

Originally Posted by tripleseaz View Post
Doesn't sound like anyone's fault to be honest. Get a spot all to yourself so you don't have to worry about this in the future. Surprised you don't have that already paying 1k/month
I dont get to choose which rack space I have

Originally Posted by fishmaster273 View Post
How come these stacks don't have catch pans below? I hear about this all the time. Usually it's oil though, are you sure it's not the rack itself? What boat is above you the titanic? Boats have all stainless hardware, not much iron in that to rust to begin with.
hulls go below the the rack they are on since they are held up by their spray rail chimes.
Originally Posted by Reel E View Post
That really sucks. I would be super pissed.. Why not let him file an insurance claim?... wouldn’t you at least get some reimbursement?.
I agree, he wanted MY insurance and for ME to file a claim.
Originally Posted by mystery View Post
two months and you haven't been on site to see whats what?

whats your storage contract say?

did you take actions to prevent any further damage?

no cover?

do you own outright or have a loan?
that's right I have been busy. I own it.
Originally Posted by Fordy View Post
Dude, you need to get that boat out more! SMH..
agreed

Originally Posted by ono loco View Post
buy house with a lift
I have a vacatipon house but it is in CA and I dont want to live on the water in FL

rbrush;13099973]He offered his insurance info. Why did you say no? I'm sure Marina has a clause that you waived any claim against them. Why don't you cover the 700thou investment?[/QUOTE]

I didnt refuse his insurance. Read my post-- he wanted MY insurance and for ME to file a claim

Originally Posted by jtcwhaler View Post
This.

The liability of the Marina is almost certainly spelled out in detail in the contract that you agreed to.
Originally Posted by BSpot View Post
You have a 42 YF with a full tower stored inside on a dry rack, is what I read. How is there another boat above you?
It is a tall building
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Old 11-12-2019, 11:36 AM
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OP, why wouldn't you file with your insurance. Their job is to solve the problem on YOUR behalf. They will likely want to go after the marina and the other boat owner. Since you are obviously not at fault, as long as they assign blame to someone else, you won't have to pay a dime, nor should your rates be effected.
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