Old 07-15-2015, 01:27 PM
Senior Member
Join Date: Jan 2003
Posts: 445

The kind that you must use it or you lose it is an FSA. An HSA uses a similiar tax code but it is a different type of account.

Think of an HSA as an IRA for medicare expenses. You get a tax deduction for the contribution but the catch is you pay a 10% penalty for any withdrawals on non-medicare expenses.
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