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Old 05-08-2010, 06:39 PM
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Originally Posted by CaptWill View Post
True, but your wife (if you have one on SS), can earn the same. If you have a small business, and create a joint LLC with her, the LLC can earn about 28k (presuming the records show you each 'earned' half).

"Unearned income", from investments, does not count against you SS limits, so perhaps you can derive some additional from there. I'd take the retirement at 62 (I did). It may not be there to take, if you wait. That being said, if you are earning a high income, like what you do, and are in excellent health, keep working.

Nope, she's younger 56, and I cannot enter into any corporate agreement with a non-attorney. It's the earned income that predisposes me to wait.