Old 10-04-2020, 05:19 AM
Join Date: May 2020
Location: NE Wisconsin - in the country
Posts: 31
Likes: 0
Received 1 Like on 1 Post

My wife, the one that said we should get a boat, is an independent broker of Medicare supplements, part d drug plans, and medicare advantage coverage.

My advice

Work with a medicare specialist that works with a variety of companies. Ask them how many clients they have. The devil is in the details. The more you do it, the more you know the details and the details are critical. A specialist will know the right questions to ask. Both medicare supplement and medicare advantage pay commission to the broker. You are not going to get a cheaper price by going one distribution channel versus another. Why do it over the phone with United Health/Aetna/Mutual of Omaha company rep when you can do it with one person that handles all 3. And maybe see them when you are at the grocery store.

My wife has a 3 step process when somebody needs to sign up for Medicare ( which you may not have to because it seems like you have "credible coverage")

Complete a factfinder.
meeting to discuss options at which point she presents a couple options
clients go home and decide which way they want to go.

Last edited by rural62; 10-04-2020 at 05:24 AM. Reason: didn't complete