Old 10-04-2020, 03:33 AM
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Location: U.P of Michigan near Lake Superior
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f you are already collecting some form of Social Security (either retirement benefits or disability benefits) when you become eligible for Medicare, you will be automatically enrolled in both Part A and Part B. ...

Note, employer health insurance plans typically require that you enroll in Medicare when eligible because then they become the supplemental insurance and medicare the primary. So better check with your wife's plan on that.

Just be wary of any advice from those selling insurance, they have a vested interest and may not provide complete information. Nor is the information I offered to be taken as gospel, its what I experienced.. You need some local advice, maybe from a financial planner. My employer gave seminars of all this and provided much help.

Last edited by ZZ71; 10-04-2020 at 03:57 AM. Reason: revise and extend remarks