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Old 07-24-2020, 07:12 AM
Senior MemberCaptains Club MemberPLEDGER
Join Date: Jan 2005
Location: Suburb of Sugar Tit SC
Posts: 14,311
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Originally Posted by HS2300 View Post
Hmmm.. I wonder if my umbrella policy protects me.. looks like I some reading to do and an inquiry to make.
In reading mine there is not a specific exclusion. One interesting one I ran across a while back in mine is there is an exclusion regarding farm tractors/trailers "while engaged in farming operations." Being that is a common thing for me, I inquired how they defined "farming operations." It was clarified that farmland used exclusively for recreational/personal purpose with no farming for revenue was covered. Any equipment used to generate revenue via farming would need specific coverage related to that activity.