I Just sent my inquiry to Bodden for Roatan. I think I am going to skip diving by myself and just do the tour with the family. My wife is excited to get to hug a sloth.
For Cozumel, skibum has hooked me up with the info I wanted. We are going to take a. Cab or private car to the other side of the island and chill on the beach for the day and eat some street food.
No idea on Belize yet and we will probably stay on the boat and play on the slides and such while the boat is docked at Costa Maya.