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Old 10-03-2019, 09:08 AM
  #6  
Brass Monkey
Admirals Club Admiral's Club Member
 
Join Date: Feb 2018
Location: Peoria Illinois
Posts: 591
Received 416 Likes on 237 Posts
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My policy says my trailer is covered by my car policy when attached to the truck & covered by homeowners when parked at home. I do not pay anything separate.

My boat has liability coverage when on the water through my homeowners (meaning if I crash into something my insurance will pay for damages to everything EXCEPT my boat).

I do not have a separate policy on my boat - but it's only worth $5k to $6k. Just went through this because a private lake I use wanted an insurance statement.