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Old 08-31-2019, 07:44 AM
Charter Lakes
Marine Advertiser
Marine Advertiser
Join Date: Mar 2012
Posts: 335
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Default Hurricane Dorian

Hurricane Dorian is heading to the East Coast......

This looks like another devastating hurricane which is going to greatly affect all of FL as well as the east coast of GA, SC, & NC. We want to remind our policy holders that most yacht and charter boat policies cover some portion of the cost to haul out and secure your vessel on the hard if a name storm warning has been issued in the vessels location. Even if your policy does not help cover the cost to secure the vessel (most small boat or fishing guide policies do not as they are small craft and easy to trailer) you need to start securing your vessels now.

Some polices may also warrant that you MUST haul the vessel and secure it in accordance to the storm protection plan you completed and signed. Be sure to check your policy and the additional endorsements attached to it to be sure. Now is the time to get your boats secured until the storm passes.

As boater owners, there is nothing we can do to change severe weather. We can be prepared however and execute a plan for our safety and the safety of your boat and other property. There is no benefit to chancing it. When in doubt, haul it out! Put your vessel in a safe area, inland and high enough to protect it from the storm surge when possible.

If you can trailer your boat: Be sure to tow the boat with a proper vehicle and haul it to a safer area. Lash your boat to the trailer and secure your boat with heavy lines to fixed objects. Trees often fall during storms and probably aren't the best option.

Non-Trailerable Boats

1. Determine the safest and most realistic location for your boat and make arrangements to move it there. Be sure to consider whether a storm surge could rise into the area.

2. Never leave a boat in davits or on a hydro-lift during a major storm.

Boats Remaining in Marina Berth

1. Double all lines and use lines that have protective coverings that reduce marring of the boats surface whenever possible. Attach lines high on pilings to allow for tidal rise or surge.

2. Install fenders to protect the boat from rubbing against the pier, pilings and other boats.

3. Fully charge the batteries and check to ensure their capability to run automatic bilge pumps for the duration of the storm. Consider backup batteries. Shut off all devices consuming electricity except bilge pumps, and disconnect shore power cables.

4. All loose items should be stored ashore, things like: canvas, bimini tops, cushions are typically excluded from coverage during a named storm

5. Do not stay aboard your vessel during the hurricane.

MOST IMPORTANT - Find safe shelter with your family!

Gallagher Charter Lakes, your Marine Insurance Specialists
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