I have a triple axle Loadmaster trailer and brakes on the front two axles, but not rear. Ok...I have read alot of different threads on here (Did alot of searches) and have somewhat educated myself, although I am a complete novice to this job. Yeah Cracker I know you hate tiedown's and its what I unfortunately have.

So, I need some help please and have an idiot's knowledge of things - so here I go: I had someone install new disc brakes,rotors, lines, and replaced the solenoida year ago - but not the master cylinder (hope I used the right terms). Everything was great til 6 mths ago on a long trip 300 miles, a buddy said damn the hubs are real hot to the touch. I said they are supposed to get somewhat hot, not too bad a problem then. I pumped some Penzoil - heat resistant grease into the bearings. Then, about two months ago, I noticed the hubs again got very hot and it seemed the pads would stick and lockup in reverese at times, then releaseand when I was going forward the tires would drag a bit, then release.I used electronic cleaner and cleaned the round five prong wiring, checked my truck's fuses, and all seemed good - but it keeps happening. So I pulled the tire off, the pads were stuck on andhad to hammer the caliper off. Seems that in backing up they locked on, maybe when they hit the chocks. Not sure of the condition of the pads, so I took some pics. I also, have no idea how to get to the master cylinder, should I wish to replace it or bleed the system later.I cleaned the rotor and the Hub moves freely - I don't think its the bearings inside, as the rotor/hubspins real good - no clicking/sticking. I think all four brakes are doing it. If I have to replace the pads - I saw the post by Bluewaterpirate - it helped but did not show how to replace just the pads. Here are some pics of the trailer:
Any help on how to / what to do would be great.