not to put a wet towel on you, but most if not all rec. insurance policies do not cover operating commercially or as a charter. You can word it in many ways but if something should go down, the insurance company may find a way not to pay, especially if involves liabilty.
I've heard, as most have, of stories of law suits that make you shutter. I know a good customer of mine who has a ranch and invited a gal and her kids out to go riding. He's a nice guy that just wanted to show the gal and her kids a good time since she's low income and a single mom and brighten up their spirits. Kid falls off horse and sues my customer the rancher. That's just wrong.
I'm all for taking newbies to have them experience life and fishing on the water, but taking strangers with the risk of law suites is not appealing.
Another consideration is that we've all run across THAT guy on the boat. I love boating and fishing but hate the idea of getting stuck again with THAT guy that ruins what could be a good trip.
On the flip side, your time is valuable. Quality and sometimes expensive charters are usually seasoned professionals who try their best to give you the paying customer the best experience aboard a safe and solid boat. You can ask the local charters to see if they have an opening where you might share the charter and cost with another individual or small group.
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tight lines and sore arms
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