Liability and Insurance

Mellow Yellow · 07-21-2008, 08:48 AM

Can you explain to me what, if anything, changes when and if I get my six-pack certification?

I plan to NOT use my boat (23' 225hp) for anything other than the current pleasure use. I would like to learn however and am motivated by the challenge.

I've heard the insurance rates skyrocket when you become certified and you're more open to being sued if a loss occurs.

MarinersSchool · 07-21-2008, 10:38 AM

In most cases such as yours our clients are receiving a 10-30% discount in their insurance rates. When I first got my license I was using my boat for personal use and received a $3,000.00 per year discount.

The only time your insurance would increase is when you choose to use your personal vessel to run charters. If this is the case the increase in rates is due to the additional liability insurance you would now be carrying.

Earning your Captains License is an accomplishment to be proud of. However, I tell all of our clients that safety should be the number one reason you choose to get your Captains License. Our online Captains License courses are a great learning experience.

Good Luck!