Credit Card - The Hull Truth

rwidman · 08-14-2007, 09:40 PM

I have a Discover card. I get a 1% cash rebate on everything I charge and I pay it off each month so there's no interest charge.

Some places don't accept Discover cards.

Most Master and Visa cards offer "points" which are of no interest to me. I can't spend "points" but I can spend cash.

Do any Master or Visa cards offer cash rebates similar to Discover?

Sea Six · 08-14-2007, 09:44 PM

My card gets me "points" I can use to select from a variety of gift cards. As long as the gift cards are for stores or restaurants I would go to anyway, what's the difference? Doesn't matter to me.

triguy7 · 08-14-2007, 09:46 PM

I too pay mine off every month. Mine gives me a rebate on any building or hardware type store. Pays for my families vacation every year.

Chase Visa

welder · 08-15-2007, 12:07 AM

Cabela's Visa

Opps , sorry their points in the store to buy stuff, I'm at almost a new rod.

triguy7 · 08-15-2007, 10:55 AM

Need to ad:

11.24% apr

1% back on all purchases
3% back on common business purchases.

3% on gas, restaurants, office supply stores, home improvement, hardware stores.
paid back to me in check form (I normally go a year).

Kamper · 08-15-2007, 03:52 PM

I have a Capital One Visa. 1/2% back but I think there's a max payment of something like $400. They used to send me a check now they just apply it to the bill once a year.

LI Sound Grunt · 08-16-2007, 07:07 PM

I think Citicard also has a card that gives 5% back on gas up to a certian amount per year. Capitol One has somehting similiar. Check their web-sites. Citicard laso has a drivers edge cars that has a 1 or 2 % back on everything towards your next car purchase - new or used. I have used that and the GM card to get several thousand off my last few car purchases.

Elusive · 08-16-2007, 09:53 PM

Here's a pretty good list of the different companies offerings

http://www.creditcards.com/Visa.php?...095&a_did=1007

rwidman · 08-16-2007, 09:55 PM

Quote:

LI Sound Grunt - 8/16/2007 5:07 PM

I think Citicard also has a card that gives 5% back on gas up to a certian amount per year. Capitol One has somehting similiar. Check their web-sites. Citicard laso has a drivers edge cars that has a 1 or 2 % back on everything towards your next car purchase - new or used. I have used that and the GM card to get several thousand off my last few car purchases.

I'm a guy who trades vehicles every ten years or when wrecked so I don't think that will help much.

Also, I don't care about the APR because I pay the card off each month.

I'm just looking for cash that I can spend anywhere, any time. Just like Discover, but accepted anywhere.

I'll look into the suggestions posted so far.

Thanks

colmbarry · 08-17-2007, 01:58 PM

My card has points. Can redeem the points for many things including gas cards. Exxon, Shell and BP/Amoco. Always need gas, spends like cash. I have no problems with this arrangement. End every year with $300 - $400 worth of gas cards.