Licensed Captains Liability Insurance

[Dockmaster]

Just wondering what some of the other captains are carrying for liability insurance. I had an umbrella policy to cover me when I was on my boat. I am now driving a 49 passenger vessel, in addition to my boat, and I'm thinking of upping my personal liability. My insurance agent doesn't think I would be covered under my umbrella policy for the cruise boat.

So the question is:

What type of policy do you have and how much coverage??? Also, what type of license and size boat do you drive???

[Bob's Cay]

The company I used to work for had a boat with a Captain. The policy on our boat had coverage that included the captain but he still maintained a smaller policy for his own errors and omissions. I would ask the owner of the vessel what coverage he provides you through his boat policy.

[lemaymiami]

Try Charter Lakes, www.charterlakes.com, (800) 879-2248. I've had good luck with them for the last 10 years.