What I want to know is at cruise speed with an E-tec can you still carry on a conversation? Thanks![/quote]
Yes. Definitely.
I've owned the following engines in the last 5 or 6 years:
Yamaha OX66 250
Evinrude/Ficht 225
Evinrude/Ficht 250
Evinrude DI 250
Evinrude ETEC 250
The Yam was the loudest at all rpms
The Ficht/DI engines were quieter than the Yam at idle and maybe slightly quieter at cruise.
The ETEC was noticeably quieter than the Ficht/DI engines at idle and cruise.
At idle, the ETEC is very quiet. When backing in and out of my slip, people are constantly asking me how I like my four stroke.

I've heard nearly all of the different 4 strokes at idle. They ARE quieter at idle but we're really splittin hairs here. I have not heard the Verado at idle or any speed.
At cruise, I've ridden on boats with Zukes, Hondas and Yams. To me, they were all about the same in noise level. I don't see where they were any quieter than the ETEC at cruise rpm - at least not as far as I could discern. At higher RPMs, four strokes make noise with the best of them. Again, I have not heard a Verado at cruise.